At Shriram One, we pride ourselves on being your trusted financial partner, ready to assist with all your everyday financial needs. Our extensive suite of services includes:

Investments

Explore our tailored investment options designed to meet your financial goals while ensuring safety and attractive returns.

• Shriram Fixed Deposit: Grow your savings with the Shriram Unnati Fixed Deposit. This investment offers steady growth and inflation-beating returns with interest rates of up to 9.40% per annum (including an additional 0.50% for Senior Citizens and 0.10% for Women Depositors). Secure your financial future with our high-yielding Fixed Deposit.
• Fixed Investment Plan (FIP): Start your journey to financial security by investing as little as ₹1,000 per month.
• Digital Gold: Invest in the timeless value of gold with our Digital Gold service. This allows you to buy, sell, or hold gold digitally and securely, providing flexibility in managing your investments.

UPI Payments

Experience seamless transactions with Shriram One's UPI service.

• Instant Transfers: Scan any QR code to send or receive money instantly.
• Account Management: Check your account balance, set up autopay, track your UPI expenses and transaction history, and request money from friends or family with ease.

Bill Payments and Recharges

Simplify your payment process with our comprehensive bill payment services.

• Mobile Recharge: Recharge both prepaid and postpaid mobile accounts effortlessly.
• Utility Bills: Pay your electricity, water, broadband, cable TV, and other utility bills in just a few clicks.
• DTH and FASTag: Recharge your DTH service and top up your FASTag without any hassle.
• Loan and Credit Card Payments: Make timely repayments for your loans and credit cards to maintain a good credit score.

Loans

At Shriram One, we offer customized loan solutions tailored to your specific needs.

• Personal Loans: Apply for a personal loan of up to ₹15 lakhs with flexible repayment options ranging from 12 to 60 months. Enjoy competitive interest rates starting from 11% to 36% APR with no collateral required.
  • Example: For a loan amount of ₹1,00,000 over 24 months at an interest rate of 12% per annum (1% per month, calculated on a reducing balance method), your monthly EMI would be ₹4,707. The total interest payable would be ₹12,968, leading to a total amount payable of ₹1,14,968, including processing fees.
• Two-Wheeler Loans: Get financing to own your dream two-wheeler with flexible repayment options and competitive rates.
• Business Loans: Empower your business growth with our tailored Shriram Business Loans.
• Commercial Vehicle Loans: Expand your transport business with our financing options for commercial vehicles.
• Used Car Loans: Secure up to 85% of your vehicle's value with a used car loan starting from ₹1 lakh.
• Gold Loans: Access cash quickly and easily by pledging your gold with us.

Insurance

Protect what matters most with our diverse insurance offerings.

• General Insurance: We provide comprehensive coverage for your motor vehicles, including two-wheeler and four-wheeler insurance, as well as commercial vehicle insurance.
• Life Insurance: Choose from a broad range of life insurance products, including savings plans, child plans, protection plans, and retirement plans, designed to secure your family’s financial future.

Shriram One Exclusive

Unlock exclusive offerings tailored for our customers, such as Digital Gold and Shriram One Care, ensuring you have access to the best financial tools available.

Additional Offerings

Access a variety of helpful tools and services, including:

• Financial Calculators: Utilize over 10 financial calculators to help you make informed decisions.
• Vehicle Information: Stay updated with essential information about your vehicle.
• Travel Services: Book travel tickets, hotels, and more.
• Entertainment: Check cricket scores, play games, and enjoy additional popular services.

Explore the full suite of services Shriram One offers and take control of your financial future today!