Plum Rupee

Navigating your financial needs has never been easier, thanks to Plum Rupee. Developed by D O S Lease & Finance Pvt. Ltd., Plum Rupee is an innovative online lending platform designed to provide you with the right cash loan products, tailored to your needs. Our commitment is to offer a seamless, 24/7 digital experience, ensuring customer satisfaction at every step.

Product Features

Plum Rupee offers a variety of loan products to suit different financial needs:

• Loan Amounts: From ₹3,000 to ₹200,000
• Loan Tenure: 91 days to 180 days (including extension periods)
• Annual Percentage Rate (APR): A maximum interest rate of 30%
• Service Fee: Ranges from 0% to 20% based on the customer's credit history
• No Membership or Upfront Fees: Enjoy a transparent and straightforward borrowing process without hidden charges.

Loan Example

To illustrate how a loan from Plum Rupee works, let’s take an example:

• Loan Amount: ₹10,000
• APR: 15%
• Service Fee: 5%
• Tenure: 180 days

Calculations:

• Interest: ₹10,000 * 15% / 365 * 180 = ₹740
• Service Fee: ₹10,000 * 5% = ₹500
• Total Amount Disbursed: ₹10,000 - ₹500 = ₹9,500
• Total Amount to Repay: ₹10,000 + ₹740 = ₹10,740
• Monthly Repayment Amount: ₹10,740 / 6 = ₹1,790

Loan Conditions

To be eligible for a loan from Plum Rupee, you must meet the following criteria:

1. Legal Indian Resident: Only residents of India can apply.
2. Age: Must be over 18 years old.
3. Stable Income: Applicants should have a steady source of income.

How to Get Started with Plum Rupee

Getting started with Plum Rupee is a simple and straightforward process:

1. Complete Certification in Three Steps:
   • Register and fill in your personal details.
   • Verify your identity and income.
   • Submit the necessary documents.
2. Choose Your Loan Product:
   • Browse through our range of loan products and select the one that best suits your financial needs.
3. Submit Your Application and Wait for Review:
   • Submit your loan application and await approval. Our team will review your application promptly and notify you of the outcome.

Why Choose Plum Rupee?

1. 24/7 Online Availability

Plum Rupee provides a fully digital experience, allowing you to apply for loans anytime, anywhere without the need for physical visits to a bank.

2. Quick Loan Disbursal

Our efficient loan processing ensures that once approved, funds are disbursed directly into your bank account in no time, providing you with the financial support you need swiftly.

3. Transparent Process

We pride ourselves on transparency. With no hidden fees or upfront costs, you know exactly what you’re signing up for.

4. Competitive Interest Rates

Our competitive APR rates ensure that you get the best possible deal tailored to your credit history.

5. Customer Satisfaction

At Plum Rupee, customer satisfaction is our top priority. Our dedicated support team is always available to assist you throughout the loan process.

Diverse Loan Products for All Your Needs

Travel Loan

Enhance your travel experiences with our travel loan. Whether you’re planning a domestic getaway or an international adventure, our loans provide the financial backing to make your trip unforgettable.

Shopping Loan

Fulfill your shopping desires with ease. Our shopping loan offers the instant cash you need to complete your purchases without financial strain.

Emergency Loan

Life is unpredictable, and financial emergencies can arise at any time. Our emergency loan ensures that you have quick access to funds when you need them most.

Bill Payment Loan

Avoid late fees and maintain a good credit score by using our bill payment loan to settle your outstanding bills on time.

Home Renovation Loan

Transform your home with the desired updates and improvements. Our home renovation loan provides the funds you need to give your living space a fresh new look.

Plum Rupee is dedicated to offering a seamless, transparent, and efficient lending experience. Whether you need funds for personal expenses, emergencies, or home improvements, Plum Rupee is your reliable financial partner. Start your journey with Plum Rupee today and discover a world of financial possibilities. Apply now and experience the convenience and satisfaction of modern digital lending. Take control of your financial future with Plum Rupee.