Interest Rate | 40% |
Duration | 7 days |
Access Level | Public |
Company Name | SmoothFund |
Phone 1 | 07048223498 |
Phone 2 | |
Website or Store | |
Address | |
Category | Dangerous Loan |
Company Email | services@primepayng.com |
Views | 4,595 |
PrimePay - Instant Loan APP
PrimePay is an instant loan app that offers fast and convenient loans to individuals who need them. Our platform is designed to make it easier for individuals to access loans without having to go through the traditional loan application process. We offer loans ranging from ₦4,000 to ₦100,000, with terms from 91–180 days.
Interest Rate: At PrimePay, we offer loans at competitive interest rates. Our interest rates range from 15%–60%, with an equivalent monthly interest of 5%–20% and an APR of 60%- 240%. The interest rate is based on the loan amount, duration, and risk assessment of the borrower.
Company Profile: PrimePay is a digital lending application that provides microloans to eligible users. Our team consists of financial experts who are committed to providing fast, convenient, and reliable loans to individuals who need them. We have designed our platform to make it easier and faster for individuals to access loans.
About Us: We understand the challenges that individuals face when it comes to accessing loans. This is why we have designed our platform to make it easier for individuals to access loans without having to go through the traditional loan application process. Our team is dedicated to providing exceptional customer service, and we are committed to providing customized solutions to meet our client's needs.
Company Services: We offer a range of loan products to meet the needs of our clients. Our loan products include personal loans, business loans, emergency loans, and student loans. Our loan amounts range from ₦4,000 to ₦100,000, depending on the borrower's creditworthiness and repayment history.
Our Mission: Our mission is to provide fast, convenient, and reliable loans to individuals who need them. We understand that getting access to credit can be a daunting task, especially for those who do not have a good credit history. Our mission is to bridge this gap by providing loans to individuals who need them, regardless of their credit score.
Our Vision: Our vision is to become the leading digital lending application in Nigeria. We want to be the go-to platform for individuals who need quick and reliable access to loans. We are committed to achieving this vision by providing exceptional customer service, customized loan products, and a user-friendly platform.
Our Core Values: At PrimePay, our core values are customer satisfaction, innovation, and integrity. We believe in putting our customers first and providing them with customized solutions that meet their needs. We are constantly innovating to improve our platform and make it easier for individuals to access loans. We also believe in conducting our business with the utmost integrity, transparency, and accountability.
Excellent Customer Service: We believe that providing exceptional customer service is key to the success of our business. Our team of customer service representatives is dedicated to providing our clients with a positive experience when using our platform. We are available to answer any questions or concerns you may have and are committed to providing fast and efficient service.
Cooperative Partner: We believe in building strong partnerships with other businesses to provide customized solutions to our clients. We work with cooperative partners to ensure that our clients receive the best possible service. We believe in building long-lasting relationships with our partners to ensure that our clients receive the best possible service.
Ease of Use: Our platform is designed to make it easy for individuals to access loans. Our platform is user-friendly, and the loan application process is straightforward. You can apply for a loan in a few minutes and receive your money within hours. You can also track your loan status and repayment history through our platform.
Security: We understand the importance of security when it comes to financial transactions. This is why we have implemented the latest security features to ensure that our platform is safe and secure. We use advanced encryption technology to protect our client's personal and financial
Expert Counsel
First things first, it's essential to understand some key points about this service. Here's what you need to know:
1. Your contacts might receive SMS notifications claiming that you owe money to PrimePay.
2. If you're just one day overdue, you might start receiving unpleasant messages via WhatsApp from the loan provider.
3. Repayment plans typically range from 6 to 14 days, which can be tough for many borrowers to manage.
4. The interest rates on overdue payments can range from 2% to 7% per day, potentially increasing your debt burden.
5. It's best not to repay them if they resort to defaming you. Remember, they've already received their money, and resorting to defamation is their only way to pressure you.
6. Since these loan apps are unlicensed, their only recourse is through defamation tactics.
7. Borrowing from another loan app to repay PrimePay could worsen your financial situation and lead to serious debt.
8. Installing Truecaller on your mobile phone can help you identify and block calls from PrimePay and similar entities.
9. The most effective solution to escape loan sharks like PrimePay is to stop borrowing altogether.
10. Take proactive steps to block them on WhatsApp and report their activities directly on WhatsApp and Google Play Store.
11. Remember, you have options beyond borrowing from these loan apps. Prioritize your financial well-being and integrity.
