| Interest Rate | 30% |
| Duration | 30 |
| Access Level | Public |
| Company Name | PITCH CAPITAL LIMITED |
| Phone 1 | 08085533191 |
| Phone 2 | |
| Website or Store | https://pitchcapital.ng/ |
| Address | 47, Liberty Road Ibadan, Oyo State |
| Category | Mild Loan |
| Company Email | |
| Views | 1,183 |
Pitch Capital Credit
FAQ
Can I still pay them if they defame me?
Once a loan app has defamed you — by sharing your information, contacting your friends, or posting false claims — they have violated your privacy and broken the law. At that point, the agreement between you and them is already compromised.
You should report them to the FCCPC, CBN, and NDIC or any agencies in your country instead of paying. Paying them after such illegal behavior only encourages their abuse and gives them more power to exploit others.
Can loan apps post my pictures on social media?
You should not worry about loan apps threatening to post your picture on social media. If you check their accounts, you’ll notice most of them have fewer than 100 followers. This means they are mainly circulating your picture among themselves just to instill fear in you. Never pay a dime if any loan app posts your picture online; they are actually the ones owing you, not the other way around. Instead, report the account to the appropriate social media platform, and it will likely be closed down.
Can they auto-debit my account?
If you linked (bound) your ATM card during registration with a loan app, they can automatically debit your account. To prevent this, you should go to your bank, block the card, and request a new one.
For fully licensed Microfinance Banks that may use the Global Standing Instruction (GSI) or place a lien on your account, the safest option is to move your money to another bank account that has never been registered with loan apps. This will stop them from debiting your funds.
Can they come to my house or office to arrest me?
99% of loan apps cannot come to your house or office because most of them operate illegally and have no legal right to pursue you physically. Only fully licensed and approved Microfinance Banks with a registered office address and reputation as a legitimate financial institution can pay you a friendly visit, but never to arrest you.
Borrowing is a civil matter, not a criminal case. That means you cannot be arrested simply because you owe money. If any licensed microfinance bank tries to harass or threaten you, please contact us immediately—we will take the right steps to deal with them.
As for loan apps, they cannot legally come to your house or office to arrest you.
Can this loan app defame me?
Yes and No, a loan app can defame you, but it usually depends on where you downloaded the app from and what permissions you gave it.
- If you downloaded the app outside the Play Store or App Store (for example, from a direct link or third-party site), it’s very likely the app will misuse your information. Many of those apps are not properly regulated.
- How they access your contacts:
- Loan apps need Contact permission to copy your phone contacts.
- They also sometimes request Call log permission, which allows them to see your dialed, received, and missed calls—but not your full contact list.
- If you used the app before 2023:
- Before 2023, many loan apps could freely access contacts because the rules were not strict.
- From 2023 onward, Google Play Store and Apple App Store introduced policies that restrict apps from accessing contacts and call logs unless it’s absolutely necessary.
Can this Loan App Hack my Account
An app itself can’t magically “hack” your bank account, but a malicious loan app can steal your data or enable attacks that give criminals access — so treat them as potentially dangerous. Never download apps outside Play Store or App Store
Can you categorize this Loan Apps as a good loan apps?
Any loan app that charges above 7% per month and does not allow repayment to be spread across 3 to 6 months is a criminal organization. Stay away from them—they will ruin you financially
Do I need to Generate Disclaimer for this Loan App
You only need to generate a disclaimer if the loan apps have access to your contacts or if they are not licensed. To know whether a loan app is likely to defame you, check the permissions it has on your device. If it has access to your contacts or call logs, and it is not a licensed or approved agency such as the Central Bank, then you need to send a disclaimer.
Do you suggest I fight back against this loan app if they send abusive messages?
Yes — fight back. They prey on fear; pressure and exposure make predatory loan apps back down. Upload all their messages and evidence to our platform immediately — we are working to sue them. They’ll often flee once they’re documented and reported.
Explain How Credit Bureau Works
How a malicious loan app can compromise your details
Phishing / social engineering: tricking you into giving OTPs, passwords, or BVN details.
Permission abuse: access to SMS, contacts, call logs, or accessibility services can let an app read OTPs or intercept communications.
