| Interest Rate | 35% |
| Duration | From 7 days |
| Access Level | Public |
| Company Name | Ultra naira |
| Phone 1 | +234 805 509 4112 |
| Phone 2 | |
| Website or Store | whats link |
| Address | |
| Category | Dangerous Loan |
| Company Email | |
| Views | 407 |
Step by step guide to break free from loan apps
About Ultra naira
Looking for a quick, reliable, and hassle-free personal loan in Nigeria? UltraNaira is your go-to loan app, offering instant cash loans with a simple online application process. Whether you need funds for emergencies, bills, or personal expenses, UltraNaira provides easy, secure, and flexible loan options tailored to your needs.
Why Choose UltraNaira Loan App?
✅ Instant Approval & Disbursement – Get funds transferred directly to your bank account within minutes after approval.
✅ Easy Online Application – No paperwork! Apply in 3-5 minutes with just basic details.
✅ Flexible Loan Options – Borrow according to your needs and repay at your convenience.
✅ Higher Loan Limits – Repay on time to qualify for larger loans with lower interest rates.
✅ Secure & Trusted – A professional team ensures a smooth and transparent borrowing experience.
How to Get a Loan with UltraNaira in 5 Simple Steps
1️⃣ Download the App – Install UltraNaira from the Google Play Store.
2️⃣ Register an Account – Sign up with your mobile number.
3️⃣ Fill Out the Application – Complete a quick online form (takes 3-5 minutes).
4️⃣ Get Approved – Receive instant loan approval.
5️⃣ Receive Funds – Money is disbursed directly to your bank account instantly.
Repay On Time & Unlock Better Benefits!
Maintain a good repayment record to access:
✔ Higher loan amounts
✔ Longer repayment terms
✔ Lower interest rates
Need Quick Cash? Download UltraNaira Now!
Don’t let financial emergencies hold you back. With UltraNaira, you can apply for a personal loan anytime, anywhere—no collateral or lengthy processes required.
📲 Install UltraNaira today and get the funds you need in minutes!
🔗 Available on Google Play Store
Expert Counsel
Loan Agreements in Nigeria: Understanding Your Rights
Under Nigerian law, loan agreements can be deemed invalid or unenforceable in certain situations. These include:
- Unlicensed Money Lenders: Operating without a valid license from the Central Bank of Nigeria (CBN) or relevant state authorities can make contracts unenforceable.
- Excessive Interest Rates or Hidden Fees: Contracts with unconscionable terms may be unenforceable under consumer protection laws, as regulated by the CBN.
- Fraud, Misrepresentation, or Coercion: Contracts obtained through deception, misleading statements, or threats can be voidable.
- Breach of Privacy & Harassment: Loan apps that invade borrowers' privacy or engage in harassment may have contracts that can be challenged as invalid under the Nigerian Data Protection Regulation (NDPR) and FCCPC guidelines.
- Lack of Written Agreement: Loan agreements exceeding ₦20,000 (varies by state) require a written contract signed by both parties to be enforceable.
- Violation of Loan Tenure & Repayment Rules: Contracts that violate CBN guidelines on microfinance lending may be challenged.
- Duress or Undue Influence: Contracts signed under threats, blackmail, or undue influence are invalid under Nigerian Contract Law.
- Lending to Minors: Loan contracts with individuals under 18 years old are automatically void.
Understanding these points can help borrowers navigate loan agreements and protect their rights.
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Reviews
Agent message to usersNOTICE! NOTICE!!
MAUREEN CHIDIEBERE IHEMDI, PHONE NO: 08063863260 BVN: 223****0681 EMAIL: lespogchi@gmail.com IS A CRIMINAL, PLEASE DON'T DO ANY BUSINESS (MONEY) TRANSACTION WITH HER, DON'T EMPLOY HER IN YOUR OFFICE. SHE IS A VERY DANGEROUS PERSON, ON THE RUN WITH OUR COMPANY'S MONEY.
(ULTRA NAIRA PLUS MEDIA)
- 4/15/2025
- Agent message to users
TREAT AS URGENT: This is to inform the general public that: *THE FAMILY OF MAUREEN CHIDIEBERE IHEMDI*
*PHONE NUMBER: 08063863260
*Amount: ₦12,320*
*BVN: 223****0681
*BANK: OPay Digital Services Limited (OPay)*
*ACCOUNT NO: 806***3260
Has PROVEN to be a RUTHLESS/CHRONIC and UNREMORSEFUL DEBTOR who goes about COLLECTING MONEY from different COMPANIES. She is currently on the run with our company's money and has refused to pay nor pick our calls. Be informed that this person has been declared wanted. Please contact us if you have any information about her as soon as possible else the company will proceed to the next action because she provided us with all your details and if you are not aware of this loan you can as well call her to delete your information on the app. Your details alongside the above details will be posted on all social media in the next FEW HOURS.
*ULTRA NAIRA PLUS* MEDIA TEAM
- 4/15/2025
- Agent message to users
This is to inform the general public and the family member of FLORENCE with No 09068****27 has been diagnosed by the GENERAL HOSPITAL for having a NOTORIOUS HIVAIDS and CHRONIC CANCER just know pls stay away from her else you'll be infected and she's a threat to children
KINDLY SHARE.
- 12/10/2024
- Agent message to users
TREAT AS URGENT : This is to inform the general public that: *BEWARE THE FAMILY OF ADEOLA
NUMBER- *0906****927
BVN- *223****5818*
Bank name: *OPay*
Account Number: *906***3927*
Amount: *₦7,320*
Has PROVEN to be a RUTHLESS/CHRONIC, THIEF and UNREMORSEFUL DEBTOR who goes about COLLECTING MONEY from different COMPANIES. He is currently on the run with our company's(*ULTRA NAIRA VIP*) money and has refused to pay nor pick our calls. Be informed that this person has been declared wanted. Please contact us if you have any information about him as soon as possible else the company will proceed to the next action because he provided us with all your details.
*This Message will be forwarded to all your contacts and social media to declare you WANTED!!! if your payment is not received ANY MOMENT FROM NOW*
- 12/10/2024
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Safely Report A Loan Shark
If you have borrowed from a loan shark or are worried about someone else, we’re here to help and keep you safe. Learn how to break free from their grasp.
