Interest Rate | 32% |
Duration | 7 - 28 days max |
Access Level | Public |
Company Name | New Edge Finance |
Phone 1 | |
Phone 2 | |
Website or Store | https://web.newcredit.loans |
Address | Unknown |
Category | Mild Loan |
Company Email | Wade.80903976@gmail.com |
Views | 3,427 |
Newcredit
Newcredit is a loan app that provides quick and easy access to financial services through your mobile device. With Newcredit, you can get loans of up to N100,000 in just 5 minutes with a low interest rate. Our app is designed to make borrowing money as easy as possible for our users.
We are proud to offer a 5-star rated app that has received positive feedback from our users. However, we understand that there may be times when things don't go as smoothly as we would like. In the case of a double debit, we would like to apologize for any inconvenience this may have caused. Our customer care team is dedicated to resolving any issues you may encounter. If you are still experiencing difficulties, please reach out to us through the app or on our website, and we will do our best to assist you.
We take customer satisfaction very seriously and are always looking for ways to improve our services. If you have any suggestions or feedback, please let us know. Our goal is to provide you with the best possible experience when using Newcredit.
Regarding your request to take another loan, we apologize for any confusion. Our system may show that you are still in debt, even if you have cleared your loan. In this case, we would be happy to look into the matter and resolve it for you as quickly as possible. Please reach out to us through the app or on our website, and one of our customer care representatives will be happy to assist you.
We appreciate your feedback and are glad to hear that you have had a positive experience with Newcredit. We will continue to work hard to provide our users with quick, convenient, and affordable loan services. If you have any further questions or concerns, please don't hesitate to reach out to us. We are here to help.
Expert Counsel
Newcredit, a prominent lending platform, is a subsidiary of New Edge Finance, a reputable financial institution with a diverse portfolio. Notably, New Edge Finance also owns Easybuy and boasts a robust presence on Google Play Store with over 12 apps.
In terms of borrower relations, Newcredit stands out for its fair and respectful repayment policies. Borrowers are afforded the flexibility to repay their loans gradually, without fear of defamation or negative repercussions from the platform. This approach fosters trust and empowers borrowers to manage their financial commitments at their own pace.
To ensure a smooth repayment experience, borrowers are advised against paying overdue interest once the normal interest and capital amounts have been settled. By adhering to this guideline, borrowers can avoid unnecessary financial strain and maintain control over their repayment journey.
In the event of persistent communication from Newcredit via calls or WhatsApp messages, borrowers have the option to block their contacts and WhatsApp numbers. This proactive measure helps borrowers maintain their privacy and peace of mind, mitigating potential disruptions.
It is strongly recommended that borrowers refrain from borrowing from other loan apps to settle dues with Newcredit. Engaging in such practices may exacerbate financial challenges and lead to a cycle of debt accumulation.
For additional control over communication channels, borrowers can leverage Truecaller by installing it on their mobile phones. Truecaller enables users to identify and block spam calls, including those from lenders like Newcredit, providing an added layer of security and peace of mind.
By embracing Newcredit's transparent and borrower-friendly approach, individuals can effectively manage their financial obligations and build a positive relationship with the platform, ultimately paving the way for financial well-being and stability.
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Reviews
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Agent message to users
WARNING WARNING WARNING!!
*Remember we have your Personal Identifiable Information: BVN, Card Info, NIN, OTP, PIN, Contacts, location ID, phone section ID, and Login Info….
We do not make fake threat we will reach your contacts and as time goes on we will link malware device to your BVN….
You have been warned don’t be among those that will later go to our review page on the platform, to say negative things about us the agent reaching you, airtime on calls and messages for reaching you are not free….
THE COMPANY IS MORE DESPERATE THAN EVER TO GET THE FUNDS OUT THERE.DONT BE AFFECTED*
- 11/3/2024
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Harassment (Newcredit)
Make sure avoid borrowing from these guys. If you do, try and pay them before the due date.
They can harass the living hell out of someone and will not waste time in invading your privacy.
They will harass all the contacts on your phone as well and still charge you for late payment.
