InCash, a top-rated personal loan app and credit cash loan platform, caters to Indian users above 19 years old, offering a seamless loan application process. Whether you're at home, in the office, or on the go, InCash provides a hassle-free, fully digital way to apply for loans.

Loan Amount and Tenure

• Loan Amount: ₹2,000 to ₹50,000
• Loan Tenure: 91 days to 365 days

With InCash, you can choose loan amounts and tenures that fit your specific financial needs.

Key Features of InCash

1. Online Cash Loan Amount: ₹2,000 to ₹60,000
2. Interest Rate: Annualized rates range from 20% to 35%
3. Processing Fee: One-time fee ranging from 5% to 10%
4. GST: 18% of the processing fee
5. Credit Loan Term: 91 days to 180 days

Example Transaction Simulation:

For instance, if you borrow ₹60,000 for a period of 91 days with a 5% service charge, the calculation is as follows:

• Service Charge: ₹3,000 (including ₹458 for 18% GST on processing fee)
• Working Capital: ₹57,000 (₹60,000 - ₹3,000)
• Total Repayment Amount:

₹60,000+₹60,000×34%/365×91=₹65,086₹60,000 + ₹60,000 \times 34\% / 365 \times 91 = ₹65,086

Why Choose InCash?

1. No Credit History Required: Access loans even if you have no credit history.
2. Paperless Application Process: Enjoy a 100% digital application process with no need for bank visits.
3. High Approval Rate: Benefit from a high loan approval rate.
4. Direct Bank Transfer: Approved funds are transferred directly to your bank account.
5. Access Anywhere, Anytime: Get your cash wherever you are in India.
6. Increase Loan Amount Over Time: Repay on time, and the loan amount gradually increases.
7. Flexible Repayment Methods: Choose from a variety of convenient repayment options.

Eligibility Criteria

To qualify for a loan with InCash, you must:

1. Be an Indian resident.
2. Be between 19 and 45 years old.
3. Have a valid source of monthly income.
4. Provide necessary identification documents.

How InCash Works

1. Download the App: Install the InCash loan app from the Play Store.
2. Register an Account: Use your mobile phone to create an account.
3. Fill Out Information: Complete the application form with your basic details.
4. Submit the Application: Once submitted, you may receive a verification call.
5. Approval Notification: The final application result will be shown in the app, and you will be informed by SMS if approved.
6. Consent and Disbursement: Provide consent with the loan agreement, and the approved loan amount will be disbursed into your account. A notification SMS will be sent.

What Can InCash Personal Loans Be Used For?

1. Paying Monthly Groceries: Cover your grocery bills, including clothing, mobile phones, used cars, and home renovation.
2. Medical Expenses: Handle urgent medical expenses with hassle-free instant loans.
3. Education or Study Loans: Get cash loans to cover your child's school fees.
4. Paying Bills: Easily cover your bills with advance salary loans.

InCash is your reliable financial partner, providing quick and easy access to personal loans. With its user-friendly app, competitive interest rates, and flexible repayment options, InCash ensures you can manage your finances without hassle. Whether you need funds for daily expenses, medical emergencies, or education, InCash has got you covered. Download the InCash app today and take control of your financial future with confidence.