| Interest Rate | 35% |
| Duration | From 7 days |
| Access Level | Public |
| Company Name | Vibe Cash |
| Phone 1 | 09030643356 |
| Phone 2 | |
| Website or Store | https://web.cashpro.blog/ |
| Address | |
| Category | Dangerous Loan |
| Company Email | |
| Views | 2,959 |
Vibe Cash Plus - Loan Product Overview
At Vibe Cash Plus, we offer flexible and convenient loan products to meet your financial needs. Here's a detailed overview of our loan offerings:
Loan Details:
- Loan Amount: NGN 5,000 - NGN 100,000
- Loan Term: Minimum of 91 days, Maximum of 180 days
- Annual Percentage Rate (APR): Up to 14% per annum
- Daily Interest Rate: 0.0384% (14% divided by 365 days)
- Service Charge and Admin Fees: NGN 0
Example Loan Calculation:
If you borrow NGN 5,000 for a loan term of 180 days, here's how the repayment works:
- Principal Amount: NGN 5,000
- Interest: NGN 5,000 × 0.0384% × 180 days = NGN 345
- Total Payable Amount: NGN 5,345 (Principal + Interest)
- Monthly Payment: NGN 890.3 (Total divided by 6 months)
Vibe Cash Plus makes it easy to secure loans with transparent terms and no hidden fees. Whether you need a small loan for personal expenses or a larger loan for bigger needs, we have you covered.
Why Choose Vibe Cash Plus?
1. Flexible Loan Options
With loan amounts ranging from NGN 5,000 to NGN 100,000, you can access the funds you need to manage any situation. Our loan terms are designed to provide flexibility, with repayment periods of up to 180 days.
2. Low Interest Rates
Our Annual Percentage Rate (APR) is capped at 14%, ensuring competitive rates that are easy on your budget. The daily interest rate is just 0.0384%, keeping your loan affordable.
3. No Hidden Fees
We charge no service or administrative fees, so the amount you borrow is the amount you receive. All charges are clearly laid out upfront, so there are no surprises.
Our Mission
At Vibe Cash Plus, our mission is to provide fast, convenient, and transparent lending services to meet the diverse needs of our customers. We aim to be the go-to solution for those in need of financial assistance, offering seamless access to loans anytime, anywhere.
Our Business Scope:
1. Money Lending
Vibe Cash Plus specializes in providing personal loans from various financial institutions. We offer a user-friendly platform that allows customers to compare different loan offers, choose the best option, and apply for loans with just a few clicks.
2. Hire Purchase and Installment Plans
We provide hire purchase options and flexible installment plans for a variety of products, allowing you to acquire essential items without the financial burden of an upfront payment. Some of the categories we cover include:
- Mobile Devices: Phones, laptops, tablets, and accessories
- Home Appliances: TVs, refrigerators, furniture, carpets, and more
- Vehicles: Cars, trucks, and motorcycles
- Fashion & Beauty: Clothes, shoes, jewelry, and fashion accessories
These flexible payment plans make it easy for you to enjoy the things you need while spreading out the cost over manageable monthly payments.
3. Software Solutions
At Vibe Cash Plus, we are also committed to advancing technology. We offer custom software development, web-based services, and IT solutions. Whether you need software customized for your business or require an import/export software solution, our team can handle your technical needs. Our services are available both on-site and off-site, providing flexibility for businesses of all sizes.
Why Trust Vibe Cash Plus?
- 24/7 Loan Access: Apply for loans anytime, from anywhere, with our convenient online platform.
- Secure Information: We prioritize your privacy and data security, ensuring that all your personal information is protected.
- Fully Online Process: You can get approved for a loan without the need for collateral or a mortgage.
- Reliable Customer Support: Our team is here to assist you throughout the loan process, ensuring a smooth and hassle-free experience.
How to Apply for a Loan with Vibe Cash Plus
Step-by-Step Guide:
- Download the App: Visit the Google Play Store or Apple App Store, search for Vibe Cash Plus, and download the app.
- Register an Account: Sign up with your phone number and provide basic information to create your account.
- Fill Out the Form: Complete the online loan application form with your details, which takes only 3-5 minutes.
- Submit Your Application: After completing the form, click the "Submit" button to apply for your loan.
- Receive Funds: Once approved, your loan will be directly credited to your bank account.
With Vibe Cash Plus, securing a loan has never been easier. Enjoy peace of mind with a fast, transparent, and convenient loan process.
Contact Us
Need assistance? Our team is available to help with any questions or concerns you may have. Reach out to us today:
- Email: support@vibecashplus.com
- Phone: 07012345678
- Working Hours: 9:00 a.m. to 6:00 p.m.
