I never thought something as simple as sleep could affect my financial life. In the hustle and bustle of Lagos, sleep seemed like a luxury I couldn’t afford. I was constantly on the move, juggling two jobs and a side hustle. It wasn’t until I started feeling the weight of exhaustion that I realized I was in trouble.

The Early Signs of Trouble

It all started with a missed deadline at work. I was responsible for preparing a financial report for one of our major clients. Usually, I was on top of things, but that day, I was struggling to stay awake. I had barely slept the night before, trying to meet the demands of my side gig. When my boss confronted me, I had no excuse. I knew the problem was deeper than just being tired.

The Impact on My Finances

Soon, I noticed that my finances were taking a hit. I began making small but costly mistakes in my budget. I forgot to pay my utility bills on time, leading to late fees. My mind was so foggy that I even forgot about a loan repayment, which resulted in a penalty. These small errors started adding up, and before I knew it, I was struggling to keep up with my expenses.

One day, I realized that I had spent a significant amount of money on things I didn’t need. Impulsive purchases became a habit, driven by the lack of mental clarity that comes with sleep deprivation. I was buying fast food every day because I was too tired to cook. I signed up for services I didn’t even use because I wasn’t thinking straight. My financial situation was spiraling out of control.

The Health Scare

The breaking point came when I started experiencing health issues. Constant headaches, dizziness, and irritability were now part of my daily life. One afternoon, I fainted at work. My colleagues rushed me to the hospital, and the doctor’s diagnosis was clear: chronic sleep deprivation. The doctor explained that lack of sleep was weakening my immune system, affecting my concentration, and increasing my stress levels.

Taking Back Control

That hospital visit was my wake-up call. I knew I had to make a change before things got worse. I started researching the effects of sleep deprivation, and I was shocked by what I found. Studies showed that people who don’t get enough sleep are more likely to suffer from health problems, make poor financial decisions, and even face mental health issues.

I decided to make sleep a priority. I started by setting a regular sleep schedule, going to bed and waking up at the same time every day. I also created a relaxing bedtime routine that included turning off all electronic devices an hour before bed and reading a book instead.

Step-by-Step Solutions

Create a Sleep Schedule: I set a consistent bedtime and wake-up time, even on weekends. This helped regulate my body’s internal clock and improved the quality of my sleep.

Limit Screen Time Before Bed: I stopped using my phone and computer at least an hour before bed. The blue light emitted by screens can interfere with the production of melatonin, the hormone that regulates sleep.

Make Your Bedroom a Sleep Sanctuary: I turned my bedroom into a peaceful retreat. I invested in comfortable bedding, kept the room cool, and minimized noise and light.

Watch What You Eat and Drink: I avoided heavy meals, caffeine, and alcohol before bedtime. These can disrupt sleep and lead to restless nights.

Manage Stress: I started practicing relaxation techniques like deep breathing and meditation to reduce stress. Managing stress is crucial for good sleep, and it also helps in making better financial decisions.

The Positive Changes

The changes I made started showing results. My energy levels improved, and I found myself more focused at work. I was able to catch up on my bills and even started saving money by avoiding unnecessary purchases. My health improved, and I no longer felt overwhelmed by stress. Most importantly, I regained control over my finances.

The Nigerian Perspective

In Nigeria, where the hustle culture is deeply ingrained, many people like me underestimate the importance of sleep. We often push ourselves to the limit, thinking that the more we work, the more successful we’ll be. However, the reality is that without adequate sleep, our productivity, health, and financial well-being suffer.

I shared my experience with friends and family, urging them to prioritize sleep. I explained how the lack of sleep had cost me not just financially but also in terms of my health and overall quality of life. My story resonated with many, and I began advocating for better sleep habits within my community.

Conclusion

Sleep is not a luxury; it’s a necessity. My journey from sleep deprivation to financial stability taught me that taking care of your health is the foundation for success in all areas of life. If you’re struggling with your finances or health, it might be time to look at your sleep habits. Don’t wait until it’s too late—make sleep a priority today.