Lendigo - Loan Shark Review
Interest Rate 10%
Duration From 30 days upto 6 months
Access Level Salary Earners
Company Name Lendigo
Phone 1 08122891078
Phone 2
Website or Store https://lendigo.ng/
Address 4th Floor, 13 Town Planning Way, Ilupeju, Lagos.
Category Safe Loan
Company Email support@lendigo.ng
Views 1,225

Lendigo is a leading Nigerian loan app that provides easy, fast and flexible access to working capital for small and medium-sized enterprises (SMEs) across Nigeria. Our mission is to help SMEs grow and expand their business operations through our hassle-free loan services, which are tailored to meet the specific needs and requirements of individual businesses.

Our loan products are designed to help SMEs in different sectors, including retail and professional services, general merchandise traders, e-commerce merchants, distributors, and POS agents. We offer loans ranging from ₦100,000 to ₦5 million, depending on the nature and size of the business. Our loan services are available without collateral, which means that SMEs can access financing without the need for cumbersome collateral requirements.

Small Business Loans Our small business loans are designed for SMEs that provide retail and professional services, as well as traders of general merchandise such as electronics, computing, phones, fashion & apparel, household goods among others. We offer loans ranging from ₦100,000 to ₦5 million, depending on the nature and size of the business. Our loan services are available without collateral, which means that SMEs can access financing without the need for cumbersome collateral requirements.

Auto Dealer Financing Our auto dealer financing loans are designed for SMEs that provide retail and professional services, as well as traders of general merchandise such as electronics, computing, phones, fashion & apparel, household goods among others. We offer loans ranging from ₦100,000 to ₦5 million, depending on the nature and size of the business. Our loan services are available without collateral, which means that SMEs can access financing without the need for cumbersome collateral requirements.

E-Commerce Merchants Our e-commerce merchant loans are designed for merchants who currently trade on big e-commerce platforms (such as Jumia) to cater for various business reasons such as working capital, business expansion and other operational needs, based on the most recent sales data gotten from the e-commerce platforms. We offer loans ranging from ₦100,000 to ₦5 million, depending on the nature and size of the business. Our loan services are available without collateral, which means that SMEs can access financing without the need for cumbersome collateral requirements.

Distributors Our distributor loans are designed for key-distributors (KDs) and sub-distributors (SDs) to finance orders made to corresponding fast-moving-consumer-goods (FMCG) manufacturers to help them increase transaction volumes and obtain better incentives. We offer loans ranging from ₦100,000 to ₦5 million, depending on the nature and size of the business. Our loan services are available without collateral, which means that SMEs can access financing without the need for cumbersome collateral requirements.

POS Agents Our POS agent loans are designed for merchants with POS terminals and POS agents. We offer loans ranging from ₦100,000 to ₦5 million, depending on the nature and size of the business. Our loan services are available without collateral, which means that SMEs can access financing without the need for cumbersome collateral requirements.

At Lendigo, we are committed to providing excellent customer service, which is why our loan application process is fast, efficient, and user-friendly. Our loan app is safe and reliable, and our loan products are designed to meet the specific needs and requirements of individual businesses. We pride ourselves on our core values of cooperative partnership, ease of use, security, and instant loans.

Our vision is to be the leading provider of flexible and innovative loan services for small and medium-sized enterprises across Nigeria. We are committed to helping Nigerian SMEs grow and expand their businesses through


Expert Counsel

Lendigo: Weighing the Loan Before You Borrow

Hey there! Thinking about borrowing from Lendigo? Before you hit that button, let's chat about some things to keep in mind. Remember, information is power, and this could save you some trouble down the line!

 

Licensed and Legit:

Unlike some loan apps, Lendigo operates legally and follows proper regulations. That means you can borrow with a bit more peace of mind knowing they're playing by the rules.

 

No Public Shaming:

Forget the fear of embarrassing texts to your contacts! Lendigo doesn't resort to those tactics. They handle things professionally and privately.

 

Consequences for Skipping Out:

However, remember that skipping out on repayments isn't an option. They might report you to appropriate authorities, which could impact your credit score and future borrowing abilities. So, borrow responsibly!

 

Reasonable Interest, But You're in Control:

While they do charge overdue interest, it's within reasonable limits. Plus, here's the good news: once you've paid back the loan amount and the initial interest, you don't have to pay the overdue interest! So, if things get tight, you can focus on repaying the main amount without extra pressure.

 

Don't Fall for the Debt Trap:

Don't even think about borrowing from another loan app to pay Lendigo. That's a slippery slope that leads to deeper debt. Only borrow when you have the means to repay, even if it means spreading the payments over a few months. Remember, responsible borrowing is key!

 

Truecaller for Call Control:

Want to avoid unwanted calls? Use Truecaller or a similar app to identify Lendigo's calls and choose when to answer. You're in control!

 

Remember, You Got This:

Lendigo might seem like a quick fix, but remember, there are always alternatives. Talk to friends or family, explore other financial options, and make a plan before borrowing. After all, your financial well-being matters most!

 

Remember, borrowing should be a last resort. There are many resources available for financial difficulties. Talk to trusted friends or family, or seek help from legitimate organizations that offer financial counseling and support. Don't let loan apps become a source of stress and burden.




