iCredit - Loan Shark Review
Interest Rate 39%
Duration 7 days maximum
Access Level Public
Company Name iCredit Loan App
Phone 1 Unknown
Phone 2
Website or Store Removed from Playstore
Address
Category Dangerous Loan
Company Email
Views 1,614

Are you in need of an instant loan but don't know where to go? Look no further than iCredit, your go-to online loan app in Nigeria. We offer safe and reliable personal loans to those who need them, with a focus on excellent customer service, cooperative partnerships, ease of use, and security.

Our loan product is designed to help you in your time of need, with loan amounts ranging from ₦3,000 to ₦50,000 and a loan term of 92 days to 365 days. Our interest rates range from a minimum of 16% to a maximum of 35% APR (Annual Percentage Rate), with no hidden fees or extra charges.

Here is an example of the total cost of a loan, including all applicable fees: If you borrow ₦3,000 for a 6-month term and an 18% annual interest rate is applied, the total interest would be ₦266. The monthly payment would be (₦3,000 + ₦266)/6 = ₦544, and the total repayment amount would be ₦3,266.

At iCredit, we believe in providing our customers with the best service possible. That's why we offer a 100% online process, flexible repayment schedules, and no hidden charges. We also believe in transparency, so you know exactly what you're getting into when you apply for a loan with us.

Our loan application process is easy and straightforward. To get started, simply install the iCredit app, register for an account, and submit your loan application. Once your application is approved, the money will be deposited into your bank account, and you can start using it right away. Just remember to repay on time to build your credit limit.

At iCredit, our mission is to make financing easier for Nigerians. We believe that everyone deserves access to reliable and safe loans, and we're committed to making that a reality for our customers.

Our vision is to be the leading online loan app in Nigeria, providing exceptional customer service, flexible repayment schedules, and transparent loan products to those who need them.

Our core values are centered around excellent customer service, cooperative partnerships, ease of use, and security. We believe in putting our customers first and providing them with the best service possible.

If you ever have any questions or concerns, our customer service team is always available to assist you. You can contact us via email at icreditapp@gmail.com, and we'll get back to you as soon as possible.

In summary, iCredit is your reliable and safe online loan app in Nigeria. We offer personal loans with affordable interest rates, flexible repayment schedules, and no hidden charges. Our application process is 100% online, and we believe in providing our customers with exceptional customer service. Install the iCredit app today and see for yourself why we're the go-to online loan app in Nigeria.


Expert Counsel

Instead of directly informing your contacts about your debt, they opt for sending SMS messages to them, indicating that you owe money. Additionally, if you miss your repayment deadline by just one day, iCredit begins sending derogatory messages via WhatsApp to your contacts.

Their repayment plans typically range from 6 to 14 days, making it challenging for borrowers to meet their obligations. What exacerbates the situation is their high overdue interest rates, which can range from 5% to 7% per day, leading to further accumulation of debt.

It's crucial to refrain from repaying them once they tarnish your reputation, as this only serves to satisfy their agenda. Since they are unlicensed loan apps, iCredit and similar services lack legal recourse and rely primarily on defamation as their tool of coercion.

Attempting to borrow from other loan apps to settle your debts with iCredit is not advisable, as it could lead to bankruptcy. They have numerous apps on mobile app stores, making it easy to inadvertently borrow from them again and plunge further into debt.

To protect yourself from their persistent efforts, consider installing Truecaller on your mobile device to identify and block their calls. Additionally, blocking them on WhatsApp and reporting their activities directly on both WhatsApp and Google Play Store can help deter their actions.

Ultimately, the most effective solution to break free from loan sharks like iCredit is to cease borrowing altogether. By taking control of your finances and avoiding further indebtedness, you can safeguard your financial well-being in the long run.




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Reviews

  • User loan Review
    Agent message to users

    (iCredit/Creditng), The Automated Robot Machine will have no option than to pass across an Embarrassment call and messages to all the contacts on your phone and we will blacklist you via your Bvn.

    • 10/8/2024
  • User loan Review
    Agent message to users

    Since you choose to be a thief I will declare you and your entire family WANTED with your pictures in few minutes time you will beg me to stop i will not let's play the game . ICredit 

    • 9/13/2024
  • User loan Review
    iCredit

    I've been applying on this app for months now always rejected. They don't offer loans

    • 3/24/2023
  • User loan Review
    iCredit

    The App doesn't work, when you apply, it crashes, THIS APP NO DE WORK

    • 3/22/2023
  • User loan Review
    iCredit

    Imagine 5 minutes it credited account immediately Best and the best app so far. I can't believe that lovely.👋👋👋❤️❤️

    • 3/20/2023
  • User loan Review
    iCredit

    The app is a pure scam, nothing works and the loan take forever, you folks should stop using the app to collect people's BVN. I hope they don't have silly agenda's because you know this app is a total scam

    • 3/18/2023
  • User loan Review
    iCredit

    Please run away from this app. They will gather all your information and offer you nothing. Don't download.

    • 3/16/2023
  • User loan Review
    iCredit

    scam

    • 3/15/2023
  • User loan Review
    iCredit

    the app is showing repayment already till now I have not receive the cash in my account ooooo

    • 3/12/2023
  • User loan Review
    iCredit

    the loan is approved but not disbursed

    • 3/11/2023
  • User loan Review
    iCredit

    Well it's not working it keeps saying Upload Auth failed when applying for the loan

    • 3/10/2023
  • User loan Review
    iCredit

    disbursing loan isnt easy for the fact that the credit limit is small

    • 3/8/2023
  • User loan Review
    iCredit

    Please run away from this app. They will gather all your information and offer you nothing. Don't download

    • 3/3/2023
  • User loan Review
    iCredit

    "Upload auth information failure.null"

    • 2/27/2023
  • User loan Review
    iCredit

    beware, they dont give out loans, just to collect ur info

    • 2/26/2023
  • User loan Review
    iCredit

    avoid them, no loans here

    • 2/22/2023
  • User loan Review
    iCredit

    avoid them, no loans here

    • 2/22/2023
  • User loan Review
    iCredit

    their app is not working

    • 2/17/2023
  • User loan Review
    iCredit

    i dont understand this app, they are not giving out loans

    • 2/17/2023
  • User loan Review
    iCredit

    collect your data but no loan, these people are evil. i hope they wont use it for any bad stuff

    • 2/14/2023
  • User loan Review
    iCredit

    dont bother wasting your data and time on this app cause they no dey give loan

    • 2/9/2023
  • User loan Review
    iCredit

    nothing works, stupid loan app

    • 2/5/2023
  • User loan Review
    iCredit

    their slogan is Upload auth information failure.null. you no go see shishi

    • 2/2/2023

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