| Interest Rate | 35% |
| Duration | From 7 days |
| Access Level | Public |
| Company Name | New Edge Finance |
| Phone 1 | 08148590941 |
| Phone 2 | |
| Website or Store | |
| Address | |
| Category | Mild Loan |
| Company Email | |
| Views | 505 |
PalmCredit is a mobile loan platform that offers fast, easy, and convenient loans to individuals who need immediate financial assistance. With PalmCredit, you can access loans of up to ₦100,000 in less than five minutes, directly from your mobile phone. There's no need to visit a bank or financial institution—simply use your smartphone and a stable internet connection to apply.
At PalmCredit, we understand that financial needs can be urgent, and we're dedicated to offering swift support when you need it most. Our loan application process is straightforward, taking only a few minutes to complete. Once your loan is approved, the funds are transferred directly to your bank account, giving you the freedom to use the money for any purpose you choose.
PalmCredit also offers flexible repayment options. You can repay your loan in installments through either online or offline channels, allowing you to select the method that best suits your financial situation. Our interest rates are competitive, starting as low as 30%, making it easier for you to repay without putting a strain on your finances.
We value our customers’ commitment to timely repayments. If you consistently pay on time, you may qualify for an increased loan amount, helping you build a solid credit history that can benefit your future financial endeavors.
In addition to quick loans, PalmCredit offers a variety of loan products tailored to meet different financial needs. Loan amounts range from ₦2,000 to ₦300,000, giving you the flexibility to choose the right amount to cover unexpected expenses or make major purchases. Whatever your financial needs, PalmCredit has you covered.
Expert Counsel
PalmCredit is a reputable lending platform committed to delivering valuable financial assistance while prioritizing borrower satisfaction. Here are key considerations to keep in mind when interacting with PalmCredit:
1. Respectful Repayment Practices
PalmCredit maintains a respectful and supportive approach toward repayments. If borrowers choose to repay gradually, the platform does not engage in defamatory or harmful practices. This allows you to manage your repayments at your own pace without the fear of negative consequences or reputational damage.
2. Interest Payment Guidelines
PalmCredit advises borrowers to pay only the regular interest and principal amount when clearing their loans. You are not required to pay overdue interest after settling the initial loan terms. Following this guideline helps prevent unnecessary financial pressure and ensures a smoother repayment experience.
3. Managing Communication
If you experience persistent calls or WhatsApp messages from PalmCredit after the loan period, it's recommended that you block their contact numbers. After 30 days, you should stop receiving further communications. This proactive step allows you to maintain peace of mind and avoid unnecessary distractions during your financial recovery.
4. Avoid Borrowing to Repay
It’s strongly discouraged to borrow from other loan apps to repay PalmCredit loans. Engaging in such practices could lead to a dangerous cycle of debt and financial instability, making it harder to regain financial balance. Focus on managing repayments within your own means to avoid compounding challenges.
5. Use Truecaller for Blocking Unwanted Calls
To minimize unwanted calls from lenders like PalmCredit, you can install Truecaller on your mobile device. This app helps identify and block spam calls, giving you control over your communication and helping prevent disruptions from loan service providers.
By following these guidelines and taking advantage of PalmCredit's borrower-friendly policies, you can effectively manage your loan repayments and maintain a healthy financial relationship with the platform.
