Pivo

Interest Rate	11%
Duration	30 days
Access Level	Public
Company Name	PIVO TECHNOLOGY LIMIED
Phone 1	08061498208
Phone 2
Website or Store	https://pivo.africa/
Address	651 N Broad Street Suite 206 Middletown DE 19709 USA Penthouse Floor, 42 Montgomery Road, Yaba
Category	Mild Loan
Company Email	//support@pivo.africa
Views	1,475

FAQ

Can loan apps post my pictures on social media?

You should not worry about loan apps threatening to post your picture on social media. If you check their accounts, you’ll notice most of them have fewer than 100 followers. This means they are mainly circulating your picture among themselves just to instill fear in you. Never pay a dime if any loan app posts your picture online; they are actually the ones owing you, not the other way around. Instead, report the account to the appropriate social media platform, and it will likely be closed down.

Can they auto-debit my account?

If you linked (bound) your ATM card during registration with a loan app, they can automatically debit your account. To prevent this, you should go to your bank, block the card, and request a new one.

For fully licensed Microfinance Banks that may use the Global Standing Instruction (GSI) or place a lien on your account, the safest option is to move your money to another bank account that has never been registered with loan apps. This will stop them from debiting your funds.

Can they come to my house or office to arrest me?

99% of loan apps cannot come to your house or office because most of them operate illegally and have no legal right to pursue you physically. Only fully licensed and approved Microfinance Banks with a registered office address and reputation as a legitimate financial institution can pay you a friendly visit, but never to arrest you.

Borrowing is a civil matter, not a criminal case. That means you cannot be arrested simply because you owe money. If any licensed microfinance bank tries to harass or threaten you, please contact us immediately—we will take the right steps to deal with them.

As for loan apps, they cannot legally come to your house or office to arrest you.

Can this loan app defame me?

Yes and No, a loan app can defame you, but it usually depends on where you downloaded the app from and what permissions you gave it.

If you downloaded the app outside the Play Store or App Store (for example, from a direct link or third-party site), it’s very likely the app will misuse your information. Many of those apps are not properly regulated.
How they access your contacts:

Loan apps need Contact permission to copy your phone contacts.
They also sometimes request Call log permission, which allows them to see your dialed, received, and missed calls—but not your full contact list.

If you used the app before 2023:

Before 2023, many loan apps could freely access contacts because the rules were not strict.
From 2023 onward, Google Play Store and Apple App Store introduced policies that restrict apps from accessing contacts and call logs unless it’s absolutely necessary.

How do I get rid of their daily messages and calls?

To stop their frequent calls, you can install Truecaller, upgrade to Premium, and use the Block Spam Calls feature. This will automatically filter out most unwanted numbers. (Check the video below for step-by-step details.)

For WhatsApp calls and messages, fight back smartly: never listen to their voice notes or read their messages. Instead, use the response strategy in the link below to reply safely. When you push back confidently, scammers usually give up and flee.

https://loansharkreview.com/MessageTemplate

Will this loan apps report me to the Credit Bureau?

In most cases, 90% of loan apps cannot report you to the Credit Bureau. This is because many of them are not licensed financial institutions or they charge exorbitant interest rates that violate government policies.

However, fully licensed and approved microfinance banks can report you to the Credit Bureau. Even when they do, they usually report only the actual amount you borrowed and the original agreed interest — not the inflated charges or penalties. If you notice incorrect information in your credit report, you have the right to contest it with the Credit Bureau and request correction.

About Pivo

Pivo:

Interest Rate

At Pivo, we believe in providing fair and transparent financial solutions to our customers. Our interest rates are competitive and tailored to suit individual loan requirements. We strive to ensure that our customers have a clear understanding of the interest rates and all other terms and conditions associated with their loans.

Company Profile

Pivo is a leading loan app company that specializes in providing safe and reliable online loans in Nigeria. We are committed to offering quick and convenient financial solutions to individuals who are in need of immediate funds. Our app is designed to provide a seamless borrowing experience and is trusted by thousands of users across the country.

About Us

Pivo is driven by the mission of making financing easier and more accessible for Nigerians. We understand that unexpected expenses or financial emergencies can arise at any time, and our goal is to provide a reliable platform for individuals to obtain quick loans without the hassle of traditional banking processes. With Pivo, you can get the funds you need, when you need them, directly from your mobile device.

Company Services

Pivo offers a range of services to cater to the diverse needs of our customers. Our loan app allows users to apply for personal loans conveniently and securely, directly from their mobile devices. We offer flexible loan amounts and repayment options to ensure that borrowers can find a solution that aligns with their specific financial circumstances. With Pivo, you can get an instant loan with minimal documentation and hassle-free approval processes.

Our Mission

At Pivo, our mission is to provide safe and reliable online loans to individuals in Nigeria. We aim to simplify the borrowing experience by leveraging technology and offering a user-friendly platform that eliminates unnecessary paperwork and long waiting times. We strive to be a trusted financial partner, supporting our customers in their financial endeavors.

Our Vision

Our vision is to be the go-to loan app for Nigerians, known for our exceptional services, convenience, and reliability. We envision a future where individuals can access funds instantly, empowering them to overcome financial obstacles and achieve their goals.

Our Core Values

Excellent Customer Service: We prioritize the needs and satisfaction of our customers. Our dedicated customer support team is available to assist users throughout the loan application process and address any queries or concerns they may have.

Cooperative Partner: We believe in building strong relationships with our customers and working together to find the best solutions for their financial needs. We strive to be a supportive partner, providing guidance and assistance every step of the way.

Ease of Use: We understand the importance of simplicity and convenience. Our loan app is designed with a user-friendly interface, making it easy for individuals to navigate and apply for loans effortlessly.

Security: We prioritize the security and privacy of our customers' information. We employ industry-standard security measures to ensure that all data shared with us is protected and kept confidential.

Instant Loans

With Pivo, you can enjoy the benefits of instant loans. Our streamlined loan application process and quick approval system enable you to access funds within minutes. Whether you need money for medical expenses, education, home repairs, or any other financial requirement, Pivo is here to help.

Safe and Reliable Online Loan App in Nigeria

Pivo is committed to providing a safe and reliable platform for online loans in Nigeria. We comply with all regulatory standards and implement robust security protocols to safeguard our users' information. You can trust Pivo to handle your financial transactions securely and transparently.

In conclusion, Pivo is your trusted loan app for safe and reliable online loans in Nigeria. We are dedicated to providing an excellent customer experience, being a cooperative partner, offering an easy-to-use platform, ensuring security, and delivering instant loans when you need them the most. With Pivo, you can take control of your financial situation and achieve your goals with confidence.

Reviews

i was unable to register
- 5/21/2023
it is not working on my phone
- 5/19/2023
i had a good time with them
- 5/13/2023
Banking made easy......awesome app
- 5/12/2023
Very easy to use App. It makes Tracking monthly inflow and outflow easy.
- 5/6/2023
very easy to use
- 5/3/2023
i was unable to login after registering
- 4/27/2023
My first experience with this app was really easy and nice
- 4/22/2023
The app is fantastic and easy to use
- 4/13/2023
quick and easy transaction
- 4/7/2023