| Interest Rate | 47% |
| Duration | 7 days |
| Access Level | Public |
| Company Name | Vsnaira |
| Phone 1 | |
| Phone 2 | |
| Website or Store | nil |
| Address | unknown |
| Category | Dangerous Loan |
| Company Email | service@vsnaira.ng |
| Views | 516 |
Vsnaira is a revolutionary loan app company that aims to provide safe and reliable online loans to Nigerians. Our app allows you to get personal loans from your mobile phone anywhere, anytime. We strive to make financing easier for Nigerians by offering instant loans with excellent customer service, cooperative partners, ease of use, and security.
Interest Rate: At Vsnaira, we believe in transparency and fairness, which is why we offer competitive interest rates that are tailored to fit your needs.
Company Profile: Vsnaira is a financial technology company that provides safe and reliable online loans to Nigerians. Our team is made up of experienced professionals in the financial and technology industries, who are committed to providing excellent service and helping our customers achieve their financial goals.
About Us: At Vsnaira, we understand that financial emergencies can arise at any time. We aim to provide quick and reliable solutions to help our customers through these difficult times. Our app allows you to apply for a loan in just a few minutes, and we provide instant approval, so you can get the funds you need when you need them.
Company Services: Our services include personal loans, business loans, and emergency loans. We also offer financial education and resources to help our customers make informed financial decisions.
Our Mission: Our mission is to provide safe and reliable online loans to Nigerians, while promoting financial education and responsibility. We aim to be the leading provider of online loans in Nigeria, by offering excellent customer service, competitive rates, and innovative technology.
Our Vision: Our vision is to create a world where everyone has access to safe and reliable financial solutions. We aim to empower Nigerians to achieve their financial goals by providing access to affordable loans and financial education.
Our Core Values: At Vsnaira, we are committed to upholding our core values, which include:
Excellent Customer Service: We strive to provide our customers with the best possible experience, by offering friendly and helpful service.
Cooperative Partner: We work with our customers to find the best possible solutions to their financial needs.
Ease of Use: We understand that time is of the essence when it comes to financial emergencies. That's why we have designed our app to be user-friendly and easy to use.
Security: We take the security of our customers' personal and financial information very seriously. Our app uses the latest security measures to protect your data.
Instant Loans: We provide instant loan approvals, so you can get the funds you need quickly and easily.
Safe and Reliable Online Loan App in Nigeria: Vsnaira is a safe and reliable online loan app in Nigeria. We use the latest security measures to protect your personal and financial information. Our app is available on the Google App Store, making it easy for you to download and use.
Conclusion: At Vsnaira, we are committed to providing safe and reliable online loans to Nigerians. We offer competitive interest rates, excellent customer service, cooperative partners, ease of use, and security. Our app is available on the Google App Store, making it easy for you to access our services. Apply for a loan today and see how Vsnaira can help you achieve your financial goals
Expert Counsel
Public Shaming?
These guys might play dirty. If you're even a day late on a payment, they could blast embarrassing messages about your loan to your friends and family. Imagine your phone blowing up with texts saying you owe money! Yikes!
Short Fuse, Big Charges:
They often give you super short deadlines to repay, like 6 to 14 days. That's barely enough time to make coffee, let alone gather the cash, especially if you're already strapped. And here's the kicker: if you miss that deadline, the interest rates go crazy, jumping 2% to 7% every single day. Double ouch! That's like digging a deeper hole, not climbing out of debt.
Don't Reward Shame with Payment:
Here's the important part: if they start shaming you publicly, DON'T PAY THEM BACK! They already got their "pound of flesh" by embarrassing you. Remember, these apps often operate outside the law, so their threats are mostly noise. Don't let them bully you!
Break Free from the Cycle:
The only way to truly escape their grip is to STOP BORROWING from them altogether. I know it's tough, but trust me, it's better than being constantly harassed and stuck in a cycle of debt. You were living before Vsnaira, and you'll find a way again. Be resourceful, be patient, but don't borrow anymore!
Fight Back and Protect Yourself:
To stay safe, use apps like Truecaller to identify their calls and block their numbers. You can also report them directly to WhatsApp and the app store. Let them know their tactics are unacceptable!
Your Worth is More Than a Loan:
Remember, your self-respect and well-being are worth more than any quick loan. Don't let Vsnaira or any other app bully you. By staying informed and taking action, you can break free and get back to living life on your own terms. You've got this!
Remember, there are other options. Talk to trusted friends or family, or seek help from organizations that offer financial counseling and support. Don't let loan apps trap you in a cycle of debt and shame. You deserve better!
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Reviews
This app is a big scam don't ever advice even your enemy to do anything with them.they don't have maner of approach. I applied for loan of 16 k only for then disbursed 12k in my account to pay 17 k in one week . Now I haven't meetup the payment with only one day over due. Only for me to login in app, I m seeing 25 plus for pay them how ? They are scammer
- 4/19/2023
I can't understand, I applied for a loan from this app since after 11 am today being 16/04/2023 and the time now is after 5pm, I have not received any money and l have been calling them to let them know that I don't need money again because the purpose I wanted to use the money for has passed and they are not picking and now their phone is switched off.
- 4/16/2023
Vs naira is reliable; I've been doing business with them for some time now and they are doing great.But if they can reduce the interest rate and service charge, I will love it more than this.
- 4/8/2023
Nice app with good interface But please I applied for a loan for the past 8 hours and it's still under review... The review is taking too much time.. one who needs money urge ntly cannot use your service.
- 4/7/2023
Foolish set of people, including the agent and all, lack manners of approach. And sending messages when you didnt meet up to the repayment time. Which is deformation of character. Sending contacts that thier family is having HIV. This app should be removed from play store
- 3/31/2023
The app is easy to download but as good as its is I never get a loan what so ever is always on review when ever I ask for a loan, and I was able to chat with someone on d app with d hope dat there will b a ratification, but no it really worst
- 3/30/2023
The reason why I rate 1 star is bcos they use to approve loan on time but the duration date u use to give is just 7days pls is too early and I mistakenly deleted d app on my phone and then I installed it back then I want to login back my account but is telling me I will have to register from the beginning after that is now telling me that my bvn as been bound
- 3/17/2023
Very reliable app. However, customer service and agent action on delayed repayment is HORRIBLE. So much lack of empathy. Also repayment period of 7 days only is grossly inadequate; too short. Increase repayment period, work on your customer service and manner of approach, and you would easily endear many to your app and possibly become the best.
- 3/13/2023
I got the app downloadwd and I applied for the loan processing. I got to a stage to take a selfie or any means of identifications, that's where it stop. I keep on clicking on it is not working.
- 2/8/2023
Best loan app so far. The only challenge I have is the short-term repayment. Apart from that, they are really fast and easy to navigate. They don't disturb you till a day to your repayment they send reminder. But please help us on the repayment days biko Repayment can be broken down into different intervals if possible.
- 2/6/2023
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