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Reviews

  • User loan Review
    Lendigo

    Lendigo is trash!! You get stressed with uploading a lot of info, at the end nothing will be given.

    • 3/24/2023
  • User loan Review
    Lendigo

    Fill of information is not hard the process is smooth but the problem is that they will not give you any lone what is the us of this app if you can not perform the porpoise of the app, to give lone am very sure the all the people that gave their reviews were not given any lone, what a waste of time and data just no that your lone app was off no use to me

    • 3/23/2023
  • User loan Review
    Lendigo

    Very strict, which is necessary and it show that the Lendigo is serious and business oriented. keep it up. But kindly bear in mind that not all business are registered, there are none registered business enterprises in operation and legally recognised according to the constitution

    • 3/22/2023
  • User loan Review
    Lendigo

    I've not gotten the loan i applied for yet, but the way things are organized, i think they really know what they are doing and their customer care service are quick in responding to your complaints. that's why I'm giving 4 stars.

    • 3/22/2023
  • User loan Review
    Lendigo

    Hav try many times to link my statement of account, which they debit me 2,200,still yet the app is telling me I still need to upload my statement of account,it very wrong, after collecting my details and debit...it's unfair...am on it now more than 4 days now,nothing happened...

    • 3/13/2023
  • User loan Review
    Lendigo

    One of tge most useless loan app ever, i applied for a loan and i was declined yet you people kept sending update to my phone, why send an update when you keep declining😡😡😡😡😡

    • 3/12/2023
  • User loan Review
    Lendigo

    i am not one to overate but am certain that about this application for loan i had a great experience it smooth and straight plus all the services so far is very professional. but i am looking forward to the approval of my loan to know more about this platform but for now i leave with a 3stars 

    • 3/11/2023
  • User loan Review
    Lendigo

    Easy to register. The process was seamless. Basics requirements for such a high loan were needed which must be provided if you want a loan. However, it remains to be seen how fast your application will be treated and money disbursed. Overall, from what I observed, i think they mean business. Just give them a try.

    • 3/6/2023
  • User loan Review
    Lendigo

    The email validation is Rubbish, trying to create account for the past five days..they are telling me they said a code to my email to confirm my email,,,code I no see after trying countless times,,I tried using another email account still the same problem...and that doesn't stop email from other administration getting in my phone.. making me know that it is not network issues

    • 3/4/2023
  • User loan Review
    Lendigo

    Registration was seamless. But I have been applying for loan but they decline my application. Like it's worthless. I have applied for this loan three times. These three times, all you have me was disappointment. This is the fourth time I'm applying for a loan. If I get disappointed again, I will just delete this app. Since all they give is disappointment.

    • 3/2/2023
  • User loan Review
    Lendigo

    Best loan app ever very quick and Reliable they can deliver u urgently

    • 2/28/2023
  • User loan Review
    Lendigo

    Fraud loan app ever!  I know this app is designed only to take people information not wha it actually says it does. Filled all my information;Bvn, bank card and also debited me of 100# yet they are unable to approve the loan. Stay away from it guys! Can't even recommend it to my enemy.

    • 2/27/2023
  • User loan Review
    Lendigo

    I don't think this app is the best, bcuz they are not borrowing me money, Everytime I click on the app it keep saying pending share holder, nawaooo

    • 2/27/2023
  • User loan Review
    Lendigo

    I tried putting my passwords it keeps telling me password does not match When i put the correct password

    • 2/25/2023
  • User loan Review
    Lendigo

    The App User Interface was quite encouraging, with speed and no adds apply, easy to navigates....I suggest you give a try.

    • 2/24/2023
  • User loan Review
    Lendigo

    Registration was fast and smooth but i think ,they are not real to give out loan

    • 2/23/2023
  • User loan Review
    Lendigo

    Very easy to fill the form, no stress and I hope the disbursement will be the same thing.

    • 2/20/2023
  • User loan Review
    Lendigo

    They are not real. I have applied for loan and they canceled it. After talking to them they refuse picking my calls. I gave them much call they didn't pick, they keep hanging up on me, what kind of company hang up on their customers. I regretted linking my bank detail with them, I was glad to change my bank online access. Beware! They are not real. I have reported there app.

    • 2/18/2023
  • User loan Review
    Lendigo

    As good and well organised the app looks. Have not been able to get anything from it for the past 3weeks. The loan application stays there for days without any response. It's really frustrating and might have to uninstall this app. I loved it at first bcos registration and filling of information was very swift and well organised. But what's the essence if I can't get a loan despite giving the app access to my personal account. Am really pissed

    • 2/16/2023
  • User loan Review
    Lendigo

    Unfortunately, my application was rejected. The reason they gave was that they are not operating in Enugu state. Imagine o, after collecting all my sensitive information. Why not state the states you are operating in to save people time and energy. Or are you guys only interested in our financial information?

    • 2/7/2023
  • User loan Review
    Lendigo

    very responsive and quite assisting..even though I was declined from the loan .. still don't know why but generally they're good

    • 2/1/2023

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