| Interest Rate | |
| Duration | From 5 days |
| Access Level | Public |
| Company Name | SWIPEBILL TECHNOLOGIES NIGERIA LTD |
| Phone 1 | +234 805 956 3305 |
| Phone 2 | |
| Website or Store | |
| Address | |
| Category | Mild Loan |
| Company Email | |
| Views | 239 |
SWIPEBILL TECHNOLOGIES NIGERIA LTD is a fully licensed financial service provider authorized by the Federal Competition & Consumer Protection Commission (FCCPC) to offer online loan services throughout Nigeria. Our mission is to simplify access to personal financing, making it easy for individuals to secure the funds they need, when they need them.
What is SWIPEBILL LOAN?
SWIPEBILL LOAN specializes in providing quick and convenient personal loans tailored for both salaried employees and self-employed individuals. With a straightforward application process and minimal documentation, you can apply for a loan and have the funds transferred directly to your bank account within just 10 minutes. Our completely digital platform ensures that you can access funds anytime, anywhere, without the hassle of traditional banking procedures.
Key Benefits of SWIPEBILL LOAN
- Instant Online Loans: Experience fast approval times, with loans being processed in minutes.
- Competitive Interest Rates: Enjoy flexible interest rates ranging from 17% to 30% per annum, making repayment manageable.
- Simple Application Process: Our quick and easy application process requires minimal paperwork, allowing for a hassle-free experience.
- Rapid Loan Approval: Loans are approved almost instantly, with funds transferred to your account within 10 minutes.
- Fully Digital Experience: Access all services through our online platform for maximum convenience and efficiency.
Flexible Personal Loan Options
- Loan Amounts: Borrow between ₦1,000 and ₦100,000 based on your needs.
- Interest Rates: Flexible rates from 17% to 30% per annum.
- Tenures: Choose from loan tenures ranging from 3 to 12 months.
- Requirements: A valid BVN number and personal identification are necessary to complete the application.
Loan Overview
- Loan Amounts: ₦1,000 to ₦100,000
- Interest Rates: 17% to 30% per annum
- Loan Tenures: 3 to 12 months
- Transaction Fees: 2% to 6%
- Approval Time: Fast loan approval guaranteed
Loan Example
Here’s a breakdown of a typical loan scenario:
- Loan Amount: ₦10,000
- Tenure: 12 months
- Daily Interest Rate: 0.04%
- Processing Fee: ₦400 (4%)
- Total Interest: ₦1,460
- EMI (Equated Monthly Installment): ₦955
- APR (Annual Percentage Rate): 18.6%
- Amount Disbursed: ₦9,600
- Total Repayment Amount: ₦11,460
Eligibility Criteria
To be eligible for a SWIPEBILL LOAN, you must meet the following requirements:
- Nationality: Must be a Nigerian citizen.
- Age: Must be 18 years or older.
- Income: A stable monthly income is required.
How to Apply for a SWIPEBILL LOAN
Getting an instant personal loan is simple with SWIPEBILL. Follow these easy steps:
- Download and Install the SWIPEBILL LOAN app from your app store.
- Register using your mobile number.
- Enter your BVN number to check your eligibility.
- Upload KYC (Know Your Customer) documents for verification.
- Select your desired loan amount and tenure.
- Provide your bank account details for fund transfer.
- Request a transfer of funds to your bank account.
Contact Us
For more information or assistance, feel free to reach out to us:
- Email: austin@swipebill.club
- Address: 22 Olatunbosun Street, Ikeja, Lagos State, 101212 NG
- Website: www.swipebill.club
- Privacy Policy: www.swipebill.club/privacy.html
At SWIPEBILL LOAN, we go beyond just providing loans; we aim to be your financial partner who understands your unique needs. Our dedicated customer support team is always available to assist you, ensuring a seamless and positive experience throughout your loan journey.
Take charge of your financial future and unlock new opportunities today with SWIPEBILL LOAN!
Expert Counsel
SwipeBill Loan is a reliable lending platform designed to provide financial assistance to individuals seeking support. Here are some essential points to keep in mind about our services:
Respectful Repayment Process: At SwipeBill, we prioritize a respectful approach to repayment. We understand that life can be unpredictable, so we allow borrowers to manage their repayment schedules at their own pace. As long as you make timely payments, you won’t face any negative repercussions or harsh practices from our platform.
Interest Payment Guidelines: We recommend avoiding the payment of overdue interest after settling your principal loan amount and normal interest. Following this guideline can help you minimize financial strain and ensure a more manageable repayment experience.
Communication Management: If you receive persistent communication from SwipeBill via calls or messages, you have the option to block our contacts and numbers. This can provide you with peace of mind and help you avoid any unnecessary disturbances while maintaining your financial commitments.
Avoid Borrowing to Repay: It’s important to refrain from borrowing from other loan apps to cover your dues with SwipeBill. Doing so may lead to a cycle of debt and further financial instability, complicating your overall financial situation.
Utilize Truecaller for Blocking: If you wish to block unwanted calls from SwipeBill, consider installing Truecaller on your mobile device. This app allows you to identify and block spam calls, including those from lenders, giving you greater control over your communication channels.
By following these guidelines, you can effectively navigate your repayment journey with SwipeBill and maintain a positive financial standing. We are committed to supporting you every step of the way as your trusted financial partner.
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