| Interest Rate | 45% |
| Duration | From 7 days |
| Access Level | Public |
| Company Name | MAYWOOD LENDING LIMITED |
| Phone 1 | 0700 123 7695 |
| Phone 2 | |
| Website or Store | |
| Address | |
| Category | Dangerous Loan |
| Company Email | |
| Views | 1,061 |
TopChance offers a seamless way for Nigerians to access quick loans online. With a simple application process, you can secure a loan within minutes, no matter your location.
Why Choose TopChance?
- No Hidden Fees: We provide transparent terms with no unexpected charges.
- Loans Up to N1,000,000: Borrow the amount you need, up to N1 million.
- Flexible Amounts and Terms: Tailor your loan amount and repayment period to suit your needs.
- Reliable & Secure: We prioritize your security, ensuring your personal and financial data are protected with advanced measures.
- 24/7 Availability: Apply for a loan anytime, from anywhere, with our round-the-clock service.
How to Apply for a Loan
- Download the TopChance App: Get it from your preferred app store.
- Register with Your Nigerian Mobile Number: The sign-up process is fast and straightforward.
- Complete Your Profile: Fill in basic details to finalize your loan application.
- Receive Your Loan: Once approved, the loan is transferred directly to your bank account.
Loan Requirements
- Age: 20-60 years old.
- Citizenship: Must be a Nigerian citizen.
Loan Details
- Loan Amounts: N10,000 to N1,000,000.
- Repayment Term: 91 to 365 days.
- Maximum Annual Interest Rate: 36%.
Example of Loan Terms
- Loan Amount: N10,000.
- Repayment Period: 365 days.
- Annual Interest Rate: 10%.
- Total Interest: N1,000.
- Total Repayment: N11,000.
Need Assistance?
For any questions, concerns, or feedback, feel free to reach out:
- Customer Care Line: 02018885169
- Email: support@maywoodlendinglimited.com
At TopChance, we are committed to providing quick, transparent, and secure lending solutions that fit your financial needs. Apply today and experience hassle-free borrowing!
Expert Counsel
If you're considering borrowing from TopChance or are already a borrower, it’s crucial to understand some key aspects of repayment and how to protect yourself. Here’s what you need to keep in mind:
1. Unregistered Loan App
TopChance is not a registered loan provider, which means they may not adhere to the legal guidelines and regulations set by authorities. This could result in unethical practices, so it's important to be cautious when dealing with them.
2. Derogatory Messages to Contacts
If TopChance has sent offensive or disrespectful messages to your contacts, do not panic. While this behavior is both harmful and embarrassing, it is often used as a tactic to collect repayment through fear and pressure. Do not feel obligated to repay them under such circumstances. You can tell them you're prepared to handle the matter in court if they ask for repayment.
3. Defamation and Reputational Damage
If your reputation has already been tarnished by derogatory messages from TopChance, repaying them will not undo the damage that’s been done. At this point, the harm has been inflicted, and paying them back may provide little benefit in restoring your reputation.
4. Install TrueCaller for Spam Protection
To help identify and block unwanted calls from TopChance, you can install the TrueCaller app. This app identifies and blocks spam calls, providing a layer of protection from harassing calls.
5. Block Auto Debit from Your Bank Account
To prevent TopChance from automatically debiting funds from your bank account, it’s essential to block your bank card. Simply visit your bank and request a new card to prevent any unauthorized deductions.
6. Block and Report on WhatsApp
If you are receiving harassing messages from TopChance on WhatsApp, block their contact. In addition to blocking, you should also report them to WhatsApp so the platform can take action against their account and alert others about their behavior.
7. Report to App Stores
If TopChance is listed on the Google Play Store or Apple iOS Store, report the app to the store. By doing so, you’re helping others become aware of their harmful behavior, and it may even result in the removal of the app from these platforms.
Protect Yourself from Unethical Practices
Taking these actions can help protect you from further harm or harassment by TopChance. Whether it's blocking calls, auto-debits, or taking legal steps, you have the power to safeguard your financial well-being and reputation.
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Reviews
Agent message to usersIF YOU WANT TO EXPERIENCE HOW TERRIBLE WE CAN DEFAME YOUR FAMILY WITH ABOMINABLE PICTURES AND HARMFUL MESSAGES
WAIT FOR IT NOW!!!
LOAN APPS
- 1/29/2025
- Agent message to users
*We will be calling 5 of your contacts every 1hour starting from 3:00pm.*
*Our media team will take it up from 6pm to 9pm in the night and also send your tag pictures to all your contacts and on social media.*
(5X6hours= 30 contacts will be reached and sent a picture of you containing your BVN)
*Do not dare us... The end result will be disastrous*
*Do the needful now.*
*LEVEL 2*
Investigation Team
- 1/29/2025
- Agent message to users
I NEVER KNEW WE GAVE LOANS TO ANIMAL IN FORM OF AN HUMAN CAUSE I DON'T UNDERSTAND WHY A COMPANY WILL GIVE YOU LOAN AND TELL YOU TO REPAY BACK THE MONEY BY 10AM ON YOUR DUE DATE AS STATED IN THE TERMS AND CONDITION BUT YOU WILL WANT TO SHOW THE NIGERIAN IN YOU..