Let Vibe Cash Plus be your trusted partner in financial empowerment. Whether you need a loan, a hire purchase plan, or a software solution, we’re here to help!
Expert Counsel
Important Information for Vibe Cash Users:
Downloading the App Outside the Play Store:
If you downloaded the Vibe Cash app from outside the Google Play Store, you likely granted it access to your contacts by giving permission during installation. To protect yourself, it’s recommended to generate your own disclaimer by visiting:
Generate Your Own Disclaimer
Beware of Loan Scams:
Before falling prey to loan agents in this or other groups, it’s crucial to be informed. Loan app agents are scamming people in Facebook groups. Learn how to protect yourself by reading more here:
Loan Shark Agents Scamming People
Clearing Contacts from Loan App Databases:
No one can fully remove your contacts from loan apps' databases. For more information on whether it’s possible or not, check out this guide:
Clearing Your Contacts from Loan Apps
Ignore Harassing Messages:
If loan agents have contacted your friends or family, don’t panic. You do not owe anything beyond the agreed loan terms. Focus on moving forward with your life.
Unlicensed Loan Apps Are Powerless:
Loan apps that resort to harassment and defamation are not legitimate. They have no legal authority to harm you and rely on intimidation tactics.
Contacts Can’t Save You:
Most of your contacts are aware of how shady loan sharks operate and won’t be able to assist you. Focus on protecting your financial integrity.
Avoid Short-Term Loans:
Short-term loans with high interest rates (7-day terms) often lead to threats and defamation. If you need to borrow, always choose a licensed lender to avoid trouble.
Debt Can Lead to Bankruptcy:
Taking loans from unregulated apps can devastate your finances, pushing you towards bankruptcy. The best way to protect yourself is to stop borrowing from these apps.
Don’t Pay Overdue Interest:
If you’ve already paid off your principal and initial interest, ignore any demands for additional overdue interest from loan apps.
Avoid the Cycle of Debt:
Taking out loans to repay others creates a never-ending debt cycle. Many loan sharks run multiple apps, pulling you deeper into financial trouble.
Use Truecaller to Block Calls:
Install the Truecaller app on your phone to identify and block loan shark calls. Additionally, report them on WhatsApp and the Google Play Store.
Break Free from Loan Sharks:
The only true way to escape loan sharks is by stopping the borrowing cycle. Remember, you lived fine before these loans. Don’t let them damage your reputation.
Prioritize Your Financial Health:
Your financial well-being should come first. Loan sharks can jeopardize your future—don’t let them. Remember, your health and peace of mind are more valuable than anything.
Join our Facebook Group
Reviews
Agent message to usersKindly respect your self and pay off this loan in peace
You are dubious and I would inform my management about your act
- 1/29/2025
- Agent message to users
*VIBE CASH APP...*
*I AM SURE YOUR EXCUSE IS THEY HAVE CALL YOUR CONTACTS, SOME WILL SAY SEND DISCLAIMER BEFORE I PAY AND YET THEY WOULD NOT PAY ANYTHING AND YOU THINK ITS FUNNY, AGENT ARE SACKED EVERY WEEK BECAUSE OF YOUR ADAMANT, THIEF ATTITUDE.*
*YOU WOULDN'T KNOW IF YOU ARE NOT TOLD ABOUT THIS AND I PROMISE YOU ONE THING IF YOU FAIL TO PAY YOUR PAYMENT OR PAY TANGIBLE PART PAYMENT TO GIVE YOU TIME YOU WOULD BE ABLE TO BALANCE YOUR DEBT I WILL MAKE SURE I BRING DAMAGE INTO YOUR LIFE AND I PROMISE YOU.... IF YOU THINK YOU CAN FUCK WITH EVERYBODY LET SEE, IS EITHER YOU PAY IN PEACE NOW OR FACE SHAME.*
*DANIEL.*
- 11/3/2024
- Agent message to users
Vibe cash debtor, note that any damage done to your reputation cannot be undo, if you dont have the full payment pay reasonable part now to avoid had i know. Work has already started by the team, do the needful now before it reach your turn
Sent by +2349024696984
- 10/8/2024
- Agent message to users
The greatest news your family will receive this evening Is that you are dead. Be warned! Kindly pay off your loan now to avoid calamities to be upon the face of your family.
- 9/21/2024
- Nonsense loan app (Vibe Cash) (Vibe Cash)
Very fake
- 9/4/2024
Related Loans
.webp){kind=small}
Safely Report A Loan Shark
If you have borrowed from a loan shark or are worried about someone else, we’re here to help and keep you safe. Learn how to break free from their grasp.
