| Interest Rate | 30% |
| Duration | From 14 Days |
| Access Level | Public |
| Company Name | Wefund Lending corp |
| Phone 1 | +63285390150 |
| Phone 2 | |
| Website or Store | www.juanhand.com |
| Address | Trade and Financial Tower, 32nd St. Cor. 7th Ave., BGC Taguig, Philippines 1630 |
| Category | Safe Loan |
| Company Email | cs@juanhand.com |
| Views | 158 |
In today's fast-paced world, financial needs can arise unexpectedly, making access to quick and convenient loans essential. JuanHand is here to bridge that gap, providing seamless and secure cash loan services to individuals across the Philippines. Here's a detailed look at what JuanHand has to offer:
Product Introduction:
Loan Amount: ₱2,000.00 - ₱25,000.00 Loan Term: 91 days - 180 days Maximum APR: 30% Transaction Fee: None
Example Calculation:
- Loan Term: 91 days (3 months)
- Principal Amount: ₱10,000
- Interest Rate: 12%
- Total Interest Fee: ₱10,000 * 12% / 365 * 91 = ₱299.17
- Service Fee: 10% of ₱10,000 = ₱1,000
- Total Repayment: ₱10,000 + ₱299.17 + ₱1,000 = ₱11,299.17
- Monthly Repayment: ₱11,299.17 / 3 = ₱3,766.39
Licensed and Regulated:
JuanHand operates under the company name WeFund Lending Corp., licensed by the Securities and Exchange Commission (SEC) in the Philippines. SEC Registration No.: CS201825672 Certificate of Authority No.: 2844
Note: Always read and understand the terms and conditions and the disclosure statements before proceeding with any transaction. For more details, visit JuanHand Privacy Policy.
Why Choose JuanHand?
JuanHand is a unique fintech platform in the Philippines, dedicated to providing safe and convenient cash loan services online. Whether you need funds for emergencies, personal expenses, or other financial needs, JuanHand is your reliable partner for quick cash loans.
Loan Application Requirements:
- Must be 18 years old or above
- Must be a Filipino citizen
- Must possess at least one government-issued ID
- Must have a stable income
Simple Loan Process:
Getting a loan with JuanHand is straightforward and hassle-free. Here’s how it works:
- Download the JuanHand App: Available on the Google Play Store, download and install the app on your mobile device.
- Complete the Loan Application: Fill out the quick loan application form within the JuanHand app.
- Wait for Evaluation: Your application will be evaluated promptly.
- Receive Funds: Once approved, the cash will be sent directly to your bank account, GCash, or Coins.ph.
Advantages of Using JuanHand:
- Convenient Online Application: Apply for a loan anytime, anywhere using the JuanHand app.
- Instant Cash Loan: Fast processing and quick disbursement of funds.
- Simple Loan Process: Easy-to-follow steps to complete the loan application.
- Easy Approval: High approval rates, making it accessible to more individuals.
Conclusion:
JuanHand is committed to providing quick, reliable, and secure loan services to meet your financial needs. With an easy-to-use platform, competitive interest rates, and a focus on customer satisfaction, JuanHand is your trusted partner in financial solutions. Download the JuanHand app today and experience the convenience of instant loans at your fingertips.
Expert Counsel
Loan apps provide quick and convenient access to credit, often with minimal documentation and fast approval. While they offer a lifeline during financial emergencies, they also come with considerable risks, such as high-interest rates, hidden fees, and predatory lending practices. To protect yourself, here are some crucial tips to help you avoid and safely use loan apps:
How to Avoid Relying on Loan Apps
1. Build an Emergency Fund: Creating a financial cushion is crucial. Aim to save 3-6 months' worth of expenses to cover unexpected costs, which can help you avoid relying on high-interest loans in times of need.
2. Create a Budget: Developing a budget allows you to track your expenses, prioritize your spending on essential items, and allocate your funds wisely. This practice ensures you live within your means and reduces the necessity for quick loans.
3. Explore Alternative Credit Sources: Consider traditional credit options like banks, credit unions, or peer-to-peer lending platforms. These institutions typically offer better terms and lower interest rates compared to loan apps, making them more financially viable options.
4. Improve Your Credit Score: A good credit score can help you qualify for lower-interest loans and better credit terms. Make a habit of paying your bills on time, reducing outstanding debt, and avoiding frequent credit applications to improve your credit score.
5. Avoid Unnecessary Expenses: Cutting back on discretionary spending helps you build your savings and reduces the likelihood of needing loans. Focus on essential expenditures and save the rest for emergencies.
Precautions When Using Loan Apps
1. Read Terms and Conditions: Before agreeing to a loan, thoroughly understand the interest rates, fees, repayment terms, and penalties involved. This knowledge helps you avoid unpleasant surprises and ensures you make informed decisions.
2. Check Lender Legitimacy: Research the lender’s reputation, licenses, and regulatory compliance. Ensuring the lender is reputable and follows regulatory standards protects you from fraud and predatory practices.
3. Borrow Only What You Need: To minimize debt, borrow only the amount necessary to meet your immediate needs. Taking out more than you need can lead to unnecessary financial strain and a deeper debt cycle.
4. Set Realistic Repayment Expectations: Plan your repayments carefully. Ensure the repayment schedule aligns with your financial capability to avoid penalties and additional interest charges.
5. Monitor Your Credit Report: Regularly checking your credit report helps you ensure all loan activities are accurately recorded. This practice helps you spot any discrepancies and maintain a healthy credit score.
Join our Facebook Group
Reviews
Related Loans
.webp){kind=small}
Safely Report A Loan Shark
If you have borrowed from a loan shark or are worried about someone else, we’re here to help and keep you safe. Learn how to break free from their grasp.
