| Interest Rate | 20% |
| Duration | From 30 Days |
| Access Level | Public |
| Company Name | Trivista Capital Limited |
| Phone 1 | +2348087212244 |
| Phone 2 | |
| Website or Store | https://www.trivistang.com/ |
| Address | 10, Adisa Bashua, Surulere ,Lagos |
| Category | Mild Loan |
| Company Email | customerservice@trivistang.com |
| Views | 872 |
Trivista App
FAQ
Can loan apps post my pictures on social media?
You should not worry about loan apps threatening to post your picture on social media. If you check their accounts, you’ll notice most of them have fewer than 100 followers. This means they are mainly circulating your picture among themselves just to instill fear in you. Never pay a dime if any loan app posts your picture online; they are actually the ones owing you, not the other way around. Instead, report the account to the appropriate social media platform, and it will likely be closed down.
Can they auto-debit my account?
If you linked (bound) your ATM card during registration with a loan app, they can automatically debit your account. To prevent this, you should go to your bank, block the card, and request a new one.
For fully licensed Microfinance Banks that may use the Global Standing Instruction (GSI) or place a lien on your account, the safest option is to move your money to another bank account that has never been registered with loan apps. This will stop them from debiting your funds.
Can they come to my house or office to arrest me?
99% of loan apps cannot come to your house or office because most of them operate illegally and have no legal right to pursue you physically. Only fully licensed and approved Microfinance Banks with a registered office address and reputation as a legitimate financial institution can pay you a friendly visit, but never to arrest you.
Borrowing is a civil matter, not a criminal case. That means you cannot be arrested simply because you owe money. If any licensed microfinance bank tries to harass or threaten you, please contact us immediately—we will take the right steps to deal with them.
As for loan apps, they cannot legally come to your house or office to arrest you.
Can this loan app defame me?
Yes and No, a loan app can defame you, but it usually depends on where you downloaded the app from and what permissions you gave it.
- If you downloaded the app outside the Play Store or App Store (for example, from a direct link or third-party site), it’s very likely the app will misuse your information. Many of those apps are not properly regulated.
- How they access your contacts:
- Loan apps need Contact permission to copy your phone contacts.
- They also sometimes request Call log permission, which allows them to see your dialed, received, and missed calls—but not your full contact list.
- If you used the app before 2023:
- Before 2023, many loan apps could freely access contacts because the rules were not strict.
- From 2023 onward, Google Play Store and Apple App Store introduced policies that restrict apps from accessing contacts and call logs unless it’s absolutely necessary.
How do I get rid of their daily messages and calls?
To stop their frequent calls, you can install Truecaller, upgrade to Premium, and use the Block Spam Calls feature. This will automatically filter out most unwanted numbers. (Check the video below for step-by-step details.)
For WhatsApp calls and messages, fight back smartly: never listen to their voice notes or read their messages. Instead, use the response strategy in the link below to reply safely. When you push back confidently, scammers usually give up and flee.
https://loansharkreview.com/MessageTemplate
Will this loan apps report me to the Credit Bureau?
In most cases, 90% of loan apps cannot report you to the Credit Bureau. This is because many of them are not licensed financial institutions or they charge exorbitant interest rates that violate government policies.
However, fully licensed and approved microfinance banks can report you to the Credit Bureau. Even when they do, they usually report only the actual amount you borrowed and the original agreed interest — not the inflated charges or penalties. If you notice incorrect information in your credit report, you have the right to contest it with the Credit Bureau and request correction.
About Trivista App
Since its establishment in 2015, Trivista Capital Limited has been at the forefront of providing comprehensive financial services to individuals and businesses across various sectors. Our deep-rooted commitment as a trusted financial services provider is built on offering genuine and professional financial solutions that cater to the needs of all our stakeholders. Over the years, we have become synonymous with reliability and excellence in the financial landscape.
At Trivista Capital, we believe that operational excellence is a key driver of growth. This belief shapes our approach to client relationships, as our teams work tirelessly to ensure that every customer achieves exceptional performance and financial stability. By focusing on driving shareholder value, we position our clients for long-term success. As a forward-thinking financial institution with a strong passion for growth and innovation, we customize our services to meet the unique needs of both individuals and businesses. Our flexible, highly personalized solutions are designed to quickly and efficiently address your financial challenges.
Our Vision
To provide fast and efficient financial support services for individuals and businesses through superior customer service, innovation, and commitment.
Our Mission
We are guided by an unwavering focus on our core beliefs, and we continuously strive to implement initiatives that align with our vision. In doing so, we deliver operational excellence across every department within our organization. Our mission is to consistently meet and exceed the expectations of all stakeholders.
Personal Loans
Trivista offers quick and accessible consumer loans designed to meet your personal financial needs. Whether you want to consolidate credit, pay off existing loans, renovate your home, or invest in a new car, our personal loans can make it happen. With fast disbursement within 24 hours and favorable interest rates on a reducing balance, you can trust Trivista to have your back, no matter your financial goals.
Small Business Loans
Are you looking to start or expand a small business? Trivista Capital’s experience in small business lending ensures that we have the right loan programs to help you succeed. Our small business loans come with flexible terms that help preserve your working capital for essential needs. From startups to established businesses, we are here to support your growth.
Lines of Credit
If your business requires short-term cash to fund receivables, manage seasonal fluctuations, or address other immediate capital needs, a line of credit may be the perfect solution. Trivista’s Line of Credit Services offer you the flexibility to use only the funds you need when you need them, rather than receiving a lump sum as with traditional term loans. By establishing a line of credit with us, you ensure liquidity is always available when your business requires it. Let us help keep your operations running smoothly year-round with our favorable rates and tailored solutions.
Federal and State Employees Loans
Are you a federal or state employee, or do you work for a government parastatal or ministry? Trivista offers you an excellent opportunity to access fast, low-interest loans without collateral. Our loan facilities for government employees are processed quickly—within just a few hours after a successful application. With competitive interest rates and no hidden charges, we provide a simple, efficient way for government employees to meet their financial needs.
School Fees Advance
Our School Fees Advance is designed to help parents finance their children’s school fees at institutions across the country. This credit facility is available to employees of various organizations, ensuring that the payment of school fees is not a burden. With Trivista, your child’s education is always a priority.
Group Loans
Trivista Capital Group Loan is a general-purpose loan offered to employees of large organizations and conglomerates. With simplified documentation and dedicated account officers, we make the loan application process easy and fast. Loan repayments are deducted monthly from the employee's salary and can be remitted directly by the company or through electronic debit from the salary account. Benefits include:
- Loan disbursement within 24 hours of a successful application
- Dedicated account officers to cater to your employees' needs
- Streamlined documentation process
- Instant disbursement of funds to the employee’s account of choice.
Asset Financing
At Trivista, we make quick decisions when it comes to financing the acquisition of assets. Our lease finance process is straightforward, allowing us to stand out by minimizing the time it takes to complete a transaction. We offer asset financing for personal, household, and business needs after a simple inspection process. From vehicles to business equipment, we ensure that you can acquire the assets you need with ease.
Trivista Capital Limited is committed to helping you achieve financial success. Whether you are an individual seeking personal loans or a business looking for flexible financing solutions, our range of services is tailored to meet your unique needs. Let us help you navigate your financial journey with confidence.
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