Fake login pages/overlay attacks: an app may show a fraudulent screen that captures your bank credentials.
Malware/keyloggers: Some apps can record taps or keystrokes if they get high-level permissions.
Linking to compromised websites: clicking links can download malware or steal details.
Never share OTPs, BVN, or passwords with anyone.
Don’t grant Accessibility or SMS-read permissions to untrusted apps.
Install apps only from official stores and check reviews/permissions.
How do I get rid of their daily messages and calls?
To stop their frequent calls, you can install Truecaller, upgrade to Premium, and use the Block Spam Calls feature. This will automatically filter out most unwanted numbers. (Check the video below for step-by-step details.)
For WhatsApp calls and messages, fight back smartly: never listen to their voice notes or read their messages. Instead, use the response strategy in the link below to reply safely. When you push back confidently, scammers usually give up and flee.
https://loansharkreview.com/MessageTemplate
I received several emails from loan apps claiming to be from the court and other agencies. What should I do?
Most of the emails you receive from loan apps are fake and meant to scare you. What you should do is verify the authenticity of the message — check if it is truly coming from a genuine government or legal agency. If the email is not from an official source, simply ignore it or reply that they are impersonating an authority and that their account has been reported to the appropriate body.
No loan app can sue you in court because most of them operate in clear violation of existing financial and data protection laws. And if any of them attempts such action, our legal team is fully prepared to represent you. In the past seven years, not a single loan app has successfully taken any borrower to court.
They sent a message to me that they will block my BVN. Is it possible?
Loan apps do not have the authority or technical access to block your BVN. Only the Central Bank of Nigeria (CBN) or your bank can restrict or blacklist a BVN, and that only happens in cases involving serious fraud or court orders.
Any loan app threatening to block your BVN is simply trying to intimidate you. It’s a scare tactic, not a legitimate action
Will this loan apps report me to the Credit Bureau?
In most cases, 90% of loan apps cannot report you to the Credit Bureau. This is because many of them are not licensed financial institutions or they charge exorbitant interest rates that violate government policies.
However, fully licensed and approved microfinance banks can report you to the Credit Bureau. Even when they do, they usually report only the actual amount you borrowed and the original agreed interest — not the inflated charges or penalties. If you notice incorrect information in your credit report, you have the right to contest it with the Credit Bureau and request correction.
About Pitch Capital Credit
Pitch Capital Credit
Interest Rate
At Pitch Capital Credit, we strive to provide our customers with competitive and transparent interest rates. Our interest rates are designed to be fair, flexible, and tailored to meet the diverse needs of our clientele. Whether you are applying for a short-term personal loan or a long-term business loan, we offer rates that ensure affordability and accessibility. Our interest rates start as low as 5% per annum, depending on the loan amount, duration, and borrower’s creditworthiness. We are committed to maintaining transparency, with no hidden fees or charges, ensuring our customers have a clear understanding of their repayment terms.
COMPANY PROFILE
Pitch Capital Credit is a premier financial services provider dedicated to offering innovative loan solutions tailored to meet the unique needs of individuals and businesses. Established with a mission to bridge the financial gap and empower our clients, Pitch Capital Credit has rapidly grown to become a trusted name in the lending industry. Our user-friendly online platform enables clients to access instant loans, manage their finances, and achieve their financial goals with ease and confidence.
ABOUT US
At Pitch Capital Credit, we understand the financial challenges that many individuals and businesses face. Our aim is to provide quick, reliable, and affordable loan services that cater to a wide range of financial needs. With our state-of-the-art technology and customer-centric approach, we have created a seamless loan application process that ensures quick approval and disbursement of funds. Our team of experienced professionals is dedicated to offering exceptional customer service and personalized financial solutions to help our clients succeed.
COMPANY SERVICES
Pitch Capital Credit offers a comprehensive suite of financial services designed to cater to diverse needs. Our core services include:
- Personal Loans: Quick and easy loans to meet personal financial needs such as medical emergencies, education, or home renovations.
- Business Loans: Tailored financing solutions for small and medium enterprises (SMEs) to support their growth and expansion.
