I am in a trap, I need help

• 11/11/2024

Lairaplus Loans is nothing short of a criminal enterprise. They lure you in with promises of quick, hassle-free loans, but once you’re in their grasp, the nightmare begins. Their interest rates are predatory, hidden fees are outrageous, and they constantly harass you for payments, even when you’ve met all deadlines. They provide little to no customer support, and their terms are designed to trap borrowers in a never-ending cycle of debt. Avoid them at all costs if you value your financial health. They exploit vulnerable individuals, acting more like loan sharks than a legitimate financial institution.

• 10/22/2024

Please inform Abolade to refund the Loan to avoid taking action he may not like overdue for months..He goes around stealing from loan apps

• 9/12/2024

UR WICKED ACT OF TRYING TO RUIN OUR BUSINESS WILL NOT BE PARDONED ANYMORE. WE WILL NOW BEGIN TO TAINT UR IMAGE, NAME & FAMILY IF YOU REMAIN STUBBORN TO PAY BACK LATEST 12PM. U WILL BEGIN TO HAVE REGRETS AT UR JOB/BUSINESS, CHURCH/MOSQUE. U WILL HEAR FROM OUR LAWYERS IN 2HOURS TIME. LAIRAPLUS APP

• 9/12/2024

Your relative Abolade is a debtor, she ran away with people's money..Nairaland people are looking foe your relative to pay

• 9/12/2024

This is your Untruthful act and refusal to make your payment Will put you in a lot of Discomfort and Dissonance, make this payment on or before 12am tonight before Our Recovery Team gets to you, first thing Tomorrow morning and this won't be palatable. Lairaplus

• 9/12/2024

This app has been threatening me that they will cross the line if i don't pay back the loan i borrowed .

Even after enough pleading.

I have denied them access to my contacts .Location, Camera.. calendar, call logs.

Cos i don't want them to defamed me.

But they have been bombarding me with calls and messages.

Very nonsense app.

But i have braced up myself and i won't borrow from another app to pay them.

Nonsense people, as if they don't know that the country is hard.

Foolish people.

I don't know why they are still operating.

• 7/11/2024

My experience with this app is worst ever. 1st downloaded the as Lariplus and apply for a loan,they responded that iam qualifyed for #10000. to pay back 13500. didn't see credit alert, I went back to the app discovered that my request was rejected afterwards. forgotten abt the whole business , after 6 dys,there agent started tormenting me with calls and messages In the name of nairaplus demanding for payment of loan that was never given. I requested for my profile,I paid for 13500 for nothing

• 3/13/2023

I donot know how to rate this app, I applied for a loan on the 8th of march, 2023 and I received a feed back that the loan has been disbursed. But uptill now the 10th of March 2023 I have not seen any alert from you, meanwhile the app shows disbursed and has started counting days of repayment. I will not pay for what I did not receive ooo.  They can not steal from me. I have been calling your number and messaging you on WhatsApp no response.

• 3/10/2023

This is the worse loan app ever... i loaned money from 3rd March 2023, until now they have not disburse the funds but in the app it's showing that i have outstanding loan to be paid in 2days... i call their line several times but never responded and WhatsApp, they read the message and never replied back. its frustrating. how possible would i pay for something they didn't give me. if this bastards call and ask that i should pay, it will be a serious issue oo

• 3/5/2023

Just requested of a loan like 2hrs ago, but have not receive alert or any money why on the app the money has been sent to my acct, I call customer care service line nobody is picking the call. I still drop chat on Whatsapp no reply. I cannot pay for the money I didn't use oooo I didn't receive any money till now not

• 3/3/2023

I requested for loan just now, it shows that it has been disbursed meanwhile I've not been credited. I'm not going to pay for what I didn't receive

• 3/1/2023

Annoying people!. Stop hounding pple to pay back. It was just 8am before even 8am and your stupid staff was messaging to pay dis morning when I had even wanted to pay since yesterday but the network was poor. The whole day is there to pay back, why start sending rude messages. Thry should learn customer service and stop being annoying. Rubbish!

• 3/1/2023

Good loan app , registration is very fast but no loan approval you have to work on it and stop collecting data and information about people or are you planning to defraud them . one need to be careful

• 2/27/2023

The worst loan app so far. I requested for a loan, it wasn't given. 5 days later I was told I have 2 more days to pay back 7750. they approve a loan they declined at first, and they couldn't send a message that the loan as been approved but they could message me the loan remains 2 days to be paid back. I tried contacting customer care on the app but the app is very useless. I sent back the 5070 sent to me and waited for their call. The guy that called me was so rude. Trust me, I gave him back

• 2/24/2023

Useless app, I have never defaulted, after paying back they keep showing me I'm qualified for a amount they can't approve, very wicked set of people

• 2/13/2023

Bad experience with this, I've paid and the app didn't clear it. Then, your agents keeps on threatening me even after sending the proof to them. Very disturbing.

• 2/12/2023

Bad experience I have paid them but their app doesn't clear me,their agent keep disturbing me after sending them proof of the transaction I did to their account,fraud and scam they are bt am not going to paid another money to anyone again

• 2/8/2023

It is just like NairaPlus app. Do not be deceived, it is not an "updated NairaPlus" as they claim. It offers just 7days loan repayment period with a staggering huge interest. In addition, the app keeps switching on my Bluetooth even when I switch it off. Download and use at your peril.

• 2/6/2023

Very high interest, You will receive calls from more than five persons before your loan is due in the name of reminder. More than three people chat you up on WhatsApp just to remind you, text messages will be sent to you from different numbers. What a bad experience.

• 2/5/2023

The interest rate of this firm is too high on the loan that I took.not only that the repayment period is too short. Imagine asking you to pay back 26000 on 20000 loan offer. This is never any ease but slavery

• 2/4/2023

I payed in excess for a facility. Instead of 17920 I payed 40,000. I kept requesting for a refund from the same number that had all the time to threaten me initially and still got no response so, I took another facility. Now that facility is due (25,000) and I have sent countless mails asking for the difference to be reflected on my dashboard and still no response but text messages with threats… Don't know how I feel about them but I hope you learn from my experience

• 2/3/2023

The way this people threaten someone is very bad, you don't keep making fuse after someone made a part payment of their loan. After making a part payment till now it didn't reflet in my dashboard. Even as ur agent asked me to repay the amount I took from them, I sent the money to the account number she provided. After then she has not been calling or chatting me again.

• 2/3/2023

They bombard you with calls, sms and WhatsApp chat before loan expiration and then they start threatening/insulting you on the same day loan is due. Very short loan tenor with no rollover option. App interface is very good and loan disbursement very fast.

• 2/1/2023

This app is trash I applied for a loan of 50k and it said application not approved cus of current loan offers okay, I changed the amount to 20k still the same they can't even give common 500# talk less of the 100k showing in my dashboard 🤦🤦🤦the app is a no-go-area

• 1/30/2023

Very high interest with no customer service and all they know is to make threat of your Data privacy...... What the show here is totally different from what you get.... Loan not more than 7days or should I say 6days...... And 20 different agent will call you to collect the same Money...... Scammers

• 1/29/2023

Very good to borrow money and it easy but their agent is not good at all....I av been trying to send their money but network is not good and their agent started threatening me they even cause me self after I explained to them that the money is still pending

• 1/26/2023

How I wish I can control thunder.... This kind app are not suppose to be used it seem as if you GUYS are just wasting people DATA and TIME

• 1/18/2023

Useless app. Same as naira plus. All scammers with exorbitant interest rates which you have to pay back in SIX days. Please, don't use this app. I've already reported them to google

• 1/13/2023