DON'T WORRY BY THE TIME WE MESSAGE YOUR CONTACTS OR SEND THEM YOUR OBITUARY PICS YOU WILL MAKE YOUR REPAYMENT
STUPID DEBTOR
- 1/29/2025
- Agent message to users
We have treated you like a customer from some days now with your overdue loan and we have tolerated your attitude and character enough..This is becoming unbearable to the management of the company...Your attitudes towards this debt is becoming like a DEBTOR and We will treat you as such from now henceforth...The problem is many are blindfolded to know What await them in the future but they tends to Spoil there present with little thing...IF THIS MONEY IS NOT GOTTEN BACK IN 4HR TIME EITHER ALL OR PARTIAL PAYMENT YOU WILL HAVE YOURSELF TO BE BLAMED
- 1/29/2025
- Agent message to users
Na when am done with what am doing with you number and post on social media ma time u go pay abi no worry just wait for me when am done I will post u will must go viral today I promise you u will regret why u borrow this loan I swear rubbish
- 1/29/2025
- Agent message to users
LEVEL-4: chukwuyenum scott michael nnaghor.your loan is overdue. Up till now, the total amount to be repaid back is 147200. In order to avoid any additional charges on your current loan, please let your phone line be contactable and we will communicate with you. Repayment VA account: 6840541091, Bank Name: Wema bank.
- 1/29/2025
- Agent message to users
We are confident that you’ve been, with all means have reached out to you concerning your payment and record shows there is no commitment from your end
WE WILL BE TAKING ALTERNATIVE MEASURES TO GET OUR MONEY BACK, THIS WILL INVOLVE CALLING YOUR CONTACTS,BLOCKING YOUR BANK BVN SENDING PICTURE EVIDENCE WITH MESSAGES TO ALL YOUR CONTACTS
WE WILL PROCEED WITH THIS ACTIONS NOT MINDING HOW EMBARRASSING IT WILL BE FOR YOU
- 1/29/2025
- Agent message to users
Na when am done with what am doing with you number and post on social media ma time u go pay abi no worry just wait for me when am done I will post u will must go viral today I promise you u will regret why u borrow this loan I swear rubbish
U dey call ur self rising phoenix u can never rise until u pay dat money nonsense
- 1/29/2025
- Agent message to users
GOOD AFTERNOON.
I MUST SAY I AM REALLY DISAPPOINTED. I AM DOING EVERYTHING POSSIBLE GIVING EXCUSES HERE AT THE OFFICE ON YOUR BEHALF AND YOU EVEN AREN'T MAKING IT EASY FOR ME. YOU AGREEMENT WITH THE COMPANY WAS FOR YOU TO MAKE YOUR PAYMENT ON UR DUE DATE, SO WHATEVER THE COMPANY DOES U WON'T HOLD IT AGAINST THEM.
IF YOU VALUE YOUR REPUTATION THEN DO ALL YOU CAN TO MAKE YOUR PAYMENT TODAY.
*MAKE YOUR PAYMENT NOW!*
Do not be the reason while others' businesses crashed.
Do not be the reasons other children cried
Do not deprived other people their daily bread because of your dubious attitude
*Remember this if they sack me because of your payment, you won't enjoy peace for the rest of your life because all you labored for will be taken away from you as well do not let the remaining of this year be tragedy for you and your family for as long as you are still with that money you can never move forward that money will speak against in the morning afternoon and night peace and happiness will be far from you until you do the right thing ...*
You will lose your job and your business will crash as well.. what goes around comes around
GOD IS WATCHING YOU👀👀👀👀👀👀👆
*Pay what you have now*
- 1/29/2025
- Agent message to users
UNGRATEFUL DEBTOR!
YOUR CRIMINAL LIFE & FALSE PRETENSE CAN'T BE TOLERATED AGAIN.
YOUR SHAMELESS FAMILY WILL BE BASTARDIZED & HUMILIATED ONLINE NOW
TOPCHANCE
- 1/29/2025
- Agent message to users
Bastard you shall live to beg to eat from the plate of dogs for the harm you are causing Me. You shall be miserable and suffer insha Allah.... I just give you 30mins to make my payment call Sandra Nathan to make my payment now
- 1/29/2025
- Agent message to users
You and you family will die and untimely death
u shall know no peace
you will continue to borrow all you life
- 1/29/2025
- Agent message to users
UNGRATEFUL DEBTOR!
YOUR CRIMINAL LIFE & FALSE PRETENSE CAN'T BE TOLERATED AGAIN.
YOUR SHAMELESS FAMILY WILL BE BASTARDIZED & HUMILIATED ONLINE NOW
TOPCHANCE
- 12/10/2024
- Agent message to users
Bastard you shall live to beg to eat from the plate of dogs for the harm you are causing Me. You shall be miserable and suffer insha Allah.... I just give you 30mins to make my payment call Sandra Nathan to make my payment now
- 11/3/2024
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