| Interest Rate | 40% |
| Duration | From 7 Days |
| Access Level | Public |
| Company Name | Lever Credit-Secure Loan |
| Phone 1 | |
| Phone 2 | |
| Website or Store | |
| Address | |
| Category | Dangerous Loan |
| Company Email | |
| Views | 173 |
Step by step guide to break free from loan apps
About Lever Credit
Get instant loans from 50,000 FCFA to 500,000 FCFA with flexible repayment terms of 120 to 300 days. Lever Credit-Secure Loan is a fully licensed digital lender recommended by thousands of Cameroonian borrowers for its fast approval, transparent fees, and stress-free application.
✅ COBAC-Registered | ✅ 24/7 Access | ✅ No Hidden Charges
Why Choose Lever Credit-Secure Loan?
1️⃣ Get Funded in Just 4 Simple Steps
Download the official app
Register with basic details
Select loan amount & term
Receive funds within hours
No paperwork. No long waits.
2️⃣ Flexible Repayment (120–300 Days)
Choose a tenure that matches your income cycle:
Short-term: 120–180 days
Long-term: 181–300 days
Early repayment allowed with no penalties
3️⃣ Licensed & Transparent
Approved by COBAC (Licence No. [XXXXX])
Fixed APR of 12–30% (CEMAC-compliant)
No hidden fees – Know exactly what you’ll repay
Key Features
✔ Loan Amount: 50,000 – 500,000 FCFA
✔ Instant Approval: 90% of applications approved within 2 hours
✔ Data Security: Complies with Cameroon’s Data Protection Law
✔ 24/7 Customer Support: Via WhatsApp (+237 6XX XXX XXX)
How It Works
Download the app from Google Play Store
Complete your profile (ID + income proof)
Get approved in minutes
Receive funds directly to your mobile money account
Eligibility Requirements
Cameroonian citizen/resident
Age 20–65 years
Valid ID (National ID, Passport, or Voter’s Card)
Active mobile money account (MTN Mobile Money, Orange Money)
Frequently Asked Questions
❓ Is Lever Credit-Secure Loan legit?
✅ Yes! We’re licensed by COBAC (Certificate No. [XXXXX]) under Cameroon’s microfinance regulations.
❓ What if I miss a payment?
We offer a 3-day grace period with no penalties. Contact support to reschedule repayments.
❓ How is interest calculated?
Example: Borrow 100,000 FCFA at 24% APR for 180 days:
Interest: (100,000 × 24%) ÷ 365 × 180 = 11,835 FCFA
Total Repayment: 111,835 FCFA
Expert Counsel
Under Cameroonian Law, loan agreements must comply with strict financial regulations to be legally enforceable. Borrowers have rights protected by:
Banking Sector Regulation Law (2018)
OHADA Uniform Act on Contract Law
CEMAC Microfinance Guidelines
Data Protection Law No. 2010/012
When a Loan Agreement May Be Invalid in Cameroon
1️⃣ Unlicensed Lenders
→ Any lender operating without approval from COBAC (Banking Commission of Central Africa) or MINFI (Ministry of Finance) is illegal.
→ Verify licenses via www.minfi.cm
2️⃣ Excessive Interest Rates
→ The CEMAC region caps interest rates at 30% APR for microfinance institutions.
→ Contracts exceeding this may be challenged in court.
3️⃣ Fraudulent Practices
→ Misrepresentation of terms or hidden fees voids contracts under OHADA Contract Law Article 96.
4️⃣ Illegal Harassment
→ Loan apps cannot:
• Contact your phonebook without consent (Data Protection Law)
• Threaten or defame you (Penal Code Section 154)
→ Report violations to ANTIC (National Cybersecurity Agency).
5️⃣ Missing Documentation
→ Loans above 100,000 FCFA require:
• Signed agreement
• Clear repayment schedule
• COBAC/MINFI license number
Borrower Rights & Recourse
✔ Right to Cancel: 3-day cooling-off period for digital loans
✔ Right to Complain: Submit grievances to COBAC or MINFI Consumer Protection Desk
✔ Right to Privacy: Lenders must comply with Law No. 2010/012 on data collection
Penalties for Illegal Lenders:
• Fines up to 50 million FCFA
• License revocation
• Criminal prosecution for harassment
Safe Borrowing Checklist
✓ Confirm lender’s COBAC registration
✓ Ensure APR does not exceed 30%
✓ Never share phonebook access
✓ Insist on a written contract
Victim of predatory lending?
📞 COBAC Hotline: +237 222 22 25 72
📧 MINFI Complaints: dg-microfinance@minfi.cm
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Safely Report A Loan Shark
If you have borrowed from a loan shark or are worried about someone else, we’re here to help and keep you safe. Learn how to break free from their grasp.
