| Interest Rate | 33% |
| Duration | From 14 Days |
| Access Level | Public |
| Company Name | SESUN MARKETING PRIVATE LIMITED |
| Phone 1 | |
| Phone 2 | |
| Website or Store | |
| Address | 7 Ganesh Chandra Avenue, 4Th Floor, Room No. 6 Kolkata, West Bengal 700013 |
| Category | Mild Loan |
| Company Email | help@sesun-marketing.com |
| Views | 106 |
Get the financial support you need with RupeeCoin, your go-to application for instant personal credit loans in India. With RupeeCoin, all you need to do is upload a photo of your PAN card and provide some basic information to quickly submit a loan application. You could have up to ₹80,000 in your bank account within minutes. It's that simple and fast!
Why Choose RupeeCoin?
If you’re facing financial challenges, RupeeCoin is your best option for quick, reliable, and easy access to funds.
Product Information
- Loan Amount: ₹1,000 to ₹80,000
- Minimum Loan Tenure: 91 days
- Maximum Loan Tenure: 365 days
- Maximum Annual Percentage Rate (APR): 28% per annum
- Processing Fee: ₹80 to ₹2,000, depending on the loan tenure and amount
- GST: 18% on the processing fee as per Indian law and policy
Example Loan Calculation
For a loan amount of ₹60,000 with an APR of 18%, a loan term of 120 days, and a processing fee of 5%:
- Processing Fee and GST: ₹708 (₹60,000 * 1% + ₹60,000 * 1% * 18%)
- Monthly Interest Rate: 1.5% (APR / 12)
- Total Interest: ₹60,000 * (18% / 365 * 120) = ₹3,550
- Total Amount Payable on the Due Date: ₹64,258 (₹60,000 + ₹3,550 + ₹708)
Eligibility Criteria
To qualify for a loan with RupeeCoin, you need to:
- Be an Indian resident.
- Be between 21 and 45 years old.
- Have a valid mobile number.
- Possess PAN and Aadhaar cards.
- Have active bank accounts.
- Maintain a stable monthly income.
Features of RupeeCoin
- Easy Application: Users need only to provide identity information after submitting the required documents and obtaining approval.
- Convenient Access: Apply for a loan anytime and anywhere, and receive funds directly in your bank account quickly.
- Safe and Confidential: All loan applications are processed securely and confidentially.
- No Additional Documents Needed: Once approved, receive your loan without the need for further documentation.
- No Credit Card Required: Your privacy is protected with us.
Security Measures
At RupeeCoin, we take your privacy very seriously. Your data is secure with us, transferred over a secure HTTPS connection, and not shared with anyone without your consent, except the lenders. All transactions are protected via 128-bit SSL encryption.
Conclusion
RupeeCoin provides a seamless, secure, and efficient way to obtain financial assistance right when you need it. Download the RupeeCoin app today and experience a hassle-free solution to your financial needs. With RupeeCoin, getting a loan is easy, fast, and reliable
Expert Counsel
While loan apps may offer a quick solution for financial needs, they often carry significant risks. Here are ten crucial tips to consider when using online loan applications to protect your financial well-being.
1. Prepare for Aggressive Messaging if Payments Are Late
Even a single day's delay in payment can result in a flood of harassing messages, particularly on platforms like WhatsApp. If you experience harassment, block the sender to maintain your peace.
2. Avoid Borrowing from Multiple Apps
Taking out new loans from different apps to pay off existing debts can worsen your financial situation. This approach often results in a deeper cycle of borrowing and debt accumulation.
3. Beware of High Overdue Interest Rates
Missing a payment can lead to daily interest rates ranging from 5% to 7%. These high rates can quickly escalate your debt, making it harder to repay.
4. Download Only from Official Sources
Always download loan apps from trusted sources, such as the Google Play Store. Unofficial sites may compromise your personal information, exposing you to cyberbullying and data breaches.
5. Consider Avoiding Loan Apps Entirely
Many loan apps are designed to trap borrowers in a cycle of debt, jeopardizing their financial health and privacy. The safest choice is to explore more secure and traditional financial alternatives.
6. Watch Out for Extremely Short Repayment Periods
Many loan apps have repayment terms lasting only 6 to 14 days, making it challenging for borrowers to fulfill their obligations and potentially trapping them in debt. Ensure you are comfortable with the repayment schedule before borrowing.
7. Protect Your Reputation
Once a loan app contacts your friends or family to shame you publicly, their goal is often achieved. Some borrowers may choose not to repay the loan, believing the damage is already done. Be proactive in managing your reputation and debt.
8. Break Free by Ceasing Borrowing
To escape the grip of loan sharks, the most effective strategy is to stop borrowing entirely. Although challenging, cutting off access to predatory loans is essential for regaining control over your finances.
9. Use Truecaller for Call Management
Truecaller is a helpful tool for screening and blocking calls from loan apps, significantly reducing stress and unwanted harassment from lenders.
10. Report and Block Harassers
If you receive threatening messages on platforms like WhatsApp, take action by blocking the sender and reporting them to WhatsApp and the Google Play Store. This helps protect others from falling victim to the same predatory practices.
By keeping these tips in mind, you can shield yourself from the damaging consequences of predatory loan apps and protect your financial well-being. Stay informed, cautious, and proactive to ensure you make the best financial decisions for your future.
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