QuickBucks

Interest Rate	20%
Duration	7
Access Level	Public
Company Name	Access Bank plc
Phone 1
Phone 2
Website or Store	http://www.accessbankplc.com
Address	unknown
Category	Mild Loan
Company Email	contactcenter@accessbankplc.com
Views	2,594

FAQ

Can loan apps post my pictures on social media?

You should not worry about loan apps threatening to post your picture on social media. If you check their accounts, you’ll notice most of them have fewer than 100 followers. This means they are mainly circulating your picture among themselves just to instill fear in you. Never pay a dime if any loan app posts your picture online; they are actually the ones owing you, not the other way around. Instead, report the account to the appropriate social media platform, and it will likely be closed down.

Can they auto-debit my account?

If you linked (bound) your ATM card during registration with a loan app, they can automatically debit your account. To prevent this, you should go to your bank, block the card, and request a new one.

For fully licensed Microfinance Banks that may use the Global Standing Instruction (GSI) or place a lien on your account, the safest option is to move your money to another bank account that has never been registered with loan apps. This will stop them from debiting your funds.

Can they come to my house or office to arrest me?

99% of loan apps cannot come to your house or office because most of them operate illegally and have no legal right to pursue you physically. Only fully licensed and approved Microfinance Banks with a registered office address and reputation as a legitimate financial institution can pay you a friendly visit, but never to arrest you.

Borrowing is a civil matter, not a criminal case. That means you cannot be arrested simply because you owe money. If any licensed microfinance bank tries to harass or threaten you, please contact us immediately—we will take the right steps to deal with them.

As for loan apps, they cannot legally come to your house or office to arrest you.

Can this loan app defame me?

Yes and No, a loan app can defame you, but it usually depends on where you downloaded the app from and what permissions you gave it.

If you downloaded the app outside the Play Store or App Store (for example, from a direct link or third-party site), it’s very likely the app will misuse your information. Many of those apps are not properly regulated.
How they access your contacts:

Loan apps need Contact permission to copy your phone contacts.
They also sometimes request Call log permission, which allows them to see your dialed, received, and missed calls—but not your full contact list.

If you used the app before 2023:

Before 2023, many loan apps could freely access contacts because the rules were not strict.
From 2023 onward, Google Play Store and Apple App Store introduced policies that restrict apps from accessing contacts and call logs unless it’s absolutely necessary.

How do I get rid of their daily messages and calls?

To stop their frequent calls, you can install Truecaller, upgrade to Premium, and use the Block Spam Calls feature. This will automatically filter out most unwanted numbers. (Check the video below for step-by-step details.)

For WhatsApp calls and messages, fight back smartly: never listen to their voice notes or read their messages. Instead, use the response strategy in the link below to reply safely. When you push back confidently, scammers usually give up and flee.

https://loansharkreview.com/MessageTemplate

Will this loan apps report me to the Credit Bureau?

In most cases, 90% of loan apps cannot report you to the Credit Bureau. This is because many of them are not licensed financial institutions or they charge exorbitant interest rates that violate government policies.

However, fully licensed and approved microfinance banks can report you to the Credit Bureau. Even when they do, they usually report only the actual amount you borrowed and the original agreed interest — not the inflated charges or penalties. If you notice incorrect information in your credit report, you have the right to contest it with the Credit Bureau and request correction.

About QuickBucks

QuickBucks

Are you in need of a quick loan to handle an urgent financial need? QuickBucks is here to help. We are a finance company that provides instant loans to individuals in Nigeria. With our secure and reliable loan app, you can access loans from the comfort of your home or office without the stress and hassle of visiting a bank.

Interest Rate

Our interest rates are affordable and competitive. We offer a minimum of 16% and a maximum of 35% Annual Percentage Rate (APR). This rate varies depending on the loan amount and the loan term. We do not charge any hidden fees, so you can be sure of the total cost of your loan.

Company Profile

QuickBucks is a loan app developed by a team of financial experts and technology enthusiasts with the aim of making access to loans in Nigeria easier and more convenient. We leverage cutting-edge technology to offer instant loans to our customers, ensuring that they can get the funds they need in the shortest possible time.

About Us

QuickBucks is a customer-focused company that seeks to provide innovative financial solutions to individuals and businesses in Nigeria. We are committed to making the process of accessing loans as easy and convenient as possible. Our loan app is designed to be user-friendly, ensuring that you can apply for a loan in just a few clicks.

