| Interest Rate | 49% |
| Duration | 7 days |
| Access Level | Public |
| Company Name | Galaxy Credit |
| Phone 1 | |
| Phone 2 | |
| Website or Store | galaxycredit.co |
| Address | unknown |
| Category | Dangerous Loan |
| Company Email | servicegalaxycredit@gmail.com |
| Views | 5,103 |
Galaxy Credit:
In Nigeria, access to credit can be a challenging and frustrating process, particularly for those who need it the most. Whether it is for starting a small business, paying for medical bills, or covering unexpected expenses, the lack of access to credit can hold many Nigerians back from achieving their financial goals. Galaxy Credit is a loan app that aims to change that by providing a fast, secure, and reliable source of credit to Nigerians.
Interest Rate
At Galaxy Credit, we understand that affordability is a critical factor in borrowing. Therefore, we offer competitive interest rates that are tailored to the unique needs of our customers. Our rates are designed to be affordable, flexible, and transparent, ensuring that our customers can borrow with confidence.
Company Profile
Galaxy Credit is a financial technology company that is committed to promoting financial inclusion and stability in Nigeria. We are a team of experienced and dedicated professionals who have a deep understanding of the financial needs of Nigerians. Our goal is to make credit accessible to everyone in Nigeria, regardless of their social status, financial history, or credit score.
About Us
At Galaxy Credit, we believe that access to credit is a fundamental right, and we are dedicated to making it a reality for Nigerians. Our loan app is designed to simplify the borrowing process, making it easier and faster for individuals and businesses to access credit. We are committed to providing a secure, transparent, and reliable source of credit to all Nigerians.
Company Services
Our loan app offers a range of services that are tailored to the unique needs of our customers. Some of our key services include:
Personal Loans: Our personal loans are designed to help individuals meet their financial needs, whether it is paying for medical bills, school fees, or covering unexpected expenses.
Business Loans: Our business loans are designed to help small and medium-sized businesses grow and expand their operations.
Salary Advance: Our salary advance service is designed to help individuals bridge the gap between paychecks and cover unexpected expenses.
Group Loans: Our group loans are designed for groups of individuals who want to borrow together to achieve a common financial goal.
Our Mission
Our mission is to empower Nigerians with financial stability by providing access to fast, secure, and reliable credit. We believe that financial stability is essential for personal and economic growth, and we are committed to making it a reality for Nigerians.
Our Vision
Our vision is to become the leading provider of accessible credit in Nigeria, promoting financial inclusion and stability for all Nigerians.
Our Core Values
At Galaxy Credit, we are guided by our core values, which include:
Excellent Customer Service: We are committed to providing our customers with exceptional service, ensuring that their needs are met promptly and efficiently.
Cooperative Partner: We believe in working collaboratively with our customers to help them achieve their financial goals.
Ease of Use: Our loan app is designed to be easy to use, making it accessible to everyone, regardless of their level of financial literacy.
Security: We take the security of our customers' personal and financial information seriously, and we have implemented strict measures to ensure that their data is safe and secure.
Instant Loans: We understand that time is of the essence when it comes to borrowing, and we offer instant loans that can be approved within minutes.
Safe and Reliable Online Loan App in Nigeria
Galaxy Credit is a safe and reliable online loan app in Nigeria. Our loan app is easy to use, fast, and secure, ensuring that our customers can borrow with confidence. We have implemented strict security measures to protect our customers' personal and financial information, and we are committed to maintaining the highest standards of data security and privacy.
Expert Counsel
- They gossip like nobody's business: If you miss a payment, they might blab to your contacts that you owe them money. Yikes! Talk about public embarrassment.
- They turn nasty fast: Forget polite reminders. Shady Sams love spamming your WhatsApp with harsh messages the moment you're even a day late. Not cool, right?
- The clock's ticking: They often give you super short deadlines to repay, like 6 to 14 days. Pressure much? This makes it hard to catch up, pushing you deeper into debt.
- Interest rates bite: Imagine getting charged 2% to 7% extra every single day you're late. Yikes! That adds up quickly, turning a small loan into a huge burden.
- Blackmail alert: Remember, Shady Sams are often unlicensed. Their main weapon is shaming you, not legal action. So, don't give in to their threats – they already got their "pound of flesh" by hurting your reputation.
- They're like a hydra: They have tons of apps under different names. Trying to pay one with another Shady Sam loan is a terrible idea. It's like fighting one head of a monster only to have two more pop up!
- Silence is golden: Don't reply to their messages or calls. Block them on WhatsApp and report them directly to the platform and app store. Fight back by ignoring their drama!
