| Interest Rate | 30% |
| Duration | From 7 days |
| Access Level | Public |
| Company Name | Ozzy money-cash loan app |
| Phone 1 | +233 503710514 |
| Phone 2 | |
| Website or Store | |
| Address | Ghana |
| Category | Mild Loan |
| Company Email | |
| Views | 327 |
Loan Limits:
- Ghana: 5,000 - 15,000 GHS
- Maximum Comprehensive Annualized Interest Rate: 36% (APR)
- Minimum Loan Term: 91 days
- Maximum Loan Term: 210 days
Loan Calculation Example:
Let’s assume you borrow 10,000 GHS for a loan term of 180 days. The interest on the loan is calculated as follows:
- Loan Interest = Loan Amount * APR / 360 * Loan Term
- Interest = 10,000 * 36% / 360 * 180 = 1,800 GHS
At the end of the 180 days, the total repayment amount would be:
- Total Repayment = Loan Amount + Interest
- Total Repayment = 10,000 + 1,800 = 11,800 GHS
Why Choose Ozzy Money?
Ozzy Money is designed to be the only finance app you'll ever need. It's more than just a loan app—it's a comprehensive personal finance tool that empowers you to take control of your financial life. Whether you need a quick personal loan or want to streamline your budget, Ozzy Money is here to help.
Features of Ozzy Money:
- Mobile Loan App: Quick access to personal loans, wherever you are.
- Personal Finance Tools: Maximize your wallet’s potential with budget tracking and expense management.
- Loan Offers: Get cash when you need it most to meet urgent financial goals.
Manage Your Loans with Ease
With Ozzy Money, managing your loan is simple and stress-free. You’ll have access to a variety of resources to help you stay on track with your personal finance goals. Apply for loans, review offers, and repay loans—everything is made easy and accessible from one app.
Financial Offers Tailored to You
Ozzy Money gives you personalized loan offers and financial services:
- Compare Personal Loan Rates: Get matched with the best loan offers available to you.
- No Hard Credit Check: Apply for a loan while building credit, without worrying about damaging your credit score.
- Borrow Up to 10x Your Salary: Get access to loans that align with your earnings, ensuring you always have the financial backup you need.
Product Enhancements
We’re constantly working to improve our products for your benefit. If you notice any differences in offerings compared to what’s described here, feel free to reach out to us for clarification or assistance.
Privacy and Permissions
At Ozzy Money, we take your privacy seriously. We will never share your personal information without your consent, nor will we sell your data to third parties. Your trust is our priority.
Contact Information
If you have any questions or need further assistance, please feel free to contact us:
- Email: OzzymoneyGH@outlook.com
- Address: JUR9+Y1, Kasha, Ghana
- Phone Number: +233 503710514
Disclaimer
Please note that Ozzy Money is not a traditional cash loan app. We offer continuous cash access to consumers through personal credit lines rather than direct cash loans.
Download Ozzy Money today to take full control of your finances and unlock your financial potential!
Expert Counsel
The Hidden Dangers of Online Loan Apps: 10 Essential Tips to Protect Yourself
Online loan apps may appear to offer a quick fix for cash shortages, but they often come with severe risks that can jeopardize your financial stability and personal information. To navigate these dangers, consider the following crucial tips:
- Never download loan apps from sources outside the Google Play Store or Apple App Store. Downloading from unofficial sites increases the risk of cyberbullying, as these apps may misuse your personal information, including contacting people in your address book without consent.
- Even if you’re just a day late, you can expect to receive a barrage of aggressive and unpleasant messages, particularly on WhatsApp. If the harassment escalates, don't hesitate to block the sender to protect your peace of mind.
- Most loan apps offer repayment periods between 6 and 14 days, making it difficult for borrowers to meet their payment deadlines. This short repayment window often traps people in a cycle of debt.
- If you miss a payment, expect daily overdue interest rates between 5% and 7%. These high rates make it incredibly easy to spiral further into debt.
- Once a loan app has publicly shamed or tarnished your reputation by sending messages to your contacts, their goal has often been achieved. At this point, some borrowers choose not to repay the loan since the damage is already done. You can also generate a disclaimer to counter any false claims made by the app.
- Taking out new loans from other apps to settle existing debts will only worsen your financial situation. This strategy leads to a deeper cycle of borrowing and repaying.
- Truecaller is an effective tool for screening and blocking calls from loan apps. This will help you avoid unnecessary stress and harassment from lenders.
- The best way to escape the clutches of loan sharks is to stop borrowing entirely. It may be difficult, but cutting off access to these predatory loans is key to regaining control of your finances.
- If you receive harassing messages on WhatsApp, block the sender and report them directly to WhatsApp and the Google Play Store. This helps prevent others from becoming victims of the same predatory practices.
- Loan apps are often designed to trap you in a cycle of debt, ruin your finances, and exploit your personal information. The safest option is to steer clear of them entirely and seek more secure financial alternatives.
By following these tips, you can protect yourself from the damaging effects of predatory loan apps and safeguard your financial well-being. Always prioritize caution and explore alternative solutions that promote financial stability and security.
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Safely Report A Loan Shark
If you have borrowed from a loan shark or are worried about someone else, we’re here to help and keep you safe. Learn how to break free from their grasp.