Company Services

We offer instant loans to individuals in Nigeria. Our loan app is available for download on both Android and iOS platforms. With our app, you can apply for a loan, track your loan application, and manage your loan account. We also offer flexible repayment options, allowing you to repay your loan in installments.

Our Mission

Our mission is to provide quick and reliable financial solutions to individuals in Nigeria. We aim to use technology to make access to loans easier and more convenient. We are committed to providing excellent customer service to our customers and building long-lasting relationships with them.

Our Vision

Our vision is to be the go-to platform for individuals in Nigeria seeking instant loans. We aim to provide innovative financial solutions that meet the needs of our customers. We strive to be a leader in the Nigerian fintech industry, providing world-class financial services to individuals and businesses in the country.

Our Core Values

At QuickBucks, we are guided by a set of core values that govern our operations. These values are:

Excellent Customer Service

We are committed to providing excellent customer service to our customers. We understand that our customers are the reason we are in business, and we strive to ensure that they are satisfied with our services.

Cooperative Partner

We believe in building partnerships with our customers. We work with our customers to understand their needs and provide solutions that meet those needs.

Ease of Use

Our loan app is designed to be user-friendly and easy to use. We understand that our customers have busy schedules and do not have the time to navigate a complicated loan application process.

Security

We take the security of our customers' information seriously. Our loan app is designed to ensure that your personal and financial information is secure and protected.

Instant Loans

We understand that our customers need access to loans as quickly as possible. That's why we offer instant loans, ensuring that our customers can get the funds they need in the shortest possible time.

Safe and Reliable Online Loan App in Nigeria

QuickBucks is a safe and reliable loan app in Nigeria. We use state-of-the-art technology to ensure that your personal and financial information is protected. We also ensure that our loan app is easy to use, allowing you to apply for a loan from the comfort of your home or office.

Loan Product

Our loan product is designed to meet the needs of individuals in Nigeria. We offer loans ranging from ₦3,000 to ₦50