- Break free! The only way to escape Shady Sams is to stop borrowing from them. It might seem tough, but you've got this! Remember, you survived before they came along. Trust yourself to find other ways to make ends meet. Don't let them bully you or break your spirit.
Remember, there's always another way. Install Truecaller to screen their calls and block their numbers. Stay strong, and don't let Shady Sams control your life! You've got this!
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Reviews
Agent message to usersSINCE YOU HAVE DECIDED TO BE UNFORTUNATE....YOUR FAMILIES AND FRIENDS WILL BE INVOLVED TOO...HOW CAN YOU BE SO WICKED NOT TO PAY BACK AS AT WHEN DUE? ARE YOU THAT SHAMELESS? USE YOUR HEAD THIS MORNING AND DO THE NEEDFUL....AVOID ISSUES THAT WILL ADD MORE PROBLEM TO YOU.CHRONIC
PAY NOW
CRIMSON/GALAXY CREDIT
- 4/5/2024
- Agent message to users
I'll advise you take this serious: If between now and 11:00AM today you've not cleared your outstanding loan with us, the embarrassment you'll put upon yourself and your family will be heavy
Just know that embarrassment is 100% sure if you do not return our money this morning. I'll make your friends and family shed tears of humiliation because of you. Don't say we didn't warn you enough.
I DONT KNOW WHY YOU WANT TO SEE YOURSELF AND YOUR FAMILY HARRASSED AND RUBBISHED BEFORE YOU PAY
- 4/1/2024
- Galaxy-Credit
First of all the coutomer service is topnotch the way they follow you up step by step is fine thank you and the network on the app is faster but the 1 week pay back time is my concern 2weeks is better
- 4/15/2023
- Galaxy-Credit
I have tried registering but to no avail i registered with another number and now its under review. I tried logging in again password error.
- 4/15/2023
- Galaxy-Credit
I have tried registering but to no avail i registered with another number and now its under review. I tried logging in again password error.
- 4/15/2023
- Galaxy-Credit
In as much this app is not hard to register , quick disbursement , with a reasonable amount at first , But the interest is too much and the duration date is just 8 days , the most annoying part is the message they send when you due date hasn't even passed , insulting message and all that, that is rubbish , even if you pay some before the due date , the app customer Care or who ever are those people sending those rubbish message should learn manners , before this app go fall... Deleted already
- 4/5/2023
- Galaxy-Credit
Very reliable loan app with easy and flexible features to assist new users navigate their ways.
- 3/31/2023
- Galaxy-Credit
Guys run from this bad app💔scam.interest rate very high with a short period of time to pay back , done more harm than good,scam app
- 3/25/2023
- Galaxy-Credit
my loan application was rejected after i tried the second time when the money was not disbursed to my account. Also i feel the interest is outrageous and repayment time is very short .
- 3/23/2023
- Galaxy-Credit
Worst loan app. I feel it is same as crimson app..how can you start sensing insulting messages and threatening messages on the due date? I beg you all, not to apply on this app. Rate of interest is ridiculous but still.one needed it and don't mind paying just to solve the problem at hand. Only for different numbers to keep sending messages on WhatsApp with insulting messages and sensing to your con at without grace of 24hours . above all the intret increases very fast after the due date
- 3/20/2023
- Galaxy-Credit
Worst loan app. I feel it is same as crimson app..how can you start sensing insulting messages and threatening messages on the due date? I beg you all, not to apply on this app. Rate of interest is ridiculous but still.one needed it and don't mind paying just to solve the problem at hand. Only for different numbers to keep sending messages on WhatsApp with insulting messages and sensing to your con at without grace of 24hours . above all the intret increases very fast after the due date
- 3/20/2023
- Galaxy-Credit
God bless the day I found out about galaxy credit .. it's a life saver, it's really effortlessly sign-up process and the best parts is that it has no disgusting ads
- 3/18/2023
- Galaxy-Credit
Just that the loan interest rate is kinda high but trust me, it very easy to apply and they have good customer service
- 3/11/2023
- Galaxy-Credit
Galaxy credit to me is supposed to be rated for it's easy registration process I mean it's abc. But laughable when I saw the charges my head vibrated. I mean some people are very funny. what brought me to this app is that another app gave me 25,500 to pay back #34,329 I rejected it but when I downloaded and register on Galaxy my head vibrate guess what 25, 200 to pay back 36k+. And I wonder what profit in one week. When some loan app gives out 30k+ for 30- 62days with 5k+ interest. Incredible
- 3/3/2023
- Galaxy-Credit
The app is good enough to describe. It's really overwhelming comparing it to other apps when it comes to simplicity and explicit. I rate it with three stars. Though your interest rate is much more exuberant compared to other apps too. I do hope that my next credit offer will be lower
- 3/2/2023
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