| Interest Rate | 35% |
| Duration | From 7 days |
| Access Level | Public |
| Company Name | LCredit loan |
| Phone 1 | 09120482705 |
| Phone 2 | |
| Website or Store | |
| Address | |
| Category | Dangerous Loan |
| Company Email | |
| Views | 210 |
LCredit is a streamlined loan app created to provide individuals with quick and easy access to personal loans. With our instant application process and rapid approval times, LCredit is your go-to solution for obtaining funds without the stress of a lengthy application procedure.
ABOUT US
Founded with the vision of simplifying access to financial support, LCredit is dedicated to helping people secure loans when they need them most. Our user-friendly interface and commitment to outstanding customer service make us a trusted choice for many Nigerians seeking instant loans.
COMPANY SERVICES
LCredit offers a diverse range of loan services, including versatile personal loans that can be utilized for any purpose. Our loans come with flexible repayment options and attractive interest rates, ensuring a suitable solution for those in need of financial assistance.
OUR MISSION
At LCredit, our mission is to provide customers with fast, convenient access to loans. We aim to be the preferred source for personal loans, delivering excellent service and a secure online experience.
OUR VISION
We aspire to become Nigeria's leading provider of instant loans, delivering remarkable customer experiences and innovative lending solutions.
OUR CORE VALUES
We prioritize customer satisfaction and security, which is why we are dedicated to providing a safe online platform, outstanding service, and clear loan terms.
Excellent Customer Service
Every customer deserves respect and exceptional service. Our trained customer service representatives are ready to assist with any inquiries, ensuring a smooth and satisfying experience.
Cooperative Partner
We value partnerships and collaborate with a network of allies to offer you the best loan solutions, competitive interest rates, and flexible repayment terms.
Ease of Use
Our app is designed for simplicity and ease of navigation, making it effortless for you to apply for a loan and manage your account.
Security
Your security is paramount. LCredit employs industry-standard measures to protect your personal and financial information.
Instant Loans
With LCredit, you can apply for a loan and receive approval within minutes. Funds are transferred directly to your bank account, providing you with the flexibility to use them as needed.
WHAT WE OFFER
LCredit presents a variety of loan options, including personal loans of up to ₦50,000. Our loans feature flexible repayment terms and competitive interest rates, making it easy for you to access the funds you require, precisely when you need them.
APPLY NOW
Why wait if you need a loan? Apply for an instant personal loan today with LCredit. Our straightforward platform ensures a quick application and approval process within minutes.
CONTACT US
If you have any questions or concerns, our customer service team is here to assist you. Reach out to us via email at support@lcredit.ng or by phone at 09087614169.
Expert Counsel
Allow me to shed some light on LCredit and what you need to know to safeguard your financial well-being.
To begin with, LCredit has a rather aggressive approach when it comes to debt collection. They won't hesitate to bombard every single one of your contacts with automated calls, making sure everyone knows about your outstanding debt. And if that's not enough, they'll also flood your WhatsApp with derogatory messages if you're just one day overdue. It's not a pleasant experience, to say the least.
Now, let's talk about their repayment plans. LCredit typically offers repayment periods ranging from 6 days to 14 days, which can be quite challenging to meet. And to make matters worse, their overdue interest rates can soar as high as 5% to 7% per day, pushing you further into the abyss of debt.
Here's a crucial piece of advice: once LCredit starts defaming you, don't even think about paying them back. They've already gotten what they wanted, and paying them won't make the derogatory messages disappear. Plus, since they're not licensed, they don't have much legal recourse besides tarnishing your reputation.
Whatever you do, resist the temptation to borrow from another loan app to repay LCredit. They have a plethora of apps scattered across mobile app stores, so if you think you're escaping one debt by borrowing from another, think again. You'll only find yourself sinking deeper into financial trouble.
To shield yourself from LCredit's relentless harassment, consider installing Truecaller on your mobile phone. This handy app can help you identify and block their calls, giving you some much-needed peace of mind.
Ultimately, the best way to break free from LCredit's clutches is to stop borrowing altogether. It might not be easy, but it's the only way to avoid getting caught in their web of debt.
Take care, and remember that your financial well-being is worth more than any loan. Stay vigilant, make wise borrowing decisions, and don't let LCredit or any other loan shark drag you down.
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Reviews
Agent message to usersOur next form of embarrassment maybe too difficult for your to take! Do not face our wrath. Part payment is allowed.LCREDITOur next form of embarrassment maybe too difficult for your to take! Do not face our wrath. Part payment is allowed.LCREDIT
- 12/7/2024
- Agent message to users
FRAUD ALERT
WANTED! WANTED!! WANTED!!!
SHE IS A CHRONIC THIEF, BROAD DAYLIGHT ROBBER/CRIMINAL AND A SCAMMER... AND SHE IS CURRENTLY ON THE RUN WITH OUR MONEY SHE IS A FRAUDSTER WHO GOES ABOUT DUPING INNOCENT FAMILIES AND LIVES OF THEIR HARD EARNED MONEY AND PROPERTY.
CURRENTLY SHE IS WANTED BY THE AUTHORITIES AND ANY BUSINESS DONE WITH HER IS AT YOUR RISK.
- 12/7/2024
- Agent message to users
Call rotation on your people may frustrate life out of your contacts. Repay now before we completely descend on them for your debt!
LCREDIT
- 9/27/2024
- Agent message to users
YOU ARE STILL THE ONLY ONE ON LIST AND UP TILL THIS MOMENT YOU ARE STILL REFUSING OUR GOOD DEEDS, JUST KNOW YOU FORCED US TO TAKE ACTION THAT YOU WILL REGRET FOR THE REST OF YOUR LIFE. LCREDIT
- 9/27/2024
- Agent message to users
<LCREDIT KASH> IT IS ABSOLUTE FRAUDULENCE NOT TO REPAY THE LOAN YOU TOOK DESPITE ALL EFFORT. WE WILL GET YOU REPORTED. BE READY TO FACE THE CONSEQUENCES.
- 9/27/2024
- Agent message to users
D kind of disaster dat will hit u&ur family down 2 disgrace u TODAY wil be a terrible one n painful tears pay ur loan right NOW,I warned u first.pay now
- 9/27/2024
- Agent message to users
Harrasment and 251 missed calls - legal actions will be taken against you and we will call your contacts and they called my family and friends.
- 9/27/2024
- Agent message to users
So far you are still owing if you sleep well you will not wake up well unless you pay your loan right now... pay now and be free
- 9/27/2024
- Agent message to users
See how you will be trending negatively in the next few mins since u are not ready to pay ur loan &watch how we battered U&UR family on all social media LCREDIT
- 9/27/2024
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