Swift Loans – Fast cash

Swift Loans is a digital financial platform that connects borrowers to a network of third-party lenders across multiple countries. It facilitates access to personal loans in Kenya, online cash loans in the Philippines, personal loans in Nigeria, and instant loan apps in India, all through one service.

The platform specializes in providing fast cash solutions. For the Kenyan market, it offers loan amounts ranging from a minimum of Kshs 2,000 to a maximum of Kshs 50,000. The repayment terms are flexible, with the shortest period being 91 days and the longest extending up to 365 days. The annual interest rate can go as high as 36%, and the service states there is no additional service fee.

A representative example illustrates the cost: for a loan of KES 2,000 taken over a one-year period, the total interest payable would be KES 320, calculated at a 16% annual rate, after any origination fees are deducted. The platform encourages responsible borrowing by offering a credit limit increase feature; users can build their limit up to KSh 30,000 by consistently making their loan repayments on time.

It is crucial to note that Swift Loans itself is not a direct lender. Instead, it acts as a connector or marketplace, linking borrowers to various third-party loan providers. The service aims to connect users with the most flexible fast cash loans that feature instant money deposits, and it works with lenders who consider applicants with both good and bad credit ratings.

To begin the process, users are instructed to pick their preferred lender from the platform and download the respective lender's app via a provided quick download link to start borrowing immediately.

For any feedback, questions, or concerns, users can contact the service via email at joycekwamboka33@gmail.com. The listed operational address is Skylark Building on Langata Road in Nairobi, Kenya.