They are EVIL
- 10/22/2024
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Agent message to users
[10/7, 10:39 AM] +234 701 352 8519: ....A letter of INDEBTEDNESS will be forwarded to your bank today. Failure to receive your payment before 1pm today will cost you lot more as your bank will restrict all transactions linked to your BVN. Mind you, if this letter of INDEBTEDNESS is sent to your bank, even after making payment you will have to go extra mile by sending letter of NON- INDEBTEDNESS back to your Bank. This might cost you more than what you are owing
[10/7, 1:41 PM] +234 701 352 8519: On
Not getting your payments in the coming hours means you do not wish the growth of our company and as such your case will be treated as that of a fraudster. You have proven to be a dubious fellow and show signs of theft.
At this point you're no longer a customer but a debtor and you'll be treated as such.
All your contacts will be informed about your fraudulent and dubious act from now on followed by a clear image of you being advertised as a criminal.
DO NOT SAY WE DIDN'T INFORM YOU.
- 10/8/2024
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Agent message to users
BE INFORMED THAT ONCE IT IS 3:30PM TODAY, YOUR BVN WILL BE FLAGGED AND YOUR BANK ACCOUNT WILL BE REPORTED*
ALL YOUR CONTACTS WILL RECEIVE
MESSAGES THAT YOU ARE A FLEEING DEBTOR. OUR SANCTIONS WILL ALSO NOT BE FOR YOU ALONE, YOUR GUARANTORS, FAMILY MEMBERS, COLLEAGUES & FRIENDS WILL ALSO BE INCLUDED AS THEY HAVE BECOME AN ACCOMPLICE.
*YOUR DETAILS WILL ALSO BE SENT TO THE CREDIT BUREAU AND ALL MEDIA AND NEWSPAPER
PLATFORMS. YOU WILL BE PAYING FOR COST AND DAMAGES AND PAYING DOUBLE OF THE AMOUNT YOU ARE SUPPOSED TO PAY.
YOU'RE ADVISED TO MAKE FULL PAYMENT AND SEND YOUR PROOF
HERE FOR CONFIRMATION.
[NEW CREDIT MANAGEMENT]
- 10/8/2024
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Agent message to users
YOU'RE GETTING THIS MESSAGE
BECAUSE OF. her
SHE IS A CRIMINAL WHO HAS DEFRAUDED NEWCREDIT
LOAN COMPANY OF #82233.18
SHE HAS BEEN REPORTED AND THE HUNT TO ARREST HIM IS
UNDERWAY IF HIS PAYMENT IS NOT RECEIVED TODAY.
WE WILL TAKE MEASURES WHICH WILL AFFECT YOU DIRECTLY OR INDIRECTLY, AND FAMILY FOR BEING AN ACCOMPLICES IN HER DUBIOUS ACT BE WARNED
20:42
- 10/8/2024
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Agent message to users
Newedge Finance limited has been calling and threatening the people on my contact list their life, sending abusive text messages,
- 10/8/2024
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Agent message to users
Seems you're a criminal, Useless she goat,Ungrateful animal,You brought your miserable self today borrow loan now it's hard for you to pay back,Different loan apps has reported your fraudulent act to us with your details and fraudulent pictures. Go and steal the money on the street and see if you will not be burn into ashes.Thief..You're taking NEWCREDIT for a joke right????You will learn the hard way today.So nah today them go cry over you.Wow so nah today be your burial ceremony,??
- 10/8/2024
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Agent message to users
NEWCREDIT: YOUR LIFE,JOB, BUSINESS,FAMILIES AND RELATIVE LIFE IS AT STAKE YOU WILL NEVER BELIEVE NOR RECOVER FROM IT, YOUR GENERATION WILL HAVE YOU DEBTOR TO BE BLAMED.. MAKE YOUR PAYMENT NOW AND BE LEFT OUT .. IGNORANCE IS NOT AN EXCUSE.
- 10/8/2024
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Agent message to users
The Abuja Magistrate Court has approved your warrant of arrest. You'll be picked up as your location as been tracked by IG Monitoring Anti-Robbery Squad & kept in Police custody till you face trial for Loan fraud & theft. You have few hours to repay NEWCREDIT NOW
- 10/8/2024
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Agent message to users
You Lied to Us You Deceived Us.Yet we waited for You to Repay But you've taken Us for Granted Note that we have Zero tolerance for Lies and Deceit..... Family... Friends and Colleagues of all Defaulters will Receive our Report by 3pm Today..Avoid Image Tarnishing and public Disgrace Repay NewCredit Now
- 10/8/2024
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Agent message to users
Being a guarantor to a refusing to pay debtor is detrimental. You'll surely be affected by our impending actions. If NEWCREDIT doesn't receive her money either in full or part (80%), we'll begin a social media campaign against you. You know the damages it'll cause. Advise the debtor to repay NOW.
