Sharp Collect - Quick Money

Fast, Secure, and Reliable Loans – Anytime, Anywhere in Nigeria

When unexpected expenses arise, Sharp Collect provides instant financial solutions tailored to your needs. As a trusted lending partner, we combine speed with transparency to help you access funds without stress or hidden surprises.

Why Choose Sharp Collect?

Instant Loan Approval – Apply and receive funds in minutes, not days.

No Collateral Required – No need for property, guarantors, or proof of payment.

Flexible Loan Plans – Loan terms and amounts adapt to your credit profile and repayment ability.

Transparent Fees – What you see is what you pay. No hidden charges.

Build Your Credit Score – Responsible borrowing and on-time repayment helps you increase your credit limit over time.

Secure & Reliable – Your personal data is encrypted and protected using industry-standard security protocols.

How to Get Started

Download the Sharp Collect app from the official Google Play Store.

Register using your mobile phone number (use the same number linked to your BVN for faster verification).

Complete your basic personal information accurately.

Wait for review – Not all applicants will be approved. Eligibility is determined based on your credit profile.

Receive funds – Upon approval, the loan amount is disbursed directly to your bank account instantly.

Loan Details & Example Calculation

Example: ₦15,000 Loan Over 360 Days at 25% Interest

Monthly Interest Rate (estimated): 1.34%

Interest charged: ₦15,000 × 1.34% = ₦201

Service Fee (one-time): ₦15,000 × 23.66% = ₦3,549

Deductions from principal: ₦201 (interest) + ₦3,549 (service fee) = ₦3,750

Actual amount you receive: ₦15,000 – ₦3,750 = ₦11,250

Total amount to repay (on time): ₦15,000

Repayment Instructions

Repay the principal of ₦15,000 in two installments:

First installment: Due within 14 days of disbursement

Second installment: Due within 360 days of disbursement

Note: Interest and service fees are deducted at the time of loan disbursement, not added to the repayment amount.

Eligibility Requirements

To qualify for a Sharp Collect loan, you must:

Be a legal resident of Nigeria

Be between 18 and 60 years of age

Hold a valid Bank Verification Number (BVN)

Have a stable source of income

Customer Support & Contact Information

Have questions or need to file a complaint? Reach out to us:

Email: contactcom@newrgy.ng

Company Name: Newrgy Lending Ltd

Office Address: PLOT 318, SUITE 46/47, SWIFT PLAZA, AGUNWA ANAEKWE STREET, WUYE DISTRICT, AMAC, FCT, Nigeria

Our Commitment to Responsible Lending

Sharp Collect fully complies with all local regulations, including guidelines from the Central Bank of Nigeria (CBN) and the Federal Competition and Consumer Protection Commission (FCCPC). We are committed to responsible lending practices that support financial inclusion for Nigerian workers.

We believe in transparency. Upon request, we provide access to our official registration and licensing documents to prove our legal status and authorization to operate as a lender in Nigeria.