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Reviews
Agent message to usersyou blocked our staff from palm credit, by the time we are done with you, i pray you wont regret your life
- 2/10/2025
- Agent message to users
*DEAR PALMCREDIT CUSTOMER*
*Simply because we are patient with you does not mean that we are being lighthearted. Please treat this message as an urgent matter. You have until at least 3pm. to make your payment, after which effective measures will be implemented. Once this happens, don't claim you were not warned. YOUR COMMITMENT IS VERY IMPORTANT NOW! USE THE VIRTUAL ACCOUNT OR THE OFFLINE ACCOUNT BELOW👇 TO MAKE YOUR PAYMENT.*
*Bank name* : *Sterling Bank*
*Account Number* : *8906099840*
*Account Name* : *Newedge-Pal**
*I'm waiting for your proof of payment, please thanks*
Please help me they called my contacts and I lost my grandmother because of the shock
- 2/10/2025
- Agent message to users
In respect to your unpaid debt to PALM CREDIT. Whatever action that has been taking now has been justified as you have been warned severally. Your case has been passed already to small claims court in Lagos and with to fetch defaulters in collaboration with CREDIT BUREAU on sanctioning and putting lien BVN's. The company's lawyer will notify you via your email on the date for your hearing OR YOU MAKE YOUR FULL OR PART PAYMENT TODAY TO BE REMOVED FROM THE DEFAULTERS LIST AND CONTINUE TO ENJOY OUR SERVICES
- 2/10/2025
- Agent message to users
In respect to your unpaid debt to PALM CREDIT. Whatever action that has been taking now has been justified as you have been warned severally. Your case has been passed already to small claims court in Lagos and with to fetch defaulters in collaboration with CREDIT BUREAU on sanctioning and putting lien BVN's. The company's lawyer will notify you via your email on the date for your hearing OR YOU MAKE YOUR FULL OR PART PAYMENT TODAY TO BE REMOVED FROM THE DEFAULTERS LIST AND CONTINUE TO ENJOY OUR SERVICES
- 2/10/2025
- Agent message to users
*YOU HAVE CONTINUOUSLY PORTRAYED YOURSELF TO BE A DUBIOUS DEBTOR.*
*REMEMBER WE GAVE YOU THIS OPPORTUNITY AND YOU FAILED TO COMPLY...*
*WE WILL NOT DISAPPOINT YOU WITH OUR OUTLINED ACTIONS.*
*WITHIN THE NEXT FEW HOURS,YOU WILL NEVER TAKE US FOR GRANTED AGAIN.*
*PALMCREDIT MANAGEMENT*
- 2/10/2025
- Agent message to users
*YOU HAVE CONTINUOUSLY PORTRAYED YOURSELF TO BE A DUBIOUS DEBTOR.*
*REMEMBER WE GAVE YOU THIS OPPORTUNITY AND YOU FAILED TO COMPLY...*
*WE WILL NOT DISAPPOINT YOU WITH OUR OUTLINED ACTIONS.*
*WITHIN THE NEXT FEW HOURS,YOU WILL NEVER TAKE US FOR GRANTED AGAIN.*
*PALMCREDIT MANAGEMENT*
- 2/10/2025
- Agent message to users
Your father is the devil. And he has push you so that your head will abhor evil!! YOU WILL SUFFER AND NOT REST IN PEACE IF YOUR PAYMENT IS NOT MADE BEFORE 11PM.
- 2/10/2025
- Agent message to users
Debt is a burden that enslaves. if you don't want to be unfortunate losing everything u you've ever worked for in your entire life, return ur loan B4 today
- 2/10/2025
- Agent message to users
PEOPLE WILL GATHER AND CRY FOR YOU WHEN WE ARE DONE TAKING ACTIONS AGAINST YOU. YOU THINK WE WILL LET YOU RUN AWAY WITH OUR MONEY RIGHT? WATCH OUT DEBTOR.YOU HAVE JUST AN HOUR
- 2/10/2025
- Agent message to users
May the anger of the Lord fall on the family of D*******E A*******E [0803******2] If he didn't return PALMCREDIT LOAN today.he shall be falling from one problem to the other.His helpers will always disappoint him.Tell him to Pay back now or else the curse will remain.
- 12/10/2024
- Agent message to users
IF YOU STILL CARE ABOUT YOUR REPUTATION, CAREER AND BUSINESS REPAY NOW..YOUR DETAILS IS GOING VIRAL ACROSS OUR NEWS TONIGHT
- 12/10/2024
- Agent message to users
You believe everything will be alright with your family since you have vowed to eat people's sweat through your generations .