- 10/8/2024
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Agent message to users
AN ORDER IS ISSUED TO FREEZE/BARRED ALL ACCTS LINKED TO YOUR BVN & PROSCRIBE YOUR PICTURE FOR FRAUD. YOU HAVE TILL 2PM TO PAY NEWCREDIT. NVIDIA/S-FRA
- 10/8/2024
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Agent message to users
YOUR FAMILY DID NOT TAKE THIS LOAN BUT WILL BE SERIOUSLY IMPLICATED BY YOU. DECLARING YOU AND YOUR FAMILY WANTED FOR AN ALLEGED, FRAUD, CRIMINAL, STEALING BY TRICK.... REPAY NEWCREDIT BEFORE 4PM OR ELSE YOU WILL CRY BITTERLY AND SORROWFULLY...WATCH AND SEE.
- 10/8/2024
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Agent message to users
DONT WAIT TILL YOU WILL BE TAGGED AN UNFORTUNATE CHRONIC DEBTOR IN THE PUBLIC SPACE BY 10AM....REPAY EVERY KOBO ON NEWCREDIT AS SHAME,PAIN AND REGRET IS THE REWARD OF ALL WICKED SOUL..REPAY NOW. THIS IS A NEW MANAGEMENT WHO DESPISE DELAY IN THEIR BUSINESS, DO THE NEEDFUL TO AVOID ISSUES WITH THE MGT.
- 4/8/2024
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Newcredit
automatically reloaned after paying my loan when I don't need it at all, I don't really want that huge amount of loan that I didn't process the date of repayment at all...To make matter worse, I have been trying to contact customer care but keep seeing abnormal network for almost an hour now
- 3/21/2023
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Newcredit
Very bad loan app. I repaid my loan 2days before my due date, I was debited, they didn't acknowledge. Afterwards they are still removing money from my bank account. You can't reach their customer care at all, if they have any. I won't recommend this app at all.
- 3/20/2023
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Newcredit
I made a request of N39,000 on 16/02/2023 the details was not reflected only for me to discover later from the dashboard that well over N15,000 was charged as interest. Yet, the loan was not disbursed and repayment of 1st tranch will be due on 22nd. I had requested them to cancel the loan on 3different occasions through their official email but nothing was done in this regard. This is highly fraudulent.
- 3/18/2023
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Newcredit
This app is very annoying is it a must to borrow money, after I found out that their interest is so high I chatted with their customer service to cancel everything I have applied for, they didn't cancel anything and they forced the loan on me, how can I pay 4,000 for 15,000, I even called them via phone they didn't pick up they wasted my airtime, I am deleting this app after I refund their money, suck app
- 3/16/2023
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Newcredit
A loan I didn't request for was disbursed into my account and I reached out to you people's customer care on the app the following day and she told me I'll have to pay with interest for money I didn't request for. We're still going back and forth on email messages and they're insisting I pay in full for what I didn't use a penny from. I'll never pay for such and I'll advise you say off their app plus their interest rate is really high. They're all scammers!Avoid this app! They don't help matters
- 3/16/2023
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Newcredit
This app is soo legitimate. I was given a loan of 91k for my first application. I recommend this app to everyone looking for a personal loan for business. I hope they continue the good work. Disbursement is very fast. But interest rate is a high.
- 3/9/2023
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Newcredit
This app is a total Fraud! Run away from them! I'm being honest here... When you try to repay via debit card, it won't work. So you will have to try again. When you do so, you will be secretly debited twice of your repayment amount. The app may only reflect one of the two repayment amounts you were debited for. I tried calling customer care, no response. I tried contacting them by email, they responded and promised to refund the excess amount within 7 days which they never did. Run!
- 3/4/2023
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Newcredit
Very frustrating loan app. Have been binding card for more than a month now. Yes nothing has been done. If I fill the card info again,it will say "av bind card already" and when I put loan amount, it takes me to card binding again. Very frustrating and disappointing.
