ShopTopUp

Thousands of retailers across Africa rely on ShopTopUp to access business loans and inventory, empowering them to keep their shelves stocked and their customers happy. Whether you're running a small kiosk or a large store, ShopTopUp makes it easier to manage your inventory and secure funding to grow your business.

Never Run Out of Stock

ShopTopUp ensures you always have access to a wide range of products from more than 100 trusted manufacturers and distributors. Through the ShopTopUp app, you can conveniently restock your shop in just a few taps. No more worrying about inventory shortages – everything you need is just a click away.

• Access a diverse range of products
• Restock with ease from your mobile phone
• Choose from over 100 manufacturers and distributors

Access Affordable Business Loans

To help you maintain a well-stocked shop, ShopTopUp offers flexible business loans starting as low as ₦50,000, with the option to borrow up to ₦500,000. These loans come with low interest rates and repayment periods tailored to suit your cash flow. Whether you're a small retailer or a larger business, ShopTopUp ensures that you never run out of capital to grow your store.

• Loans available from ₦50,000 to ₦500,000
• Flexible repayment options: weekly or bi-weekly
• Competitive interest rates, designed with small businesses in mind
• Loan terms of 14 or 28 days, tailored to your schedule

All Your Inventory Needs in One Place

ShopTopUp simplifies the purchasing process by bringing all your inventory needs into one app. You can buy in bulk from multiple suppliers at the lowest unit prices, all delivered straight to your store. This gives you the flexibility to choose products from various categories such as foodstuffs, drinks, toiletries, baby care, and much more. No need to juggle multiple suppliers; ShopTopUp has everything you need in one platform.

• Buy directly from top manufacturers and distributors
• Bulk purchases at the lowest rates
• Convenient delivery to your shop

Go Cashless – Simplify Supplier Payments

Worried about managing cash payments to your suppliers? With ShopTopUp’s virtual wallet and integrated credit card system, paying suppliers has never been easier. You can securely make cashless payments with zero transaction fees and receive instant confirmation of your payments.

• Virtual wallet for seamless transactions
• Credit card for easy supplier payments
• No transaction fees, no hassle

How ShopTopUp Helps Grow Your Retail Business

ShopTopUp provides an all-in-one platform that simplifies the way you run your retail business. From instant business loans to competitive pricing on inventory, it’s designed to support your growth. With a simple application process, no collateral is needed to secure a loan, and your wallet is credited instantly once your loan is approved. Whether you need to stock up on foodstuffs, drinks, toiletries, or baby products, ShopTopUp has you covered.

Getting Started with ShopTopUp

Ready to take control of your business and ensure you never run out of stock? Getting started with ShopTopUp is easy:

1. Download the ShopTopUp App – Click [here] to download the app from Google Play Store.
2. Sign Up – Register and log in to the app.
3. Apply for a Loan – Head to the 'Loans' section in the app and apply for an instant loan. Once approved, your wallet will be credited, and you can start shopping.

With ShopTopUp, you can borrow between ₦50,000 and ₦500,000 with flexible repayment terms of either 14 or 28 days. Repayments can be made weekly or bi-weekly based on your business needs. Best of all, no collateral is required!

Start growing your business today with ShopTopUp – the app that lets you buy now and pay later, restock your shop, and access flexible business loans in one place. Download the ShopTopUp app now and never run out of stock again!