| Interest Rate | 35% |
| Duration | From 10 days |
| Access Level | Public |
| Company Name | Leny loan |
| Phone 1 | |
| Phone 2 | |
| Website or Store | |
| Address | |
| Category | Dangerous Loan |
| Company Email | |
| Views | 131 |
Step by step guide to break free from loan apps
About Leny loan
We offer a full range of services, from loan inquiry, application and approval to disbursement, so you don't have to travel to major banks or financial institutions and can easily enjoy a comprehensive lending experience.
Are you looking for a reliable loan app in Nigeria to meet your urgent financial needs? Leny Loan offers quick and hassle-free loans ranging from ₦20,000 to ₦80,000 with flexible repayment terms. Whether you need funds for emergencies, business, or personal expenses, Leny Loan provides a seamless borrowing experience with competitive interest rates and zero hidden fees.
Why Choose Leny Loan?
✅ Quick & Easy Application – Get instant loans directly to your bank account.
✅ Flexible Repayment – Repay comfortably within 91 to 180 days.
✅ Low-Interest Rates – Competitive annual interest rate of up to 33% (APR).
✅ No Hidden Charges – 0% service fee, ensuring transparency.
✅ Secure & Trusted – Partnered with licensed financial institutions for safe transactions.
Loan Details & Example Calculation
Loan Amount: ₦20,000 – ₦80,000
Loan Tenure: 91 to 180 days
Annual Interest Rate: Up to 33% (Daily interest rate: 0.09%)
Service Fee: None (0%)
Sample Loan Repayment Breakdown
If you borrow ₦20,000 at 33% APR for 120 days, here’s how repayment works:
Principal: ₦20,000
Total Interest: ₦2,170
Total Repayment: ₦22,170
Monthly Installment: ₦5,542.47
This ensures you know exactly what you’ll pay—no surprises!
Eligibility Requirements
To qualify for a Leny Loan, you must:
✔ Be at least 18 years old (as per Nigerian law).
✔ Have a valid bank account and BVN.
✔ Provide accurate personal and financial details.
By registering on Leny Loan, you agree to comply with our terms and conditions. Failure to adhere may result in account suspension or legal action.
How to Apply for a Leny Loan
Download the Leny Loan app from the Google Play Store.
Register with your details and complete verification.
Select your desired loan amount and tenure.
Submit your application and get approved within minutes.
Receive funds directly into your bank account.
Trusted by Thousands of Nigerians
Leny Loan is a leading digital lending platform that connects borrowers with licensed financial partners. We prioritize speed, security, and customer satisfaction, making us a top choice for quick loans in Nigeria.
Need Fast Cash? Try Leny Loan Today!
Don’t let financial emergencies hold you back. With Leny Loan, you get instant access to funds with a simple, transparent process. Apply now and experience stress-free borrowing!
📲 Download the App Today & Get Your Loan in Minutes!
Expert Counsel
Loan Agreement Validity in Nigeria
Nigerian law outlines specific circumstances under which loan agreements can be considered invalid or unenforceable. These include:
- Operating Without a License: Money lenders without a valid license from the Central Bank of Nigeria (CBN) or relevant state authorities may have unenforceable contracts.
- Excessive Interest Rates or Fees: Contracts with unconscionable terms may not be enforceable under consumer protection laws.
- Fraud or Misrepresentation: Contracts obtained through deception or misleading statements can be voidable.
- Privacy Violations and Harassment: Loan apps that breach privacy or harass borrowers may have contracts that can be challenged.
- No Written Agreement: Loans over ₦20,000 (varies by state) require a written contract to be enforceable.
- Non-Compliance with CBN Guidelines: Contracts violating CBN rules on loan tenure and repayment may be challenged.
- Duress or Undue Influence: Contracts signed under duress or undue influence are not valid.
- Lending to Minors: Loan contracts with individuals under 18 are void.
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