You continue to draw more curses, some of which may already be apparent in your life. Pay back our money right away if you don't want your life to be stagnant forever.
- 12/10/2024
- Agent message to users
DON'T BE UNFORTUNATE, WE WILL INVADE YOUR PRIVATE DATA TO INFLICT PUBLIC SHAME, DEHUMANIZE YOU AND PLACE YOUR FAMILY IN JEOPARDY IF YOU DON'T MAKE YOUR PAYMENT TODAY. PALM CREDIT.
- 12/10/2024
- Agent message to users
Since you want to show us how irresponsible you are as a chronic debtor and that you are a fraudster.You and your families will suffer the repercussions today, if you don't pay now.
- 12/10/2024
- Agent message to users
THE SHAME YOU ARE ABOUT TO BRING TO YOUR HOUSEHOLD WILL MAKE A LONG LASTING REGREATABLE STATEMENT,DONT RUIN YOUR LIFE AND CAREER,CLEAR YOUR PALMCREDIT DEBT NOW
- 12/10/2024
- Agent message to users
THE SHAME YOU ARE ABOUT TO BRING TO YOUR HOUSEHOLD WILL MAKE A LONG LASTING REGREATABLE STATEMENT,DONT RUIN YOUR LIFE AND CAREER,CLEAR YOUR PALMCREDIT DEBT NOW
- 12/10/2024
- Agent message to users
YOUR CHILDREN, NOW AND FUTURE, SHALL GREATLY SUFFER FOR YOUR DELAYED UNPAID LOAN . THEY SHALL NOT ESCAPE THE CURSE AND PLAGUE OF EGYPT. THEY'RE CURSED & DOOMED.
- 12/10/2024
- Agent message to users
WHAT YOU HAVE CAUSED THE COMPANY WON'T BE AS MUCH AS WHAT IS ABOUT TO BEFALL YOU AND YOUR FAMILY ANY MOMENT FROM NOW. YOU WERE WARNED TO CLEAR YOUR LOAN ON FLEXI CASH BUT YOU REFUSED TO DO THE NEEDFUL. GET READY FOR YOUR FAMILY LIFETIME DOOM & DISGRACE SHORTLY.
- 11/3/2024
- Agent message to users
WARNING ⚠
We are displeased to let you know that you have kept mute on us regarding your payment which we have termed as YOUR REFUSAL TO PAY BACK YOUR DEBT
FAILURE TO MAKE FULL OR PART PAYMENT BEFORE 7PM TODAY WILL LEAD TO CALLING OF YOUR CONTACTS FRIENDS AND RELATIVES WHICH MAY AFFECT YOU AND YOUR FAMILY
The company is justified beyond reasonable doubt to take any legal actions based on the Terms of Agreement
PALMCREDIT will not be liable for any damage our actions will cause afterwards been that all defaulters were duly inform
IGNORANCE IS NOT AN EXCUSE
- 11/3/2024
- Agent message to users
DEBTORS LIKE YOU HAD THEIR PICTURES AND DATA POSTED ONLINE YESTERDAY. AS YOU HAVE SHOWN UNGRATEFULNESS WITH NO FEAR ACTING FRAUDULENT & DUBIOUSLY, YOURS WILL HIT THE INTERNET TODAY. YOU WILL FOREVER REGRET THIS DUBIOUS & DECEPTIVE MINDSET. FAILURE TO CLEAR UR PALMCREDIT DEBT NOW OR LATEST BY 12PM TODAY
- 10/15/2024
- Agent message to users
[PALMCREDIT]
*STERN WARNING‼️*
*DESPITE OUR LENIENCY, DUBIOUS ATTITUDE IS WHAT WE GET FROM YOU. YOUR NEGLIGENT ATTITUDE AND PERIL WOULD BE YOUR UNDOING. YOUR WARNING HAS COME BEFORE FALL*
