Interest Rate
Virju Loan offers competitive interest rates tailored to meet the financial needs of its customers. Our goal is to ensure that our customers can access affordable and flexible financial solutions without undue pressure. With rates designed to be fair, Virju Loan helps you achieve your financial goals while keeping your repayment manageable.

Company Profile
Virju Loan is a reliable and innovative online lending platform aimed at providing fast and convenient loan services to individuals and businesses in Nigeria. Backed by Virju Finance, we are committed to delivering accessible financial solutions that cater to a wide range of customer needs. Our mission is to offer a smooth lending experience with transparency and security at the forefront.

About Us
At Virju Loan, we understand that access to credit can be a lifeline for many. Our platform is designed to offer quick and simple loan services with minimal documentation, making it easier for customers to get the financial support they need. By embracing digital innovation, Virju Loan simplifies the lending process, ensuring that you can access funds anytime, anywhere.

Company Services
Virju Loan offers a variety of financial services that cater to different needs:

• Quick Personal Loans: Access personal loans with ease through our digital platform. Whether it's for emergency expenses, bills, or personal projects, Virju Loan provides flexible options to ensure that you're covered.
• Flexible Repayment Terms: We offer repayment plans ranging from 91 days to 365 days, giving you the flexibility to choose terms that suit your financial situation.
• Loan Amounts: Borrow between NGN 3,000 and NGN 200,000 based on your eligibility, with a straightforward application process and quick approval.

Our Mission
Virju Loan is committed to providing Nigerians with fast, secure, and affordable loans. We aim to support the financial growth of our customers by offering products that are accessible and transparent, empowering them to meet their financial obligations with ease.

Our Vision
We envision becoming a leading name in Nigeria’s lending industry, recognized for our customer-centric approach and commitment to providing secure, flexible, and accessible loans.

Core Values

• Customer Satisfaction: At Virju Loan, we prioritize excellent customer service, ensuring that all inquiries and concerns are promptly addressed.
• Transparency: We believe in keeping our processes clear and straightforward, so customers know exactly what they’re getting with every loan.
• Convenience: Virju Loan offers an easy-to-use online platform that allows for quick application and approval, saving customers time and effort.
• Security: We implement top-notch security measures to protect customer data and ensure that personal information remains safe throughout the loan process.

Instant Loans
Virju Loan’s instant loan service enables users to apply for loans at any time, with approvals and disbursements happening within minutes. Whether for emergencies or planned expenses, Virju Loan ensures that you have the financial support you need, when you need it.

What We Offer

Virju Loan provides flexible, instant loans with competitive interest rates. Customers can borrow between NGN 3,000 and NGN 200,000 for periods ranging from 91 to 365 days. Our platform is designed to make the lending process quick and hassle-free, ensuring you can access funds as soon as possible.