| Interest Rate | 47% |
| Duration | 7 days |
| Access Level | Public |
| Company Name | Onome Ismail |
| Phone 1 | |
| Phone 2 | |
| Website or Store | https://app.tikcredit.xyz/ |
| Address | unknown |
| Category | Dangerous Loan |
| Company Email | rsselaroc@gmail.com |
| Views | 1,322 |
Tik Credit:
In a world where financial emergencies can arise at any time, having access to quick and reliable loan services is essential. Tik Credit is a leading loan app company that provides instant and safe personal loans to people in Nigeria. With our easy-to-use and secure mobile app, we aim to make financing more accessible for everyone.
At Tik Credit, we understand that financial needs vary from person to person, and that is why we offer a range of services to meet our clients' diverse needs. Our primary service is to provide personal loans that are easily accessible through our mobile app. We pride ourselves on offering competitive interest rates, making our loans an affordable option for all.
Company Profile Tik Credit is a Nigerian-based loan app company developed by GotCash Tech, listed under the category of tools on the Google Play store. Our current version is 1.2.0.1, released on 23/06/2021, and we have already achieved over 50,000 installs. Our app has a rating of 4.5 stars, with over 4,000 ratings. This is a testament to our commitment to providing exceptional service to our clients.
About Us At Tik Credit, our goal is to make financing easier for everyone. We understand that traditional banking systems can be challenging to navigate, especially for those who need quick access to funds. That's why we developed a loan app that is user-friendly, secure, and accessible from anywhere, at any time.
Company Services Our primary service is personal loans, but we also offer other financial services, such as bill payments and credit score checks. Our personal loans range from ₦5,000 to ₦500,000 and can be paid back over a period of 1 to 12 months, depending on the borrower's preference. Our bill payment service allows clients to pay their utility bills, such as electricity and water bills, easily through our app. We also provide credit score checks to help clients monitor their creditworthiness and make informed financial decisions.
Our Mission At Tik Credit, our mission is to provide accessible and reliable financial services to all Nigerians. We strive to make the borrowing process simple, transparent, and stress-free. Our goal is to become the go-to loan app for Nigerians, providing instant loans with competitive interest rates.
Our Vision Our vision is to become a leading loan app company in Nigeria, providing innovative and accessible financial services to our clients. We aim to make financing easier and more convenient, ultimately improving our clients' financial well-being.
Our Core Values At Tik Credit, we are guided by our core values, which include:
Excellent Customer Service We believe that excellent customer service is the key to building lasting relationships with our clients. Our team is dedicated to providing personalized and prompt service to ensure that our clients have a positive experience with us.
Cooperative Partner We believe in working collaboratively with our clients to find the best solutions for their financial needs. We are committed to building partnerships that are based on trust, transparency, and mutual respect.
Ease of Use We understand that the borrowing process can be overwhelming, and that's why we designed our app to be user-friendly and easy to navigate. Our goal is to make borrowing stress-free and straightforward.
Security At Tik Credit, we take the security of our clients' information seriously. Our app is built with industry-standard security measures to ensure that our clients' information is protected at all times.
Instant Loans We understand that financial emergencies can arise at any moment, which is why we offer instant loans. Our clients can apply for a loan through our app and receive the funds within minutes, making us a reliable option for urgent financial needs.
Safe and Reliable Online Loan App in Nigeria
Expert Counsel
These apps might seem like a quick fix, but trust me, they can turn into a major headache!
Here's the deal with Tricky Tik:
- Gossip central: Miss a payment? They might blab to your contacts that you owe them cash. Not exactly the kind of attention you want, right?
- Mean streak from day one: Forget polite reminders. If you're even a day late, expect nasty messages flooding your WhatsApp. Yikes!
- Time flies when you're in debt: They often give you super short deadlines, like 6 to 14 days, to repay. Talk about pressure! This makes catching up tough, and before you know it, you're swimming in debt.
- Interest rates that sting: Imagine getting charged extra every single day you're late. The rate might be lower than some others, between 1% and 5%, but it adds up FAST, turning a small loan into a big burden.
- Don't fall for their bluff: Remember, Tricky Tik and similar apps are often unlicensed. Their main weapon is shaming you, not taking you to court. So, don't give in to their threats – they already got their "pound of flesh" by hurting your reputation.
- They're like a chameleon: They have tons of different apps under different names. Trying to pay one Tricky Tik with another shady loan app is a terrible idea. It's like playing whack-a-mole, but you always lose!
- Silence is your superpower: Don't reply to their messages or answer their calls. Block them on WhatsApp and report them directly to the platform and app store. Fight back by ignoring their drama!
- Break free for good: The only way to escape Tricky Tik's trap is to stop borrowing from them. It might seem tough, but you are stronger than their tricks! Remember, you survived before they came along. Trust yourself to find other ways to make ends meet and don't let them control your life or damage your reputation.
Here are some bonus tips to stay safe:
- Get Truecaller: This app helps you identify their calls and block their numbers.
