Sixth Penguin Loans

Sixth Penguin Limited is a licensed money lending company established in 2021 and based in Lagos, Nigeria. Our primary mission is to address the financial needs of salary earners, including Public Servants, Civil Servants, and Bankers who may need financial support for various personal expenses, such as rent, school fees, and medical bills. In addition to our core services, we provide specialized loans for students seeking education financing for international studies, as well as vacation loans for those planning leisure trips abroad.

To apply for a loan, please follow the steps below:

Step 1: Provide Basic Information

Please answer the following questions (1-5) and send your responses via email to info@sixthpenguinlimited.com or via WhatsApp at 08188313151.

1. Surname
2. First Name
3. Middle Name
4. Date of Birth (D.O.B)
5. BVN (Bank Verification Number)

Additionally, please provide:

• A passport photo
• Visit our website: sixthpenguinlimited.com

Step 2: Calculate Your Loan

1. Visit our website and select Calculator.
2. Choose the type of loan calculator that fits your need, for example, Calculate Loans for Salary Earners.
3. Fill out the required information and submit the form to estimate the loan amount and repayment terms.

Step 3: Begin Your Loan Application

1. Navigate to Services on our website.
2. Choose the loan type you wish to apply for, such as Apply for Loan - Salary Earners.
3. Click Get Started, fill out the application form, and submit it for review.

Step 4: Loan Review and Approval

If your loan application is approved, please follow these steps:

1. Request for the Terms and Conditions of the loan, and review it carefully.
2. Request the Requirements and Procedures document, and review it thoroughly.

Step 5: Confirm Understanding and Complete Pre-Approval Requirements

Once you have read, understood, and are comfortable with the Terms & Conditions and Requirements & Procedures, you may proceed by making the following upfront payments:

• A. Insurance Fee
• B. VAT
• C. Refundable Retention Fee

You may also choose to add the following fees to your loan repayment amount:

• D. Search Fee
• E. Agreement Contract Fee
• F. Loan Form Fee

Step 6: Final Approval and Disbursement

1. Sign the Loan Agreement.
2. Receive the approved loan amount directly to your account.

If you have any questions or need assistance, please contact us at info@sixthpenguinlimited.com or via WhatsApp at 08188313151.