FTC Orders $18 Million in Refunds for Brigit Users Trapped by Hidden Fees

Brigit is a personal finance app that promised "instant" cash advances of up to $250 for people living paycheck to paycheck. The app was designed to help users avoid overdraft fees .

The Allegations

The FTC took action against Brigit, alleging that the company engaged in a pattern of deceptive practices :

Deceptive Promises About Cash Advances

Brigit promised "instant" cash advances but allegedly failed to deliver as advertised.

Hidden Fees

The company charged fees that were not clearly disclosed upfront.

Blocked Cancellation

Like FloatMe, Brigit allegedly made it difficult for users to cancel their subscriptions – keeping them trapped in recurring payments.

The Penalty

The FTC action led to $18 million in refunds for consumers harmed by Brigit's practices .

What This Means for You

Brigit is part of a growing list of "fintech helpers" that turned out to be debt traps. The pattern is consistent: promise to help people avoid overdraft fees, then charge hidden fees that are just as bad – or worse. Always read the fine print about subscription costs and cancellation policies before signing up.