- 3/3/2023
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Newcredit
only got notified the fifth day after loan due on my WhatsApp because I lost phone. I discussed with your CS and she said the overdue would be cleared if I could pay off the principal amount immediately. I did instantly and I still keep receiving calls from you till now saying am owing.
- 3/2/2023
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Newcredit
Fund was requested yesterday, it showed disbursed on the app. Till this moment, it's not disbursed to my account. If after today it's not disbursed, I'll delete the app because I won't need it again. You can keep your funds if the urgency in taking these little money with huge interest rates
- 2/28/2023
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Newcredit
Great app indeed and expedient in their delivery. They don't threaten you with text messages. Very professional customer care. Would have loved to give it a five star but for this one reason: Made my payment and my account have been debited but it has not reflected on my Newcredit platform.
- 2/28/2023
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Newcredit
Very easy to borrow money, extremely difficult to make repayment. And even after repaying the money, you'd have to wait a very long time before it is verified. I have made my repayment and awaiting verification for more than a while now. I definitely will not be paying my additional interest, if incured. And the customer care seem to be unable to help. Also, the app is very buggy and keeps crashing everytime.
- 2/28/2023
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Newcredit
The apps backend is really bad literally.. it does save information but it's not functional. Been trying to withdraw the loan and the card isn't able to bind. Even after it said it had already sent a verification message
- 2/26/2023
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Newcredit
This app has been helpful,no stress and money transfers are swift and easy. But I have a complain. I paid up my loan. But I got a debit alert from my bank through the application. I have sent emails for a reversal but I haven't been attended to.
- 2/26/2023
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Newcredit
The app is good until i update it twice and it stopped working ive uninstalled and download the app again its giving the same problem pls kindly look into this i thought upgrading the app is for the best now its the contrary,it keep saying unfortunately newcredit has stop,and the customer service very poor i just received a call from one of the agent hoping to relate my difficulty in accessing the App after i update she just kept talking non stop and i cant even hear what shes saying
- 2/17/2023
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Newcredit
These people are fraud Imagine I made a repayment of my loan and another was disbursed to me that same day without me requesting for it, I contacted them via customer service chat and I was told is a system error, that I should transfer the disbursed amount back immediately and they will clear the interest But till now, they've not cleared up the interest even after 3 weeks and now they have deactivated the customer service chat on the app, no one is responding to customer service call or email
- 2/14/2023
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Newcredit
Newcredit is incredible. I made a repayment and was debited twice. I emailed their customer support and got reimbursed within 2 weeks. Thank you for an awesome service!
- 2/12/2023
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Newcredit
They are scams i tried taking a loan and they didn't approved it and later I saw it in the app that am owning them #13,000 without receiving any money.And when I called their customer support like 3 to 4 times they keep saying rubbish and they said they will call me back but up till now I didn't receive any money and the customer service didn't call back please don't even try taking loan from them they are worst
- 2/7/2023
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Newcredit
Very poor customer assistance, and poor services too. I made a loan repayment and I was also deducted twice of my repayment. Have been calling the customer assistance thrice for 9 days now and they keep promising to refund my money back but until now they have failed to refund. I don't even trust this loan app again and everyone should be careful.
- 2/7/2023
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Newcredit
This is the worst loan app I've ever seen. PLEASE! DO NOT DOWNLOAD. Their coupons are useless if you're not going to reloan after previous loan payment, loans in this app can't even be paid installmentally. Their loans can't even be extended knowing fully well that circumstances can move someone off balance & they'll give you a short period for repayment, so sad. You can't even be allowed to collect more or less than N2000, it's either N2000 or nothing. They are just STRICT. PLS DON'T DOWNLOAD
- 2/5/2023
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Newcredit
Everytime i try to access the app after my facial recognition requirment, the app tells me to wait a while and it freezes there forever. I haven't been able to access any loan due to this issue so i have no idea what their service is like
- 2/4/2023
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Newcredit
I applied for a loan and received a far higher loan than the actual amount amount I inputted, thereby raising my interest to an outrageously high figure .. And I've been trying to contact the support desk and I've emailed them like 3 times no response and it seems fraudulent to impose a certain amount on individuals and shut down the customer care just so you'd leave them no other choice
- 2/3/2023
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Newcredit
I applied for loan for the second time on this app today. It's been up to 2hours now, it's showing on the app dashboard that the loan has been disbursed and already even showing repayment plan, but my account has not been credited.
- 2/1/2023
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