HotCash

HotCash, presented by HINANCE LENDING INVESTORS CORP, is a user-friendly and legally compliant online lending service available on the App Store, licensed by the SEC to operate in the Philippines. It's designed to provide citizens of the Philippines with quick access to funds when needed.

Why Choose HotCash?

If you need urgent funds, HotCash Loan is here to help you navigate financial challenges by providing the necessary loan amount swiftly upon confirmation. Explore the diverse products offered by the HotCash App and choose the one that best suits your personal needs:

• Loan Limits: From ₱2,000 to ₱60,000
• Repayment Period: Ranges from 91 days to 180 days
• Maximum APR: 20%
• Transaction Fee: None
• Other Fees: Between 0% to 16%

Example: Borrow ₱10,000 for 3 months (91 days) with an interest rate of 12%:

• Total Interest: ₱299.17 (₱10,000 * 12% / 365 * 91)
• Service Fee: 10% per period, ₱1,000 (₱10,000 * 10%)
• Total Repayment: ₱11,299.17 (₱10,000 + ₱299.17 + ₱1,000)

When using HotCash, you don't need to worry about interest rates, service fees, or repayment methods as everything is seamlessly integrated into the app.

Why HotCash Stands Out

HotCash has been acclaimed as a top loan platform due to its streamlined loan process:

• Ease of Access: All you need is a smartphone with internet access and an ID.
• Quick Application: Complete the loan application in under 5 minutes.
• Fast Approval and Disbursement: Experience quick approval and fund disbursement.
• Convenient Process: No need to leave your home; everything is done through the app.
• Easy Repayment: Loan repayment guidance and completion are integrated into the app.

Documents Required for Loan Approval

HotCash maintains simple requirements to ensure accessible loans for everyone:

• Age between 22 and 60
• Filipino citizen
• Government-issued ID
• Stable source of income
• Clear declaration of job information and monthly income

Providing clear job and income information can expedite your loan approval process with HotCash.

Simplified Borrowing and Repayment Process

Borrowing Money:

1. Register: Create an account on the HotCash app with basic personal information.
2. Apply: Fill in loan information and upload necessary documents (e.g., ID, latest pay stubs).
3. Evaluation: Your profile will be automatically evaluated, providing quick feedback.
4. Receive Funds: Once approved, the loan amount will be transferred via your chosen method.

Flexible Loan Repayment:

1. Schedule: Choose a repayment schedule that fits your financial situation (weekly, monthly, quarterly from 91 to 180 days).
2. Reminders: The app sends payment reminders before the due date.
3. Payment Methods: Pay through bank transfer, e-wallet, or affiliated transaction points.
4. Early Settlement: Settle the loan early without penalty to reduce interest costs.

Company Information

• Business Name: HINANCE LENDING INVESTORS CORP.
• Certificate: L-22-0203-35.
• SEC Registration Number: 2022060054530-01.
• Email: hotcash@hinance-lending.com
• Address: UNIT 302 ONE AGM PIAZA 1830 RIZAL AVENUE SANTA CRUZ – BARANGAY 336, CITY OF MANILA, FIRST DISTRICT, NATIONAL CAPITAL REGION (NCR), 1003 Philippines.

HotCash has garnered over 50,000 downloads from iOS users, cementing its strong position in the financial market. Despite its success, HotCash continues to enhance its app for a better user experience. Download the app today and benefit from its convenient loan services.