Reviews

QuickBucks
This apps user experience is very bad. I have been unable to register. After adding my location, when I click on next, all it shows is one info error. I least expected such a disastrous app from access bank. Imagine the last update was march 2022. I guess they just neglected the app with no developers managing it. Such a shame.
- 2/20/2023
QuickBucks
My experience with this app is argh 😤😤 sooo frustrating. This app is just a waste of time and data. It doesn't allow you to do anything. It doesn't show me the phone whenever you click on search phone, the app closes automatically and ask you to contact playstore. Zero star
- 2/17/2023
QuickBucks
I have been trying to take loan for weeks now, it will tell me, application processing, yet they will not credit my account. I will delete the app. What is the use, they told me am eligible for 90k loan for 6months, yet they didn't credit me.
- 2/12/2023
QuickBucks
An app designed to make access bank milk the poor. I applied for a pay day loan which duration is 31 days. Two weeks after I got the loan I tried to liquidate it through this app but it never went through. It will queue for liquidation till forever. Only for access bank to now be deducting my money instead of them to liquidate the loan at once whereas I left sufficient fund in my account to cover the loan. It is so annoying. I blame myself for taking their loan.
- 2/7/2023
QuickBucks
An app designed to make access bank milk the poor. I applied for a pay day loan which duration is 31 days. Two weeks after I got the loan I tried to liquidate it through this app but it never went through. It will queue for liquidation till forever. Only for access bank to now be deducting my money instead of them to liquidate the loan at once whereas I left sufficient fund in my account to cover the loan. It is so annoying. I blame myself for taking their loan.
- 2/7/2023
QuickBucks
The interphase of this App is Wack. I wish I didn't update to this New one from the Old one. When deductions are made from one's outstanding loan, it is not quickly updated to display one's current loan balance/standings.
- 1/30/2023
QuickBucks
Very very useless app. If you forget your password. Just forget the app cause it won't let you receive any message. Once you receive any mesaage while th Rapp is open. It automatically closes. And you need to start afresh. Access bank this is below par abeg
- 1/30/2023
QuickBucks
This app is very frustrating and useless, it should really be taken down from play store and developed, when it is functioning properly you put it up back for people to download and not allow us waste our data and still come here to complain.
- 1/27/2023
QuickBucks
The App is unique among contemporaries Provision for filling .every piece of information is made easy and accessible. How ever, at the point of 'request loan' the button does move to search. Though i didn't know whether it was my mobile phone's malfunction. The App is highly effective.
- 1/15/2023
QuickBucks
I have used this app for months and it was fine until today. Some how I forgot my pin. After three miserable attempts to log in, my account was deactivated. I can't get back to complete the loan process that I had started. How do you just deactivate account completely because a customer forgot his pin? There is no function as to how one can reset the pin.
- 1/13/2023
QuickBucks
This app is worst...zero rating. I took a payday loan with the normal accessmore app but it doesn't reflect in the quickbucks app. I've been to the bank physically several times to lodge complaints but no results
- 1/10/2023
QuickBucks
This app is very very unrealistic, annoying and offensive, I've tried logging in many times but to no avail, after I've put all my required data but still not logging in,
- 1/7/2023
QuickBucks
I mistakenly keyed in the wrong password and the app was deactivated. I have written several letters and visited several access bank branches to rectify the issue, yet no success. It's been months now I can't still gain access to the app. I think access bank is just trying to lock me out so I can't liquidate my loan in order to accumulate the interest over time. I am so disappointed with this app and in total access bank.
- 1/6/2023
QuickBucks
Funny how I'm seeing people attestate to the app working, getting a phone loan, and other loans... Mine does not even work at all, no phone is ever available in the app, rather when I click on the search bar it automatically closes the app, same for other options on the app homepage, once clicked the app automatically closes and ask me to contact olaystore.
- 1/4/2023
QuickBucks
Terrible app! It has a field where it'll ask you to enter amount you want to liquidate yet there's really no option for that as the liquidate button will totally liquidate the full amount. So I ask, why provide a box asking us to specify amount we want to liquidate? It's a trap to lead you into inadvertently liquidating your loan before the tenure. This is what happened to me as I tried to pay off part of my loan before the time. Now I greatly regret this.
- 12/17/2022
QuickBucks
I least expected Access bank to roll out this disaster called quick bucks. So useless and annoying. Very useless that it's just good for nothing. Each time attempt is made to log in, I have to generate another password. Always saying my password doesn't match even when the correct one is imputed. Even when I finally log in, all functions are not working.
- 12/16/2022
QuickBucks
I mistakenly keyed in the wrong password and the app was deactivated. I have written several letters and visited several access bank branches to rectify the issue, yet no success. It's been months now I can't still gain access to the app. I think access bank is just trying to lock me out so I can't liquidate my loan in order to accumulate the interest over time. I am so disappointed with this app and in total access bank.
- 12/15/2022
QuickBucks
Useless and annoying doesn't even begin to describe this app. I can't login, reset password or sign up. A blank page that's supposed to carry an error message keeps popping up. Stop suggesting customers download an app that is obviously useless
- 12/15/2022
QuickBucks
This app looks as tho it's still under development / review. It is so basic that it leaves you confused and upset at the same time... I clicked liquidate, it popped an information *Task queued for liquidation. For over two days now no response, and I can't even track the transaction. I'm so disappointed in Access bank.💔
- 12/11/2022
QuickBucks
This is the most useless app I've ever installed on my phone. It does absolutely nothing. As in, you can't do anything with it. Somebody needs to explain to me what this app is really intended for. Access Bank kept bugging me with sms to download this thing, I proceeded to do it, I've scoured the entire app looking anything that works but I can't find any. All you get from this useless thing is like 8 boxes with supposed features, you click on any of them and get absolutely nothing from them.
- 12/5/2022
QuickBucks
This app has a glitch. DONT BE FOOLED YOU DID NOT FORGET YOUR PIN!!!! ACCESS BANK KNOWS EXACTLY WHAT IS GOING ON BUT CHOOSE TO WITHHOLD INFORMATION. We are not all stupid to forget our transaction pin. Also when you write to them or even visit the bank they do absolutely NOTHING about it. WE DID NOT FORGET OUR PIN ACCESS BANK!!!! WE ARE NOT FOOLS NONSENSE!!!!!!!!!!!!!!
- 12/2/2022
QuickBucks
The app recently has been crashing and stopping while trying to load the devices available for loan offers. I uninstalled and reinstalled, still persist, I forced stop still same and tried downloading the app on another phone and yet still same problem.
- 11/29/2022
QuickBucks
This app is so frustrating that I want to swear at it. Have been trying to log into the app for months now and all I get is error all the time. Okay I try resetting my password and am still getting error Like do developers even look at the review at all? Please am finding it difficult to repay my outstanding loan, am not satisfied with my account being debited by access bank as they please.
- 11/26/2022