| Interest Rate | 40% |
| Duration | From 7 Days |
| Access Level | Public |
| Company Name | PokeMoney |
| Phone 1 | |
| Phone 2 | |
| Website or Store | |
| Address | |
| Category | Dangerous Loan |
| Company Email | |
| Views | 52 |
PokeMoney - Quick Online Loan App
Content Rating: Mature 17+ Availability: Can be downloaded and installed on Android devices supporting API level 21 and above.
Need money urgently? Don't want to borrow from friends because "harvest time hasn't come"? Want to avoid complicated paperwork and receive money quickly? Use PokeMoney, the quick online loan service that serves you anytime, anywhere.
PokeMoney is a fast and safe online loan application. It takes only 5 minutes to complete the loan request on the app, with quick approval within 10 minutes. The low-interest loan amount will be immediately transferred to your bank account.
Advantages of PokeMoney:
- Simple process: Just a phone is enough to send a loan request.
- No collateral needed: Only a stable job is required.
- Low interest rate: Only 1.5% per month.
- Quick disbursement: Fast approval within 10 minutes, with the money transferred directly to your bank account.
- Convenient repayment: Repay the loan anytime, anywhere, just on your phone.
- Safety: User personal information is absolutely confidential.
Quick online loan in just 3 steps:
- Download and install PokeMoney on your phone.
- Register for a loan.
- Submit your loan request and wait for approval. If approved, your bank account will receive the money immediately after 10 minutes.
Overview of PokeMoney:
- Loan term: 14 – 30 days.
- Loan limit: 1 – 5 million VND.
- Interest rate: 1.5% per month ~ 18% per year.
- Example: If you are allowed to borrow 1,000,000 VND, and the loan term is 14 days, you will need to repay: 1,000,000 * (1 + 1.5% / 2) = 1,007,000 VND on the due date.
Target users for PokeMoney:
- Vietnamese citizens aged 18 – 40.
- Stable income with the ability to repay the loan on time.
- Have a bank account.
Expert Counsel
Loan apps may seem like a quick solution for cash, but they often come with serious risks. Here are 10 important tips to keep in mind when dealing with online loan apps:
- Only Download Loan Apps from Official Sources Always download loan apps from the Google Play Store. Downloading from unofficial sources increases the risk of cyberbullying and the misuse of your personal information, including unauthorized contact with people in your address book.
- Be Prepared for Harassment if You're Late on Payments Even if you're just a day late, expect a barrage of aggressive messages, especially on WhatsApp. If the harassment escalates, block the sender to protect your peace of mind.
- Extremely Short Repayment Periods Most loan apps offer repayment periods between 6 and 14 days, making it difficult for borrowers to meet payment deadlines. This short window often traps people in a cycle of debt.
- High Overdue Interest Rates If you miss a payment, expect daily overdue interest rates between 5% and 7%. These high rates can quickly spiral your debt out of control.
- Reputation Damage as Leverage Loan apps often publicly shame or tarnish your reputation by sending messages to your contacts. At this point, some borrowers choose not to repay the loan since the damage is already done. Consider generating a disclaimer to counter any false claims.
- Don’t Borrow from Other Loan Apps to Repay Debts Taking out new loans from other apps to settle existing debts will worsen your financial situation, leading to a deeper cycle of borrowing and repaying.
- Use Truecaller to Block Harassing Calls Truecaller is an effective tool for screening and blocking calls from loan apps, helping you avoid unnecessary stress and harassment.
- Break the Cycle by Stopping Borrowing Altogether The best way to escape loan sharks is to stop borrowing entirely. It may be tough, but cutting off access to predatory loans is key to regaining financial control.
- Block and Report Harassers If you receive harassing messages on WhatsApp, block the sender and report them to WhatsApp and the Google Play Store to prevent others from becoming victims.
- Avoid Loan Apps Altogether Loan apps are often designed to trap you in a cycle of debt, ruin your finances, and exploit your personal information. The safest option is to avoid them entirely and seek more secure financial alternatives.
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