- Talk to someone: If you're struggling with debt, reach out to a trusted friend, family member, or financial advisor. There are people who want to help!
Remember, there's always another way. Stay strong, stay informed, and don't let Tricky Tik or any other shady loan app control your life! You've got this!
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Reviews
Tik-Credit-This app is furstrating I applied for 21000 only for me to receive 13520 and am going to pay it back with 21000 within 7days am not sure if I can
- 4/11/2023
- Tik-Credit-
This is the worst loan app ever, pls dont try filing in ur details in their app because the will send u one useless amount without ur consent and expect u to pay back with high interest.. 500 little is not enough for me to share my worst experience with this app! But my advice for u reading this review, is that, no matter how broke u are or how urgent u think u need money, dont try this people try somewhere else!!! 🚫🚫🚫🚫🚫🚫
- 4/10/2023
- Tik-Credit-
This app is bad I don't tonlosn they just send you money without you confirming like it is force
- 4/10/2023
- Tik-Credit-
I don't know what is going on o!!! I didn't apply for the offer.... But it's disbursed into my account... I don't like the offer from the beginning... I returned their money
- 4/8/2023
- Tik-Credit-
My experience with Tik loan is a bad one, the young guy kept pestering me and I told him I don't do 10k loan, he assured I will get 80k, I applied and they offered 6,200 which I didn't accept, but to my surprise, the loan was sent to my account, I told my contact I didn't want it and he sent an account to pay to, which idid, 7 days later several calls were coming to me that my loan is due, I explained that I returned the money even with additional 500 service charge,I have been receiving insults since then
- 4/6/2023
- Tik-Credit-
these qpp needs to be removed,this app are full scammers what they usually do is they will ask their agents to private chat people randomly and lure u to collect them knowing fully well that their interest rate is high,may God almighty punish both the agents and the company I am so angry I should have blocked the foolish lady immediately I saw her message seriously we need government to do better with all these loan apps😡😡😡😡😡😡
- 4/5/2023
- Tik-Credit-
I've never defaulted on this app. Upon payment 3 weeks ago, an agent told me to delete the app and download the updated version which I did. To my surprise, I could not access it until yesterday. Ever since then, I've been trying to log in but was not given an OTP. I decided to use my other number but was rejected. unstable app
- 4/4/2023
- Tik-Credit-
I advice everyone to stay clear of this app, they started sending obituary to my contacts by 12noon on the day the loan became due for repayment when I have not even DEFAULTED!
- 4/1/2023
- Tik-Credit-
Silly developers running a silly app. Total waste of time and data
- 4/1/2023
- Tik-Credit-
Don't ever download this app, after six days of collecting loan from them they will start sending messages to your contact and start posting your pictures on social media and defame you.
- 3/31/2023
- Tik-Credit-
Very bad, I was force to take 6200,still they wrote 10000 that I will pay 10000 for 6200, very bad app, and bad customer service and who ever has this app should be arrested. And everyone should stay clear
- 3/30/2023
- Tik-Credit-
A day before my due date, I got threat messages from agents saying I must pay up the loan, today is my due date and I woke up to another agent threatening me and stating what's not on the terms and conditions I signed with the company. The agents customer relation is terrible. I can never recommend this to anyone
- 3/30/2023
- Tik-Credit-
I wish there was a space for voice message I would have unleashed oooo my GOD how can u people write about a person in such manner tagging his picture as a kidnapper found with human part if found contact the police. Upon that I was tagged to it that my picture for no reason will be posted along side his on all socal media lol for sending me such message They damage peoples names at the end u expect a repayment that can't be possible, we shall see to this
- 3/29/2023
- Tik-Credit-
They are deceitful . They will trick you into going through the app and telling you to submit for more offers. An agent contacted me and lied go me out rightly... fraud!!!!!!
- 3/27/2023
- Tik-Credit-
What kind of app is these I try to add my bank account and it show the bank account is not correct.....very annoyed
- 3/23/2023
- Tik-Credit-
app is showing disbursed and it's been a while now I've still not been credited,
- 3/15/2023
- Tik-Credit-
The process was easy, Bt the loan interest is quite high, had no choice cause i really need the fund.
- 3/15/2023
- Tik-Credit-
This app need to be blocked and be removed from other loan appbecause they will spoil your image but if you don't pay back on time but I stand on the rock of the most high God this app will liquidate in jesus name
- 3/3/2023
- Tik-Credit-
This app is a scam if they credit you 15,000 they will ask for 25,000 as interest don't use this loan app. They are scammers
- 3/2/2023
- Tik-Credit-
Very useless app there agent is evil they will deceive you to collect the loan after. they will put an outrageous interst on it or risk defaming
- 3/1/2023
- Tik-Credit-
I didn't accept the offer bcos it wasn't what I needed, I rejected it but the app is programmed in a fraudulent way. My account got credited, I have told the agent to send me the company account details but she's refusing. I have done a refund transaction to their zenith Bank . The agent acknowledged but I am yet to be cleared.
- 2/28/2023
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