Lendaura

For Nigerians building the future, AuraLend offers intelligent credit designed to move with your life. Access funds seamlessly to cover immediate needs or unlock new possibilities, with repayment plans that respect your financial rhythm. More than capital—it's a partnership in your progress, empowering your personal and professional journey.

Designed for Your Reality

✅ On-Demand Access — Use only what you need, precisely when you need it.
✅ Instant Decisions — Apply via our mobile app and get approved in minutes, not days.
✅ Repayment That Fits — Flexible terms from 3 to 12 months, aligned with your income flow.
✅ Clear & Fair Pricing — Transparent fees with no surprises—ever.
✅ Build Your Credit Footprint — Responsible usage strengthens your financial profile for future opportunities.

Who Can Apply

✅ Age: 18 years or older

✅ Residency: Nigerian citizen or legal resident

What We Offer

Credit Limit: Up to ₦200,000

Tenure Flexibility: 3–12 months

One-Time Processing Fee: 3%–6% (based on your credit assessment)

Maximum Annual Interest: 15% (APR)

See How It Works — Full Transparency

Example Scenario:

Loan Amount: ₦200,000

Term: 9 months

Processing Fee (6%): ₦12,000

Amount Credited to You: ₦188,000

Annual Interest Rate (APR): 15%

Monthly Interest: 1.25%

Total Interest Payable: ₦22,500

Monthly Repayment: ₦24,722

Clear math. No fine print.

Security & Privacy — Our Foundation

🔒 Bank-Grade Encryption — Your data stays protected with advanced security protocols.
🔒 Data Minimization — We collect only what’s essential for verification—nothing more.
🔒 Privacy by Design — Your information is never shared without your consent.
🔒 Regulatory Compliance — Operated within Nigerian financial regulations and best practices.

Your Next Step Is Simple

Download the AuraLend app

Complete your profile in minutes

Select your desired amount and term

Receive funds directly to your account