Banana App

Banana Credit revolutionizes digital lending in Nigeria by combining cutting-edge fintech solutions with a seamless borrower experience. Our AI-powered platform delivers emergency funds directly to your bank account within hours – because financial freedom shouldn’t wait.

Why 250,000+ Nigerians Trust Banana Credit

✅ Same-Day Disbursement – Receive up to ₦300,000 within 24 hours
✅ Paperless Process – 100% online application, zero branch visits
✅ Flexible Repayment – Choose terms from 91-365 days
✅ Ultra-Low Rates – Transparent fees starting at just 1.2% monthly
✅ NDPR-Compliant – Your data security is our priority

How It Works – 3 Steps to Your Loan

1️⃣ Download – Get the Banana Credit app on 
2️⃣ Register – Complete your profile in under 5 minutes
3️⃣ Withdraw – Receive approved funds instantly to your bank account

Pro Tip: First-time borrowers qualify for special discounted rates!

Who Qualifies?

✔ Nigerian residents aged 22-55
✔ Valid BVN and bank account
✔ Steady income source (employed or self-employed)

Sample Loan:

₦50,000 loan for 120 days

Total repayment: ₦56,000 (₦50,000 principal + ₦6,000 interest)