KeepLoan

KeepLoan is a reliable platform dedicated to providing safe and secure short-term loan services. Our mission is to establish a healthy and beneficial lending relationship between our platform and users, ensuring that your financial needs are met efficiently and responsibly.

Application Conditions

To apply for a loan through KeepLoan, you must meet the following conditions:

Citizenship: Must hold a Ghana identity card.

Age: Must be between 18 and 55 years old.

Repayment Ability: Must have the ability to repay the loan.

How to Apply for a Loan

Follow these simple steps to apply for a loan with KeepLoan:

Download the KeepLoan App: Get the app on your mobile device.

Fill in Your Information: Complete the registration with your real information.

Apply for a Loan: Submit your loan application within the app.

Approval and Disbursement: Upon approval, the loan amount will be transferred directly to your bank account.

Product Description

Loan Amount: Borrow between 500 to 2000 GHS.

Loan Term: Flexible repayment periods ranging from 91 days to 365 days.

Annual Percentage Rate (APR): 3% to 12% per annum.

Management Fee: 1% to 5%.

Late Fees:

Late fees are charged up to 0.1% per day (maximum of 18% of the overdue amount). There are no other hidden fees associated with your loan.

Users are only penalized for late payment of scheduled payments.

Example Loan Calculation

Example:

Loan Amount: GHS 1000

Loan Term: 180 days (6 months)

APR: 10%

Interest Calculation:

Interest: GHS 1000 * 10% / 365 * 180 = GHS 49.3

Principal Repayment: GHS 1000

Total Repayment Amount: GHS 1000 + GHS 49.3 = GHS 1049.3

Monthly Repayment:

Monthly Payment: GHS 1049.3 / 6 = GHS 174.9

Information Security

At KeepLoan, your personal information is absolutely safe. All data is encrypted and protected, ensuring that user information is never shared with third parties without consent.

KeepLoan is dedicated to offering secure and reliable short-term loan services. Download the app today and experience the convenience of quick financial support. We're here to help you every step of the way!