| Interest Rate | 30% |
| Duration | From 7 Days |
| Access Level | Public |
| Company Name | QuickLa |
| Phone 1 | (+632) 8395-3387 |
| Phone 2 | |
| Website or Store | quicklatech.com |
| Address | |
| Category | Mild Loan |
| Company Email | QuicklaCS@hotmail.com |
| Views | 318 |
QuickLa is an innovative online loan application designed to simplify and streamline the process of obtaining credit. Accessible with just a smartphone and a valid ID, QuickLa offers unparalleled convenience and flexibility, especially for busy individuals who prefer managing their finances from home.
Why Choose QuickLa?
Managing expenses such as housing, hospital bills, shopping, car repairs, and more has never been simpler or more accessible. Since its launch, QuickLa has empowered millions of customers to achieve their dreams, cover living expenses, and solve urgent problems quickly. If you have any concerns or questions, the QuickLa App provides excellent customer support to assist you.
Company Information
- Company Name: Copperstone Lending Inc.
- SEC Registration Number: 2021050012959-04
- Registered Business Name: QuickLa
- Agency Certificate Number: 3454
- Address: The Penthouse, Marajo Tower, 26th St. Cor. 4th Ave., Bonifacio Global City, 312 Metro Manila, Fort Bonifacio, Taguig City, District 4, National Capital Region (NCR), 1634
QuickLa is a fully legal online lending app, recognized by the Philippine government. Registered under Copperstone Lending Inc., the app complies with all SEC regulations, ensuring a transparent and secure borrowing process for users.
Reliable Loan Products at QuickLa Loan
- Loan Amounts: ₱2,000 to ₱50,000
- Loan Terms: 91 to 180 days
- Annual Percentage Rate (APR): 10% – 20% per year
- Service Fees: 5% – 10%
Example: If you borrow ₱10,000 at an interest rate of 20% per year for a term of 121 days, the total interest will be ₱795.61 (calculated as: ₱10,000 x 24% / 365 x 121), making the total amount to be repaid at maturity ₱10,795.61 (including both principal and interest).
Situations Where You Should Consider a Loan
- Emergency medical expenses or treatments
- Repairing a vehicle or household appliances
- Monthly tuition fees or training costs
- Housing expenses, such as rent, electricity, water, and gas bills
- Unexpected travel or transportation costs
- Paying off debts to friends or family
- Major purchases, such as a motorcycle or electronic devices
How to Borrow Money at QuickLa App Using Just Your Phone
Eligibility Requirements
- Philippine Citizen: Over 18 years old
- Valid ID Card: For identity verification
- Bank Account or E-Wallet: For fund transfers
- Stable Monthly Income: To ensure loan repayment
Steps to Apply for a Loan via the App
- Download the App: Go to the App Store on your iPhone and search for “QuickLa.” Alternatively, download the QuickLa APK/IOS from BetLoanApp and install it.
- Register: Open the app and use your mobile phone number to receive and send a verification code. Once verification is successful, log in to the app.
- Fill Out Personal Information: Complete the loan application form with your name, ID number, address, and bank account details.
- Submit Your Application: Complete the information and submit your loan application. Wait for the review and approval process.
- Receive Funds: Once approved, the money will be transferred directly to the bank account or e-wallet you provided in your loan application.
Benefits of Borrowing Money at QuickLa
Borrowing money at QuickLa offers several notable benefits:
- No Complex Paperwork: Just fill out basic information on the app.
- Fast Approval and Disbursement: Receive funds immediately when needed.
- Competitive APR: Ranging from 10% to 20%, tailored to the borrower’s repayment ability.
- Privacy and Security: Ensures personal information is secure with no data disclosure to third parties.
- Flexible Payment Methods: Use e-wallets and convenience stores for payments.
How to Repay Your Loan
Repaying your loan is convenient with QuickLa:
- E-Wallet Services: Use popular e-wallets like GCash or Paymaya.
- Convenience Stores: Make payments at M Lhuillier, RD Pawnshop, 7-11, and other service points.
Conclusion
QuickLa Loan is a reliable online lending app that offers a simple loan process, quick approval, and secure data handling. With competitive interest rates and flexible payment methods, QuickLa is your ideal financial partner. Download the app today and experience the convenience and reliability of QuickLa for all your financial needs.
Expert Counsel
Loan apps might seem like an easy solution for quick cash, but they come with significant risks. Here are ten crucial tips to help protect yourself when using online lending platforms:
- Prepare for Aggressive Follow-ups if You're Late
- Even a slight delay in repayment can trigger a flood of messages, often on platforms like WhatsApp. If these messages become overwhelming, consider blocking the sender to protect your peace of mind.
- Avoid Borrowing from Multiple Apps
- Taking out loans from different platforms to cover existing debts can lead to a deeper cycle of debt. Steer clear of this approach to maintain financial control.
- Beware of High Late Fees and Interest Rates
- Missing payments can lead to daily interest charges ranging from 5% to 7%, causing your debt to grow rapidly. Avoid missing deadlines to prevent accumulating excessive interest.
- Only Download Apps from Official Stores
- Stick to trusted sources like the Google Play Store when downloading loan apps. Unverified sites can compromise your privacy and expose you to cyber risks.
- Consider Safer Alternatives
- Many loan apps are designed to trap users in debt cycles, impacting financial stability and privacy. Seeking out more secure and traditional financial options can help avoid these pitfalls.
- Watch for Short Repayment Periods
- Some apps set repayment terms as short as 6 to 14 days, making it challenging to repay on time and often leading to debt traps. Ensure you’re comfortable with the repayment schedule before borrowing.
- Protect Your Privacy and Reputation
- Loan apps may contact your family or friends to pressure you, potentially harming your reputation. For some, this alone is a reason to avoid these apps entirely.
- Break the Borrowing Cycle
- The best way to escape high-interest debt is to stop borrowing altogether. While it might be challenging initially, taking a break from these loans is essential for financial recovery.
- Use Call-Blocking Apps Like Truecaller
- Apps like Truecaller allow you to screen and block unwanted calls from lenders, helping to reduce stress from persistent calls and messages.
- Report and Block Aggressive Contacts
- If you receive abusive or threatening messages on platforms like WhatsApp, block the sender and report them to both WhatsApp and the app store to help protect others from similar harassment.
By following these guidelines, you can protect yourself from the risks of predatory loan apps and safeguard your financial well-being. Stay informed and cautious to ensure you make the best financial decisions for your future
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