Fido is a free finance app developed by Fido Solutions to assist entrepreneurs and individuals in Ghana with quick and hassle-free loans. This innovative app eliminates the need for collateral, guarantors, or extensive financial documentation, making it accessible to a broad range of users. To apply, you only need to be at least 18 years old, have a valid Ghana card, and provide a verified address in Ghana.

Transparent and Straightforward Loan Process

Fido is committed to offering a clear, transparent experience for its users. The app provides detailed information on all associated fees before any payments are made, allowing borrowers to stay fully informed about their financial obligations. The application process is simple: install the app on your mobile device, sign up, and submit the necessary documentation. The repayment period ranges from 90 to 180 days, providing flexibility to fit users' financial circumstances.

Build Your Credit and Enjoy Better Benefits Over Time

Upon your first loan, Fido offers a credit limit of up to GH₵200, subject to an assessment at the time of application. As you continue to repay your loans on time, your credit limit can increase to as much as GH₵3,000. This increase is accompanied by additional benefits, such as lower interest rates and more installment options, helping users better manage their finances as their Fido Score improves.

The app rewards responsible borrowers. By repaying loans promptly, users increase their Fido Score, which in turn unlocks higher loan amounts and better terms, making it an ideal tool for those seeking to improve their creditworthiness or secure financing for business or personal needs.

Seamless Mobile Money Integration

Fido supports mobile money platforms like MTN, AirtelTigo, and Vodafone, ensuring that once approved, your loan will be credited directly to your chosen mobile money account. You can also repay your loans through these platforms, offering flexibility and convenience. Detailed repayment instructions can be found in the Help section of the app, and users can also tap the “Make a Payment” button to easily complete transactions.

User-Friendly Interface and Design

Fido stands out not just for its functionality but also for its appealing design. The app features a chic and vibrant interface with bright pink accents, making it visually appealing and intuitive to use. Users can view key information about their current loan status, credit limit, and Fido Score at a glance, streamlining the process of tracking loan applications and payments. This design ensures a hassle-free experience when managing your finances through the app.

A Flexible and Rewarding Loan App

Fido is a convenient solution for anyone in Ghana looking for quick, collateral-free loans, whether for personal emergencies, business purposes, or to build their credit score. With its transparent fee structure, flexible repayment terms, and a system that rewards on-time payments with better terms and higher loan limits, Fido offers a practical and rewarding platform for users to meet their financial needs.

Whether you're a small business owner looking for financing or an individual facing unexpected expenses, Fido provides a stress-free way to access funds without the complexity of traditional loans.