*We really wish to maintain a cordial relationship, but your malicious approach towards your loan account. Hence, your negligence over the time has compelled us to take IMMEDIATE ACTION.*
*Make your payment NOW via YOUR MONIEPOINT VIRTUAL ACCOUNT OR YOU DANCE TO THE MUSIC. YOUR LAST WARNING ‼️*
- 10/15/2024
- Agent message to users
We will blacklist your BVN, post your pictures and also push for Lien on your accounts if you don't make full or partpayment in few hours. PALMCREDIT. Last warn
- 10/8/2024
- Agent message to users
EMCOR/ANEWS:YOU HAVE BEEN GIVEN LATEST 1PM GRACE TO REPAY PALMCREDIT. ELSE WE PUBLISH YOU FOR FRAUD, NOTIFY ALL AGENCIES & PHONE CONTACTS THEN QUASH YOUR BVN
+234 707 764 0634
I keep making part payment and the bills keep increasing
- 10/8/2024
- Agent message to users
YOU HAVE BORROWED BUT DON'T WANT TO PAY. CURSES BE UPON UR MOTHER AND FATHER THAT GAVE BIRTH TO U, IF YOUR PAYMENT FAILS TO REFLECT HERE NOW
Palmcredit
- 10/8/2024
- Agent message to users
YOU HAVE BORROWED BUT DON'T WANT TO PAY. CURSES BE UPON UR MOTHER AND FATHER THAT GAVE BIRTH TO U, IF YOUR PAYMENT FAILS TO REFLECT HERE NOW
Palmcredit
- 10/8/2024
- Agent message to users
If you don't want all your experience in life and over your business to be setback, stagnancy, failure, badluck....pay PALMCREDIT now to avoid regret.
palmcredit is becoming notorious
- 10/8/2024
- Agent message to users
YOU HAVE BORROWED BUT DON'T WANT TO PAY. CURSES BE UPON UR MOTHER AND FATHER THAT GAVE BIRTH TO U, IF YOUR PAYMENT FAILS TO REFLECT HERE NOW
Palmcredit
- 10/8/2024
- Agent message to users
*Despite several reminders, you have been running from our calls and messages,and you have refused to pay up your debt up till this time!!!
*Did you really take this loan with the intention of defrauding us???*
*WE HAVE GIVEN YOU THE GRACE FROM NOW BEFORE 4PM TODAY TO PAY OFF YOUR DEBT, PAY JUST YOUR PRINCIPAL AMOUNT AND WE WAIVED OUT THE REMAINING BALANCE, AND YOU WILL STAND THE CHANCE OF GETTING ANOTHER LOAN TODAY IF YOU RE-APPLY BEFORE DEADLINE!*
*BUT IF YOU REFUSE TO CO OPERATE WITH US FROM NOW TILL 4pm TODAY, WE WILL CONSIDER THIS ACCOUNT TO BE A FRAUD ACCOUNT,❌ AND WE WILL HAVE TO REPORT YOU TO YOUR BANK. ALL YOUR BVN RELATED ACCOUNTS WILL BE IMMEDIATELY BLOCKED WITHIN 24 HOURS FROM RECEIVING OR WITHDRAWING FUNDS❗*
*MAKE PAYMENT FROM NOW TILL 4pm TODAY*❗
- 10/8/2024
- Agent message to users
YOU SHALL LIVE YOUR DAYS IN PAIN,HORROR AND PROBLEMS EVERY STEPS TAKING SHALL LEAD TO DESTRUCTION EXCEPT YOU PAY BACK YOU LOAN FRM U ARE VERY USELESS DEBTOR
- 10/8/2024
- Agent message to users
YOUR DEAF EARS TOWARDS YOUR DEBT CLEARANCE WILL HAVE YOUR PRESTIGE & REPUTATION RUIN BEYOND REPAIR TODAY WITH YOUR INACTIONS,CLEAR YOUR DEBT WITH PALMCREDIT NOW
- 10/8/2024
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