SureFund - Fast Loan, Trusted

Life moves fast. So do we. SureFund is a mobile lending platform operated by Fleetwood Lending Limited, a licensed financial services provider in Nigeria. We exist to give you fast, fair, and flexible access to personal loans — whether you're covering an emergency, managing daily expenses, or investing in a small business idea.

No paperwork. No hidden fees. No long waits. Just a seamless borrowing experience designed around your life.

1. What We Offer – Simple Loans That Actually Work

Traditional loans come with bottlenecks. SureFund removes them. We use smart digital technology to make borrowing straightforward and stress-free.

Quick Application
Skip the bank queues. Apply directly from your phone in under 5 minutes. Identity verification is digital, and the form takes seconds to complete.

Flexible Loan Limits
Your credit behavior determines your access. First-time borrowers can access amounts ranging from ₦3,000 to ₦500,000, depending on your credit profile and repayment capacity. As you repay on time, your limit grows.

Transparent Pricing
Every fee is displayed clearly inside the app before you accept the loan. Interest rates, repayment terms, and any service charges are fully disclosed. No surprises. No hidden deductions.

Instant Bank Disbursement
Once approved, funds are transferred directly to your linked Nigerian bank account. We support major banks including GTBank, Zenith Bank, Access Bank, UBA, and First Bank. You'll receive an SMS alert the moment the money lands.

2. Loan Details With a Real Example

Example Calculation

You apply for ₦200,000 over a 6-month term at an APR of 29.2% :

Interest payable: ₦200,000 × 29.2% × (6 ÷ 12) = ₦29,200

Total repayment amount: ₦200,000 + ₦29,200 = ₦229,200

Monthly installment: ₦229,200 ÷ 6 = ₦38,200

Note: Your actual interest rate is calculated in real time within the app based on your credit assessment. No additional fees are added beyond what is shown.

3. How to Get a Loan in 4 Simple Steps

Step 1 – Download & Register
Install the SureFund app from the Google Play Store. Register using your Nigerian mobile number. Verification takes less than one minute via SMS.

Step 2 – Complete Your Profile
Navigate to the loan application page. Enter basic personal information including your name, BVN, and bank account details. No physical documents or scanned uploads are required.

Step 3 – Submit for Auto-Review
The system performs an intelligent automated credit check. Most applicants receive a decision within 10 minutes.

Step 4 – Withdraw Funds
Once approved, initiate withdrawal directly from the app. Funds arrive in your bank account almost instantly, and you will receive a confirmation SMS.

4. Who Can Apply? (Low Entry Barrier)

To qualify for a SureFund loan, you must meet the following minimum requirements:

Be a legal resident of Nigeria with valid identification

Be between 18 and 60 years of age

Have an active Nigerian bank account (GTBank, Zenith Bank, Access Bank, UBA, First Bank, and others supported)

Have no major overdue credit history

Demonstrate stable repayment ability

Meeting these criteria does not guarantee approval. Final decisions are based on the outcome of the automated credit assessment.