Orange One

Orange One Finance Limited was officially licensed by the Central Bank of Nigeria on December 7, 2016, as a Finance Company. Since the day we opened our doors to the public, we have remained committed to engaging with our customers—both individuals and small and medium-sized enterprises (SMEs)—to build a mutually beneficial partnership. Our goal is to assist our clients in reaching their financial and business objectives, creating a lasting, positive impact on their growth and success.

Our team consists of dedicated professionals who are passionate about driving these objectives forward. We take pride in offering innovative, flexible, and timely financial solutions tailored to the unique needs of each client.

Our Vision:
To become the leading provider of financial solutions for SMEs and individuals across Africa.

Our Mission:
To deliver world-class financial services and employ cutting-edge technology to help our clients achieve their financial goals.

Orange One Finance Personal Loans

Orange One Finance provides Personal Loans designed specifically for professionals employed in the banking sector or with reputable, large corporations, including blue-chip and multinational companies. These loans do not typically require collateral but do require proof of employment. For larger loan amounts, a guarantor may also be necessary. Personal loans are intended to address immediate financial needs, with loan amounts ranging between ₦500,000 and ₦4,000,000, all in compliance with labor laws.

• Eligibility: Professionals in banking or major organizations
• Security: Proof of employment; a guarantor may be required based on the loan amount
• Purpose: To meet urgent financial needs
• Loan Amount: ₦500,000 to ₦4,000,000
• Repayment Period: Monthly installments over a term of 3 to 12 months

Orange One Finance Working Capital Loans

The Working Capital Loan from Orange One Finance is specifically designed to support small and medium-sized businesses (SMEs) by enhancing their operational capabilities and driving profitability. This loan is tailored for businesses with a proven track record, requiring a minimum of two years in operation. A comprehensive evaluation of the business’s current financial needs and its repayment capacity, after the capital enhancement, forms the basis for loan approval.

Both cash flow projections and historical financial records are taken into account during the loan assessment process. Businesses with organized financial records and a history of banking their proceeds are better positioned to qualify. This loan acts as bridge financing to help businesses reach the next level of growth.

• Eligibility: SMEs with a minimum of 2 years of operational history
• Purpose: To boost operational capacity and profitability
• Evaluation Criteria: Business cash flow projections, historical financial performance, and record-keeping
• Repayment Period: 6 to 12 months

Orange One Finance is dedicated to offering financial solutions that foster growth, stability, and success for both individuals and businesses. Through our personal and working capital loan products, we help our clients overcome financial obstacles, seize new opportunities, and achieve their goals.