Vesta loan

Vesta Loan Product Description

Loan Amount:
Vesta Loan offers flexible loan amounts ranging from KES 1,000 to KES 50,000. Whether you need a small amount for an unexpected expense or a larger sum for a more significant financial commitment, we've got you covered.

Loan Term:
You can choose a loan term that suits your needs, with options available from a minimum of 91 days (including renewal time) to a maximum of 365 days (including renewal time). This flexibility allows you to select a repayment schedule that fits your financial situation.

Interest Rate:
Our competitive interest rate is set at up to 18% APR per annum, translating to a daily interest rate of 0.046%. This ensures that you can manage your loan without overwhelming financial burden.

Service Fee:
At Vesta Loan, we are proud to offer our services with 0% service fee, meaning you won’t incur any additional costs outside of the interest charges.

Warm Tips:
Before proceeding with a loan, we encourage you to review the terms and conditions available in our app. If you have any questions or need further clarification, please don’t hesitate to reach out to our customer service team for assistance.

Example Calculation:
For instance, if you opt for a loan amount of KES 5,000 for a duration of 121 days with an interest rate of 18%, the total interest payable will be calculated as follows:

Total Interest:
KES 5,000.00 * (18% / 365 * 121) = KES 298.00

Total Payment:
KES 5,000.00 (borrowed amount) + KES 298.00 (interest) = KES 5,298.00

This means that at the end of your loan term, you will repay a total of KES 5,298.00.

Privacy Disclosure

Privacy & Permissions:
At Vesta Loan, we prioritize your privacy. Any data you choose to share with us is encrypted to protect your personal information. We are committed to safeguarding your data and will never disclose your information to third parties without your explicit consent.

Data Security:
Your data security is our top concern. All information transmitted to us is done so over a secure HTTPS connection. We ensure that your information is shared only with the lender and only with your permission.

How to Apply for a Loan

Applying for a loan with Vesta Loan is quick and easy. Follow these simple steps:

1. Install the Vesta Loan app from the Google Play Store.
2. Register and provide the required information.
3. Choose your loan amount and desired loan term.
4. Receive your loan swiftly after approval.

Eligibility Criteria

To qualify for a loan, applicants must meet the following criteria:

1. Be a resident of Kenya.
2. Be between the ages of 18 and 55 years.
3. Have a reliable source of income.

Why Choose Vesta Loan?

Vesta Loan is a dedicated mobile online loan application designed to provide personal small loans to the people of Kenya. Here are some advantages of choosing us:

1. Simpler Operations: Our processes are user-friendly and straightforward.
2. Fast Approval: Enjoy a high approval rate with quick response times.
3. Instant Disbursement: Once approved, your funds will be sent directly to your M-PESA account within just 1 minute.
4. Convenient Repayment Options: We offer various repayment methods to suit your preferences.
5. Enhanced Security: Our information encryption measures ensure that your data and funds are secure at all times.

Contact Us

For any inquiries or further information, feel free to contact us:

• Email: servicevesta432@gmail.com
• Phone: +254 741 923 304