- Instant Loans: Immediate access to funds with minimal documentation and fast approval process.
- Loan Refinancing: Competitive refinancing options to help clients manage their existing debt more efficiently.
- Credit Advisory Services: Expert advice and guidance to help clients improve their credit scores and financial health.
OUR MISSION
Our mission at Pitch Capital Credit is to empower individuals and businesses by providing them with accessible, reliable, and affordable financial solutions. We aim to bridge the financial gap and help our clients achieve their financial goals with ease and confidence. By leveraging cutting-edge technology and maintaining a customer-centric approach, we strive to deliver exceptional service and build lasting relationships with our clients.
OUR VISION
Our vision is to become the leading provider of innovative and reliable loan solutions in Nigeria and beyond. We aspire to set new standards in the lending industry by continuously improving our services, expanding our reach, and adapting to the evolving needs of our clients. Through our commitment to excellence, transparency, and customer satisfaction, we aim to make financial empowerment accessible to everyone.
OUR CORE VALUES
At Pitch Capital Credit, our core values guide everything we do. These values include:
- Integrity: We uphold the highest standards of honesty and transparency in all our interactions.
- Customer-Centricity: Our clients are at the heart of everything we do, and we are dedicated to meeting their needs and exceeding their expectations.
- Innovation: We embrace cutting-edge technology and innovative solutions to provide the best financial services to our clients.
- Excellence: We strive for excellence in every aspect of our business, from customer service to product offerings.
- Inclusivity: We believe in financial inclusion and work tirelessly to ensure that our services are accessible to everyone, regardless of their financial background.
EXCELLENT CUSTOMER SERVICE
At Pitch Capital Credit, we pride ourselves on offering excellent customer service. Our dedicated customer support team is available to assist clients with any questions or concerns they may have throughout the loan application process and beyond. We believe in building strong relationships with our clients based on trust, reliability, and exceptional service. Our commitment to customer satisfaction is reflected in our high customer retention rate and positive feedback from our clients.
COOPERATIVE PARTNER
Pitch Capital Credit values the importance of strong partnerships. We collaborate with a network of reputable financial institutions, technology providers, and service partners to enhance our offerings and provide our clients with the best possible solutions. By working together with our partners, we can leverage their expertise and resources to deliver innovative and reliable financial services that meet the needs of our clients.
EASE OF USE
Our online loan application platform is designed with ease of use in mind. With a simple and intuitive interface, clients can easily navigate through the application process, submit necessary documents, and receive instant approval. We understand that time is of the essence, and our platform ensures a seamless and efficient experience for all users, regardless of their technical proficiency.
SECURITY
At Pitch Capital Credit, the security of our clients’ information is of utmost importance. We employ advanced encryption technologies and stringent security measures to protect our clients’ personal and financial data. Our commitment to maintaining the highest standards of data security ensures that our clients can trust us with their sensitive information and conduct transactions with peace of mind.
INSTANT LOANS
One of our key offerings is instant loans, which provide immediate access to funds when our clients need it the most. With minimal documentation requirements and a fast approval process, our instant loans are designed to meet urgent financial needs quickly and efficiently. Whether it's a medical emergency, unexpected expense, or an opportunity that requires quick action, Pitch Capital Credit is here to help with prompt and reliable financial support.
SAFE AND RELIABLE ONLINE LOAN APP IN NIGERIA
Pitch Capital Credit is proud to offer a safe and reliable online loan app in Nigeria. Our app is designed to provide a seamless and secure loan application experience, allowing clients to apply for loans, track their application status, and manage their finances from the convenience of their mobile devices. With our commitment to security, transparency, and excellent customer service, our online loan app is the preferred choice for individuals and businesses seeking quick and reliable financial solutions in Nigeria.
Conclusion
Pitch Capital Credit is dedicated to transforming the lending landscape by providing innovative, reliable, and accessible financial solutions. With a strong commitment to customer satisfaction, security, and excellence, we are poised to become the leading provider of loan services in Nigeria and beyond. Whether you need a personal loan, business loan, or instant financial support, Pitch Capital Credit is your trusted partner for all your financial needs.
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