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Reviews
- Defaming (PrimePay - Instant Loan APP )
After paying mt initial interest plus part of the default charged, they are spamming my contacts. I cannot get a number to discuss with them also
- 5/2/2024
- PrimePay-Instant-Loan-APP-
Bad experience that I receive from primepay after have paid with interest on their offline account, they are still calling my mobile line to come and pay again, useless app
- 4/5/2023
- PrimePay-Instant-Loan-APP-
Why this app is doing like this after the interest is so huge and the limit is to short, apart that I apply for loan since 1pm the loan is not disbursed till now. useless app ever
- 3/19/2023
- PrimePay-Instant-Loan-APP-
Useless app paid off my loan but can't borrow again after approving my loan Always fail to withdraw stupid people
- 3/13/2023
- PrimePay-Instant-Loan-APP-
I applied for loan. But no money was credited and the days has now start counting. Scammer in new level
- 3/12/2023
- PrimePay-Instant-Loan-APP-
I have cleared my loan on d very day yet its still showing loan repayment. U people are d worst loan app I have ever come across.
- 3/8/2023
- PrimePay-Instant-Loan-APP-
I applied for a loan I was given a credit limit I binded my card #30 was deducted Only for it to tell me withdraw failed
- 3/4/2023
- PrimePay-Instant-Loan-APP-
prime pay when giving the loan u already charge my binding of card three times.Thieves
- 3/3/2023
- PrimePay-Instant-Loan-APP-
This is worst than the worst app I have ever come across in the whole universe. This people are thiefs, extortionals and thieves. Infact they are scammers. How can one apply for a loan of #2100 and you credit him 1,389 then ask him to pay a full loan of 2100. What is the fee of more than 700 for, what am I paying for. This a criminal act.This is wickedness on high places. Couple with short payment term of just 7 days.l regret knowing this app.Guys out there don't try using this app. Save youlife
- 2/18/2023
- PrimePay-Instant-Loan-APP-
If your interest's increases I believe its on me to pay for the overdue fees, then why would you call my contacts or text them about the business I had with you? this app is the worst
- 2/17/2023
- PrimePay-Instant-Loan-APP-
The only way to take down this app. Is to rebroadcast their evil way of extorting people. How can someone get a loan for 7 days to repay that huge amount and within 4 days you already debited the person's account for repayment.
- 2/10/2023
- PrimePay-Instant-Loan-APP-
I've been on ur app since yesterday and this morning I tried it again and I received a message from the app that my loan has been approved and that I should withdrawal my loan which I tried to and the app asked me to bind my ATM card which I did and my account was debit and now for me to withdrawal the money is a big problem it keeps on saying try again tomorrow after deducting my money.
- 2/8/2023
- PrimePay-Instant-Loan-APP-
It stupid app ...after I paid off my first loan nothing more ....fake loan app
- 1/22/2023
- PrimePay-Instant-Loan-APP-
Face verification isn't working,
- 1/19/2023
- PrimePay-Instant-Loan-APP-
Scam.. they say to add card you deduct and don't disburse. You are useless and even in a useless competition you would come second becos you can't be first cos they already are useless and everyone should report massively so they can take this useless app off playstore 🤬🤬🤬
- 1/16/2023
- PrimePay-Instant-Loan-APP-
I applied for 7000k loan and they transferred 5000k into my account. Why did they deduct 2000? It seems they are victimizing ur people.
- 1/15/2023
- PrimePay-Instant-Loan-APP-
Prime pay is part of the problems of this country. We were fine before they came with their useless loan. If you need to download an app or use any loan app at all please read carefully and read people's comment first before you apply cause most of them are scammers and thief's. Share this to your family and friends not to use the prime pay loan app so the don't fall victims.
- 1/13/2023
- PrimePay-Instant-Loan-APP-
am just checking the loan do not intend to take it that is why I refund the money almost immediately where will I get interest or service charge to pay for a loan that was refunded. and they are asking me to pay the interest
- 1/11/2023
- PrimePay-Instant-Loan-APP-
I can't withdraw the money they gave me, primepay don't increase limit when someone pay back
- 1/6/2023
- PrimePay-Instant-Loan-APP-
I was giving a 7 days loan of N16,500 on 14/03/23 with interest, mgt fee and com deducted. N6,200 was paid as deposit. Now due to bank online current issue I was charged additional overdue of N7, 144.75 total amount to now pay is N17,144.75. I have paid them N12,944.75 & i didnt pay outrageous overdue anymore considering the high interest charges on principal loan. the app is still reading N5,000 to bal which I'm not paying
- 1/3/2023
- PrimePay-Instant-Loan-APP-
Unable to effect repayment No WhatsApp phone number to contact staff. Access to communicate impossible. No follow up with customers willing to make payment. Quite discourage.
- 1/2/2023
- PrimePay-Instant-Loan-APP-
firstly your interest is much secondly my loan days was up yesterday 25th which is. Christmas day and there's not way too send the money in my account and someone sent money too me and they deducted the money this is rubbish
- 12/27/2022
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