| Interest Rate | 35% |
| Duration | From 7 days |
| Access Level | Public |
| Company Name | 9 Credit |
| Phone 1 | 0901 356 0388 |
| Phone 2 | |
| Website or Store | |
| Address | |
| Category | Dangerous Loan |
| Company Email | |
| Views | 234 |
9Credit Loan Service Overview
Loan Amount:
Borrow between 1,000 NGN and 100,000 NGN.
Loan Term:
Choose a repayment period of 91 days to 180 days.
Eligibility:
Available to individuals aged 18 years and older.
Interest Rate:
The maximum Annual Percentage Rate (APR) is 14%.
Additional Fees:
A one-time processing fee is applicable per transaction, ranging from a minimum of 5% to a maximum of 20% of the loan amount.
Interest Calculation Example:
For a loan of 10,000 NGN with an APR of 14%, a processing fee of 10%, and a term of 91 days:
Interest Calculation:
- Interest=(10,000×14%365×91)=3,449.0 NGN\text{Interest} = \left( \frac{10,000 \times 14\%}{365} \times 91 \right) = 3,449.0 \text{ NGN}Interest=(36510,000×14%×91)=3,449.0 NGN
Processing Fee Calculation:
- Processing Fee=10,000×10%=1,000 NGN\text{Processing Fee} = 10,000 \times 10\% = 1,000 \text{ NGN}Processing Fee=10,000×10%=1,000 NGN
Total Amount Payable on Due Date:
- Total Payable=10,000+3,449.0+1,000=14,449.0 NGN\text{Total Payable} = 10,000 + 3,449.0 + 1,000 = 14,449.0 \text{ NGN}Total Payable=10,000+3,449.0+1,000=14,449.0 NGN
Purpose of 9Credit
9Credit is designed to simplify the borrowing process, allowing you to obtain funds easily and conveniently with the support of your peers. Our service provides straightforward, 100% online loans with low-interest rates, giving you access to funds whenever and wherever you need them.
How to Get a Loan with 9Credit
Install and Register:
Download the 9Credit app and create an account.
Fill Out Basic Information:
Complete the required personal information and submit your application.
Choose Loan Amount and Term:
Select your desired loan amount and repayment term, then apply.
Receive Funds:
After a brief processing time, the approved loan amount will be transferred directly to your bank card.
Contact Us
Our customer support team is available 24/7 to assist you with any inquiries.
- Website: 9Credit Official Site
- Email: customer@9credit.co
- Facebook Messenger: 9Credit on Facebook
- WhatsApp: Contact via WhatsApp (Insert WhatsApp link)
- Address: Lawal Street, Oregun, Ikeja, Nigeria
For more information and assistance, feel free to reach out!
Expert Counsel
1. They will send SMS messages to your contacts, claiming that you owe them money.
2. Prepare yourself for an onslaught of unpleasant WhatsApp messages if you are even a day late.
3. Their repayment schedules typically range from 6 to 14 days, making it extremely challenging to settle your debts.
4. Anticipate daily overdue interest rates ranging from 5% to 7%, pushing you further into debt.
5. Once they tarnish your reputation, there is no need to repay them. They have already achieved their goal.
6. Since they lack a license, they are unable to pursue legal action against you. Their sole tactic is to damage your reputation.
7. Avoid borrowing from other loan apps to clear your debts; this will only worsen your situation.
8. Utilize Truecaller to screen and block their calls, sparing yourself unnecessary stress.
9. The most effective way to break free from loan sharks is to cease borrowing altogether.
10. Block them on WhatsApp and report them directly to WhatsApp and Google Play Store to prevent others from falling victim to the same scheme.
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Safely Report A Loan Shark
If you have borrowed from a loan shark or are worried about someone else, we’re here to help and keep you safe. Learn how to break free from their grasp.
