Trivista App - Loan Shark Review
Interest Rate 20%
Duration From 30 Days
Access Level Public
Company Name Trivista Capital Limited
Phone 1 +2348087212244
Phone 2
Website or Store https://www.trivistang.com/
Address 10, Adisa Bashua, Surulere ,Lagos
Category Safe Loan
Company Email customerservice@trivistang.com
Views 165

Since its establishment in 2015, Trivista Capital Limited has been at the forefront of providing comprehensive financial services to individuals and businesses across various sectors. Our deep-rooted commitment as a trusted financial services provider is built on offering genuine and professional financial solutions that cater to the needs of all our stakeholders. Over the years, we have become synonymous with reliability and excellence in the financial landscape.

At Trivista Capital, we believe that operational excellence is a key driver of growth. This belief shapes our approach to client relationships, as our teams work tirelessly to ensure that every customer achieves exceptional performance and financial stability. By focusing on driving shareholder value, we position our clients for long-term success. As a forward-thinking financial institution with a strong passion for growth and innovation, we customize our services to meet the unique needs of both individuals and businesses. Our flexible, highly personalized solutions are designed to quickly and efficiently address your financial challenges.

Our Vision

To provide fast and efficient financial support services for individuals and businesses through superior customer service, innovation, and commitment.

Our Mission

We are guided by an unwavering focus on our core beliefs, and we continuously strive to implement initiatives that align with our vision. In doing so, we deliver operational excellence across every department within our organization. Our mission is to consistently meet and exceed the expectations of all stakeholders.

Personal Loans

Trivista offers quick and accessible consumer loans designed to meet your personal financial needs. Whether you want to consolidate credit, pay off existing loans, renovate your home, or invest in a new car, our personal loans can make it happen. With fast disbursement within 24 hours and favorable interest rates on a reducing balance, you can trust Trivista to have your back, no matter your financial goals.

Small Business Loans

Are you looking to start or expand a small business? Trivista Capital’s experience in small business lending ensures that we have the right loan programs to help you succeed. Our small business loans come with flexible terms that help preserve your working capital for essential needs. From startups to established businesses, we are here to support your growth.

Lines of Credit

If your business requires short-term cash to fund receivables, manage seasonal fluctuations, or address other immediate capital needs, a line of credit may be the perfect solution. Trivista’s Line of Credit Services offer you the flexibility to use only the funds you need when you need them, rather than receiving a lump sum as with traditional term loans. By establishing a line of credit with us, you ensure liquidity is always available when your business requires it. Let us help keep your operations running smoothly year-round with our favorable rates and tailored solutions.

Federal and State Employees Loans

Are you a federal or state employee, or do you work for a government parastatal or ministry? Trivista offers you an excellent opportunity to access fast, low-interest loans without collateral. Our loan facilities for government employees are processed quickly—within just a few hours after a successful application. With competitive interest rates and no hidden charges, we provide a simple, efficient way for government employees to meet their financial needs.

School Fees Advance

Our School Fees Advance is designed to help parents finance their children’s school fees at institutions across the country. This credit facility is available to employees of various organizations, ensuring that the payment of school fees is not a burden. With Trivista, your child’s education is always a priority.

Group Loans

Trivista Capital Group Loan is a general-purpose loan offered to employees of large organizations and conglomerates. With simplified documentation and dedicated account officers, we make the loan application process easy and fast. Loan repayments are deducted monthly from the employee's salary and can be remitted directly by the company or through electronic debit from the salary account. Benefits include:

  • Loan disbursement within 24 hours of a successful application
  • Dedicated account officers to cater to your employees' needs
  • Streamlined documentation process
  • Instant disbursement of funds to the employee’s account of choice.

Asset Financing

At Trivista, we make quick decisions when it comes to financing the acquisition of assets. Our lease finance process is straightforward, allowing us to stand out by minimizing the time it takes to complete a transaction. We offer asset financing for personal, household, and business needs after a simple inspection process. From vehicles to business equipment, we ensure that you can acquire the assets you need with ease.

Trivista Capital Limited is committed to helping you achieve financial success. Whether you are an individual seeking personal loans or a business looking for flexible financing solutions, our range of services is tailored to meet your unique needs. Let us help you navigate your financial journey with confidence.


Expert Counsel

Before deciding whether to take a loan from Trivista Capital Limited or any financial institution, it’s important to consider several factors to make an informed decision. Here’s a general expert perspective on whether taking a loan from Trivista might be right for you:

1. Reputation and Track Record

Trivista Capital Limited has been providing financial services since 2015, and its long-standing presence in the industry can be a positive sign. The company is known for offering quick, accessible loans to individuals and businesses, including small business loans, personal loans, and specialized credit facilities for federal and state employees. It also offers flexible terms and competitive interest rates, which are attractive to many borrowers.

Expert View: If you value a lender with a proven track record and a focus on tailored solutions, Trivista could be a solid choice. It’s crucial to assess the company’s reputation by looking at customer reviews and testimonials to ensure they align with your expectations for transparency and service quality.

2. Loan Types and Flexibility

Trivista offers a variety of loan products including personal loans, small business loans, lines of credit, school fees advances, and asset financing. Their flexibility in tailoring solutions based on your needs is an advantage, especially if you’re looking for a product that fits your unique situation. They also offer loans to government employees and group loans for organizations, which come with perks like fast disbursement and simplified processes.

Expert View: Trivista’s diverse loan offerings mean you’re likely to find a product that matches your needs. However, you should carefully assess whether the specific loan terms (interest rates, repayment periods) are favorable and sustainable for your financial situation.

3. Interest Rates and Repayment Terms

One of the highlights of Trivista’s loan products is their claim of competitive interest rates, with personal loans featuring reducing balance interest, meaning you pay interest on the remaining loan balance rather than the original amount. This can be more affordable over time. However, ensure that the repayment terms (such as the monthly amount and loan tenure) fit your budget without straining your finances.

Expert View: While Trivista’s interest rates and repayment terms are presented as borrower-friendly, always compare their rates with other lenders to ensure you’re getting the best deal. Make sure you can comfortably meet the repayment terms, as failure to do so can lead to increased debt and credit issues.




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